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...rea by many tax experts. Some tax specialists claim that a pure timing risk tr...ANAGEMENT LETTER, (714) 955-1929. * Special trial subscription not available ...

...ess cards, cars, trucks and other specialty themes. Use shaped CDs to deliver... make sure that the contractors feel special. What’s more, a sizable percenta...

..., fine arts, collections or other special value items such as tamps or Coins? ...ain an office in your home - or give private lessons, such as music lessons? ...

... times a year, the agency invites about 30 contractors to a wine and cheese tasting held at a local restaurant with a sommelier and all of the trimmings. The agency found that these tastings are one of the most popular ways to make sure that the contractors feel special. What's more, a sizable percentage of these contractors decide to trust their protection needs to this creative group of insurance professionals. Don't limit yourself to Contractors: Almost any client or prospect will enjoy a wine and cheese tasting. Idea #12: Sponsor a ... new staff, staff certifications, and an upgrade to your agency Web site. Press releases can also help you establish and grow a relationship with your local newspaper, opening the door to even more marketing opportunities. Idea # 11: Host a wine and cheese tasting event. One California agency has discovered that events such as a wine and cheese tasting can be effective ways to grow their business with local contractors. Several times a year, the agency invites about 30 contractors to a wine and cheese tasting held at a local restaurant ... , create PowerPoint presentations that show how clients and prospect can benefit from doing business with you. Add to the impact by including testimonies from your clients. Take this great idea to the next level by offering to let Commercial Lines clients purchase "spots" on your private TV marketing network. Idea # 8: Write a regular column in a local newspaper. Mark Von Moss of the Bomford, Couch & Wilson agency takes full advantage of the agency's relationship with the local newspaper by writing a regular column about various types ...

...BRA.] The bill also provides for special enrollment periods under group cover...

... performance should trigger probation and eventually dismissal. Consider doing a seminar or workshop for employees on the subject of putting a smile in their voices and written communications. Attitude is catching. It contributes to the positive morale essential to an agency's success. 9. Take a special interest in all claims. This is the most golden of all opportunities. Your service should be at its best when a client suffers a loss-this is why the client bought the insurance in the first place! The loss is traumatic enough; don't contribute to the ... an engineering audit by the carrier, to save the client some anxious moments regarding compliance. Who knows, you might even write some new coverage as a result of the visit! 7. Let clients know about new developments that may affect their operations. Many current events affect the insurance industry. To name just one, the prospect of universal government health care has a huge impact on the financial well-being of a business. Insurance trade papers and magazines, carrier communications, and various journals are writing about it. Send copies of ... with whatever the client gives them. You may think that working on Health insurance today is a total waste of time because of the prospect of a universal health plan. But it's very doubtful that the Clinton Administration's health plan will pass in its current form. The private sector is likely to remain heavily involved. If you accept that, it makes sense to get in on the ground floor of the solution to your client's problem. Put another way, wouldn't it be prudent to be the authority to whom your client turns when ...

... for violations.OTHER PROVISIONS Special rules apply to employees of local ed...by using any unpaid FMLA leave. This special exception to the 'salary basis' r...