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...ons to allow employees to work off-site one or more days a week. Telecommuters...00) 205-6218, fax (949) 955-1929, Web site www.griffincom.com, e-mail griffcom...

... A changing environment (lighting, hurricanes, earthquakes, floods, etc.) does not affect static risks. Change does affect dynamic risk. In the 19th century, cowboys and Indians created risk for each other. Wars with muskets and cannon were a problem; nuclear war wasn't. Train and stagecoach robberies were an issue; carjackings weren't. Pollution was about road apples; today it's about superfund sites and oil spills. In yesterday's world, hurt feelings often led to a duel — today, they lead to lawsuits. &# 160 The world of business is changing; there's a need for strategic and marketing planning, an evolving entitlement mentality, a growing sense of victimhood, and expectations for large short-term return on investments. We're also seeing more class action lawsuits, higher punitive damages, ... "dynamic risk" and "static risk." A changing environment (lighting, hurricanes, earthquakes, floods, etc.) does not affect static risks. Change does affect dynamic risk. In the 19th century, cowboys and Indians created risk for each other. Wars with muskets and cannon were a problem; nuclear war wasn't. Train and stagecoach robberies were an issue; carjackings weren't. Pollution was about road apples; today it's about superfund sites and oil spills. In yesterday's world, hurt feelings often led to a duel — today, they lead to lawsuits. &# 160 The world of business is changing; there's a need for strategic and marketing planning, an evolving entitlement mentality, a growing sense of victimhood, and expectations for large short-term return on investments. We're also ...

...ency plans applicable to alternate sites and resourcing Minimize lost ope...

... today it’s about superfund sites and oil spills. In yesterday’s ...mail [email protected], Web site www.squareoneconsulting.com.

... Technical Director and Arif Quraishi is the Vice President of the Indoor Environments Division at the Institute for Environmental Assessment, Minneapolis, MN. This article is reprinted with permission of Griffin Communications Inc., which can be reached at 1420 Bristol Street N., #220, Newport Beach, CA 92660, (949) 752-1058, toll-free (800) 205-6218, fax (949) 955-1929, Web site www.griffincom.com , e-mail [email protected] . Login or Register (for FREE) to gain access to thousands of other great articles. Need more reasons to join? Need insurance for you, your business or your family? Get quality appointments - Save yourself a whole lot of time & money when you use our directory of carriers, wholesalers and service providers. Negotiate lucrative contracts with carriers and ... 30/2013 by CompleteMarkets Editor , Neil Carlson This content has not been rated yet. Studies have shown that most Americans spend more than 90% of their time indoors and that this environment is significantly more contaminated than the outdoor environment. Maintaining as pollutant-free an indoor environment as possible can improve building occupants' health, reduce liability for building owners and managers, and improve overall productivity. Indoor air pollutants are associated with or directly related to numerous health-related symptoms or complaints. Some of these have been traced to biological contaminants, which can include the organism itself (as simple in structure as bacteria or as complex as a cat) or materials that the organism sheds, eliminates, or produces, such as fungi, bacteria, viruses, and insect parts and feces. FUNGI The most effective means ...

... include Professional Liability, Pollution Liability, Errors & Omissions, ...

...Servicing Site Preparation U...

...appointment with the client at the site. This procedure provides an opport...sponsible for the contamination and pollution loss cleanup might not be the pe...