https://completemarkets.com/Article/article-post/1284/GOVERNMENTAL-INSTITUTIONS-RESPONSIBILITIES-EQUAL-RISKS/
...help cover those exposures. We've specialized in insuring government entities ...
https://completemarkets.com/Article/article-post/2157/Expert-Witnesses-Raising-The-Bar/
...If scientific, technical or other specialized knowledge will assist the trier ...
https://completemarkets.com/Article/article-post/2449/Insurance-Agencies-And-The-Employment-Civil-Rights-Laws-Of-California-And-The-Ninth-Circuit-Part-1/
...conscious that these classes have special legal protection, particularly in th...
https://completemarkets.com/Article/article-post/2004/AGENTS-FOR-CHANGE-WE-CAN-MAKE-THE-WORKPLACE-SAFER/
...instance, a sanitary district had special trucks to pick up heavy items, such ...
https://completemarkets.com/company/CompleteMarkets/Articles/content-package/IMMS-Library/TabCategory/article-post/164/Windows-Of-Opportunity/
... Competing for prospective clients costs money, with high advertising and marketing expenses taking a big chunk out of commissions. But some agencies are reducing or eliminating competition by entering niche markets. Companies often pay higher commissions for niche-market programs, and because there are few competitors-and in some cases, none at all-there are few wasted sales calls. Niches are windows of opportunity. They often begin with a request for special coverages from a single customer. If the agent seizes the opportunity, that one request can blossom into a fertile market. In fact, the opportunities are so numerous and the rewards so great that some agencies have dropped their standard property/casualty lines entirely and replaced them with a smorgasbord of niche programs. Niche marketing is also a way to maintain aggressive markets since many carriers such as Chubb ... a lot better. There's less wasted time. Before I got into the niche markets, I might quote ten customers and get three. Now, I quote ten and get nine or ten. It's a lot more efficient. The agency, which wrote $23 million in premiums in 1991, expects $37 million this year. The agency's niche marketing program include self-insured workers' compensation for Texas school districts and other governmental bodies, and a variety of coverages for children's summer camps and plant farms. These target markets account for a significantly higher profitability ratio than the agency's regular business, Monaghan says. Expanding programs to a statewide operation also requires a great deal of homework, Monaghan adds. You need to put together a lot of information to build programs like these, ' he says. You ...
https://completemarkets.com/Article/article-post/164/Windows-Of-Opportunity/
...ey often begin with a request for special coverages from a single customer. If...kers' compensation for Texas school districts and other governmental bodies, a...
https://completemarkets.com/Article/article-post/1651/DISASTER-PLANNING-MANUAL-PART-1/
...rt police and fire departments to special conditions, such as an invalid who m..., carriers were short of adjusters, especially after some were transferred to ...
https://completemarkets.com/company/CompleteMarkets/Articles/content-package/IMMS-Library/TabCategory/article-post/2259/FAMILY-MEDICAL-LEAVE-ACT-OF-1993/
... opposing any practice, or because of involvement in any proceeding, related to FMLA.ENFORCEMENT FMLA is enforced by the Wage and Hour Division of the U.S. Labor Department's Employment Standards Administration. This agency will investigate complaints of violations. If violations cannot be satisfactorily resolved, the Department may bring action in court to compel compliance. An eligible employee may bring a private civil action against an employer for violations.OTHER PROVISIONS Special rules apply to employees of local education agencies. Generally, these rules provide for FMLA leave to be taken in blocks of time when the leave is needed intermittently or when leave is required near the end of a school term (semester) . Salaried executive, administrative, and professional employees of covered employers who meet the Fair Labor Standards Act (FLSA) criteria for exemption from minimum wage and ... more work weeks per year, at each single location or within 75 miles of the single location. Employees whose jobs entail travel from the location, although not always present at the location, are counted in the determination. The rules promulgated on January 6, 1995 require all governmental units, regardless of the number of employees or their locations, to comply with the Act (except for some school districts) . Section 825.106 of the Act widely extends eligibility through what it calls Joint Employment. This is an ERISA term, and is quoted verbatim in Part 2. I checked with the Chief Attorney for the Wage and Hour Division in Washington D.C., only to learn that the new rule's purpose is to broaden the number of people covered by the Act. The specific relationship of contractors (of ...
https://completemarkets.com/Article/article-post/1827/THE-FRAUD-EQUATION-FIGHTING-CREDIT-CARD-MAIL-FRAUD/
...s DeGasperin, 'is that instead of special parking places in front of these [re...