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https://completemarkets.com/company/CompleteMarkets/Articles/content-package/IMMS-Library/TabCategory/article-post/1518/Confronting-Substance-Abuse-In-Small-Business/
... Photos Group Connections Reviews IMMS Library Immerse yourself in our stacks. Take some time and browse through our library. We have thousands of articles, checklists, tip sheets, sales letters, and more! Communications Marketing Customer Service Planning Finance/Accounting Risk Management Human Resources Selling Legal and E&O Technology Life/Financial Services Glossaries Management Resources & Links Categories Popular Recent All Back Confronting Substance Abuse In Small Business 6/21/2014 12:00:00 AM by CompleteMarkets Editor This content has not been rated yet. Small businesses have not made the same progress as large businesses in developing drug abuse programs due to a lack of information and prohibitive costs. Some small businesses have also had difficulty providing the resources necessary to meet federal requirements for contractors to maintain drug-free workplaces. Three federal agencies ... sponsored a national conference to communicate the effects of substance abuse in the workplace, discuss the specific problems of small businesses, and consider the incentives needed to assist small businesses in responding to these problems and implementing effective programs. Representatives from trade associations, chambers of commerce, unions, public/private partnerships, state and local governments, and employee assistance programs attended the conference. Presentations were made by the sponsoring agencies and members of the small business community in the areas of small business experiences, legislation, treatment/insurance, and drug testing. Workshops were conducted for each type of organization attending the conference. The group workshops focused on ways in which partnerships could be formed between the various organizations and how information, resources, and incentives could best be provided to small businesses. The problems and ...

https://completemarkets.com/company/CompleteMarkets/Articles/content-package/IMMS-Library/TabCategory/article-post/256/A-Bright-Future-For-Small-Agencies/
... Photos Group Connections Reviews IMMS Library Immerse yourself in our stacks. Take some time and browse through our library. We have thousands of articles, checklists, tip sheets, sales letters, and more! Communications Marketing Customer Service Planning Finance/Accounting Risk Management Human Resources Selling Legal and E&O Technology Life/Financial Services Glossaries Management Resources & Links Categories Popular Recent All Back A Bright Future For Small Agencies 4/30/2013 12:00:00 AM by CompleteMarkets Editor , Chris Burand This content has not been rated yet. Independent agencies, even small ones, definitely have a bright future. Offer better service related to a specific product or offer better service to a select group of customers, and you can sell those customers everything. Some time ago, I read an article ... does what it does best rather than try to sell anything and everything like the big store. I'm always amazed that such a small store always has the right part. I can never find what I'm looking for in the big store. Small independent agencies can survive if they focus on selling specific products better than the competition. For example, if a small agency can prove that it writes small contractors' Property policies better than anyone else, it will write a lot of them-and leave the small contractors' Health insurance to someone else. Being all things to all people is impossible. Local hardware store B didn't suffer any sales downturn when the big hardware store opened, either. Store B thrives by selling merchandise the big store doesn't. It specializes in the hardware ranchers and farmers need. ...

https://completemarkets.com/Article/article-post/256/A-Bright-Future-For-Small-Agencies/
A Bright Future For Small Agencies
Independent agencies, even small ones, definitely have a bright futur...to do something special like the two small hardware stores. Offer better serv...

https://completemarkets.com/company/CompleteMarkets/Articles/content-package/IMMS-Library/TabCategory/tag/uncle-sam/
... ? by Marvin Sahl, CLU The use of independent contractors can give businesses greater flexibility and lower labor costs, reduce taxes.. All Articles by CompleteMarkets Editor Comments (0 ) Is An Esop For You? This content has not been rated yet. CompleteMarkets Editor , Angela Bemiss 4/30/2013 12:00:00 AM IS AN ESOP FOR YOU? by Angela Bemiss Don't Sweat the Small Stuff . . . and It's All Small Stuff is an enjoyable little book that has spent a long time on the New York Times.. All Articles by CompleteMarkets Editor Comments (0 ) Tax Implications Of Buying And Selling Agencies This content has not been rated yet. CompleteMarkets Editor , Jon Persky 4/30/2013 10:44:36 PM TAX IMPLICATIONS OF BUYING AND SELLING AGENCIES by ... Are Your Agency's Finances? This content has not been rated yet. CompleteMarkets Editor , Tom Doran 4/30/2013 12:00:00 AM How Healthy Are Your Agency's Finances? by Tom Doran To keep your agency finances sound, balance revenue generated (production) with benefits paid. In 1950, there were 16.5 workers pa.. All Articles by CompleteMarkets Editor Comments (0 ) Independent Contractors: Are They Or Aren't They? This content has not been rated yet. CompleteMarkets Editor , Marvin Sahl 4/30/2013 10:45:23 PM INDEPENDENT CONTRACTORS: ARE THEY OR AREN'T THEY? by Marvin Sahl, CLU The use of independent contractors can give businesses greater flexibility and lower labor costs, reduce taxes, and someti.. All Articles by CompleteMarkets Editor Comments (0 ...

https://completemarkets.com/Article/article-post/1558/OSHA-HELP-FOR-NEW-BUSINESSES/
...klet designed specifically to help small businesses comply with OSHA requireme...ce. It is entitled 'OSHA Handbook for Small Businesses' (OSHA 2209). Public...

https://completemarkets.com/Article/article-post/1296/Plumbing-Hvac-Contractors-Plumbing-Knowledge-Is-Important/
...anship or products. One relatively small problem could cause extensive damage....

https://completemarkets.com/Article/article-post/1540/Drug-Free-Workplace/
...s this country, in towns large and small, from small businesses to large corporations, the... answer questions from prospective contractors or grantees.

https://completemarkets.com/company/CompleteMarkets/Articles/content-package/IMMS-Library/TabCategory/article-post/2378/Outsourcing-Public-Relations-And-Marketing/
... plan. Having your organization's products, services, and people featured in relevant media builds credibility and works hand-in-glove with other marketing efforts. Who produces the most public relations (PR) bang for the buck? Is it a staff PR person, a traditional PR agency, or is there a better choice? Today, more organizations are using out-sourced public relations professionals — independent contractors who work with a small cadre of clients. Why hire independents? The advantages include responsiveness, experience, dedication, and lower costs for more results. With out-sourcing, a company doesn't pay an employee's salary and benefits, nor the hidden costs of office space, phone lines, computers, furniture, and support staff. A company might not be able to justify hiring a full-time PR person, but it can justify ... as part of its marketing plan. Having your organization's products, services, and people featured in relevant media builds credibility and works hand-in-glove with other marketing efforts. Who produces the most public relations (PR) bang for the buck? Is it a staff PR person, a traditional PR agency, or is there a better choice? Today, more organizations are using out-sourced public relations professionals — independent contractors who work with a small cadre of clients. Why hire independents? The advantages include responsiveness, experience, dedication, and lower costs for more results. With out-sourcing, a company doesn't pay an employee's salary and benefits, nor the hidden costs of office space, phone lines, computers, furniture, and support staff. A company might not be able to justify hiring a full-time PR person ...

https://completemarkets.com/Article/article-post/70/If-The-Niche-Fits-Designing-The-Niche-Program-Questionnaire/
...there's less pricing volatility in small premiums didn't change the underwriti...y of some carriers. The attitude that small accounts are a waste of time will ...

https://completemarkets.com/Article/article-post/360/Bond-With-Shared-Pain/
...every day — no matter how large or small it might be. A family-owned Los Ange...lients. Health insurance premiums for small business owners have increased dra...