https://completemarkets.com/Article/article-post/1326/Homeowners-Confidential-Checklist/
...sional, do you have professional liability and malpractice coverage (CPA, doct... Are you concerned about estate tax liability if you were to die prematurely?
...
https://completemarkets.com/Article/article-post/1039/The-Bottom-Line-On-Agency-Value/
... approach, the client will perceive the entire agency team as servicing the account, rather than one producer, and the agency has a better chance of keeping the account should the producer depart. We define recurring expenses as expenses necessary to support the generation and retention of insurance related income. We excluded such unnecessary expenses as country club dues, automobile leases for non-employee family members, and season tickets to sporting events. We also exclude non-recurring expenses. These might include professional fees for changes to an employee benefit program, one-time purchases of major office equipment, or producer commissions paid for non-recurring Life income. TRACKING DOWN EXPENSES Because adjusting for unnecessary and non-recurring expense items benefits owners when valuing an agency, keeping track of these items is critical. Some expenses, such as country club dues and season tickets ... components: Earnings Value and Tangible Net Worth. An agency's Earnings Value is the value attributed to its ongoing operations. To derive earnings value, we multiply an agency's sustainable earnings capacity, the bottom line, ' as demonstrated in its income statement, by a subjective multiple determined through an analysis of the inherent risk factors of the agency. Tangible Net Worth is the sum of the tangible assets less liabilities. One caveat is that industry convention typically expresses an agency's purchase price as a multiple of revenue. This often causes people to assume incorrectly that an agency's value is derived by utilizing a multiple of revenue. However, as we've just noted, an agency's value isn't based on revenue, but on what that revenue produces in terms of Sustainable Earnings. In a nutshell, sustainable earnings are the ...
https://completemarkets.com/Article/article-post/1331/SPRINGTIME-QUESTIONNAIRE/
... Do you think your current liability limits and medical payments are ade...
https://completemarkets.com/Article/article-post/19/Sample-Electronic-Communication-Policy/
...ising.
Gambling, monitoring sports scores, or playing electronic games. ...sure the ongoing availability and reliability of these systems. If during the ...
https://completemarkets.com/Article/article-post/782/100-Quality-Service-Standards/
...e size and strength can become a liability instead of an advantage.
The only a...
https://completemarkets.com/Article/article-post/87/E-O-Security-In-The-24-7-Agency/
...young, newly licensed driver or a sports car is added), the carrier might non-...
https://completemarkets.com/Article/article-post/1619/INTERVIEWING-MODULE-III-A/
...iness clubs, school associations, sports, political groups, and so on. A = Am...