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...young, newly licensed driver or a sports car is added), the carrier might non-...vised — clients who get what they want and deserve accurately and quickly, and a documented activity trail that’s easy to understand, easy to access, and credible.

... If you don't produce a profit for the underwriter, it's liable to pull the whole book of business, ' Everhart says. A few years ago, I started a program to insure Corvettes. We had a large client base. But then the carrier doubled its sports car rates and practically put me out of business. Also, his lines of business are sensitive to changing legislation. The notary public bonds and used-car dealer bonds are required by the state, ' he explains. If the Legislature changes the law, it could put ... Regnier. No one was doing that for volunteer fire departments over 20 years ago, before Art Glatfelter went to bat for them. VFIS writes all lines of business except workers' compensation' for volunteer fire departments and emergency service organizations. Available coverages include injury-to-firemen liability, accident and sickness, vehicle agreed value for engines, errors and omissions liability, pollution liability, medical malpractice, bonding and others. VFIS currently insures more than 500 Texas volunteer fire departments and emergency service organizations, Regnier says, primarily in Houston , Dallas and San ... ' says Regnier. No one was doing that for volunteer fire departments over 20 years ago, before Art Glatfelter went to bat for them. VFIS writes all lines of business except workers' compensation' for volunteer fire departments and emergency service organizations. Available coverages include injury-to-firemen liability, accident and sickness, vehicle agreed value for engines, errors and omissions liability, pollution liability, medical malpractice, bonding and others. VFIS currently insures more than 500 Texas volunteer fire departments and emergency service organizations, Regnier says, primarily in Houston , Dallas ...

... But then the carrier doubled its sports car rates and practically put me out of business.' ...crop. That gives us a good loss ratio, and keeps our companies happy, because ...

... . Give special attention to claims that are denied or not paid in full, so clients understand the rationale and their options for future coverage. COMPANY SERVICE CENTERS Concerns : When the underwriting risk changes (for instance, when a young, newly licensed driver or a sports car is added), the carrier might non-renew, raise the rate, or cancel before your agency has an opportunity to find a less upsetting course of action. To save on premium, the client might reduce limits without proper education. Changes (perhaps a ... Agency 4/30/2013 12:00:00 AM by CompleteMarkets Editor , Virginia Bates This content has not been rated yet. If you're doing business around the clock, make sure to have effective E&O procedures in place. There was a five-car accident in your town last night: One of the drivers just wants to get some sleep and deal with it in the morning. One wants someone working on it now. One can't wait to seek the reassurance of that lady in his insurance agency who is always ... quick reminder to do so. Keep a scratch pad and pen or a palm pilot with you to note unstoppable information. Don't put your home and cell phone numbers on cards, letterhead, brochures, or ads. Giving business associates these numbers will only increase your liability for information left there. If some of your clients have become accustomed to calling your home, consider adding a line that your non-insurance family members can use to get you and your voice mail. LONGER AGENCY BUSINESS HOURS Concerns: The staff people covering "off ...