https://completemarkets.com/Article/article-post/1635/MANAGING-RISK-A-GUIDE-FOR-YOUR-BUSINESS-CLIENT-PART-4-OF-4/
... is the stability of the insurer. Stable and unstable companies exist in each category. The...
https://completemarkets.com/Article/article-post/2135/E-O-EXPOSURES-IN-INSURING-YOUR-NEIGHBORHOOD-TAVERN/
...res, it might be one of your more stable accounts. Curtis Pearsall, CPCU, A...
https://completemarkets.com/Article/article-post/936/ARE-MULTI-YEAR-POLICIES-REALLY-A-GOOD-CHOICE/
...or a long time. Rates may be adjustable. Even if a policy is non-cancelable b...vide them. Even organizations with a stable risk profile can be affected by su...
https://completemarkets.com/Article/article-post/954/AGENCY-COMPANY-RELATIONS-COMPANY-CONTRACTS/
...hat: Is financially stable Has a history of providing a stable market for selected lines of business...
https://completemarkets.com/Article/article-post/240/Developing-A-Marketing-Plan-In-A-Distressed-Agency/
...es at the heart of planning for a stable, solvent agency, able to attract new ...
https://completemarkets.com/company/CompleteMarkets/Articles/content-package/IMMS-Library/TabCategory/article-post/936/ARE-MULTI-YEAR-POLICIES-REALLY-A-GOOD-CHOICE/
... rate of return. Lost opportunity costs associated with a large up-front or deposit premium may offset apparent savings. Consider the nature of your risks. Have they been steady over time or subject to much change? If your organization experiences numerous and rapid changes, you may find yourself hamstrung if new coverages or features are needed and your insurer is unable or unwilling to provide them. Even organizations with a stable risk profile can be affected by sudden changes in the law necessitating enhanced coverage features. Conclusion Deciding if multi-year policies make sense for your organization requires careful consideration of all these points. True guaranteed-rate, multi-year polices that are non-cancelable may provide many benefits over traditional annual policies-but keep in mind that in some instances, so-called multi-year policies may be little more than marketing gimmicks designed to lure insureds with the ... a number of years may look quite advantageous, particularly during a hard market when costs increase, high limits become scarce, and coverage terms and conditions become more restrictive. Uses limits more efficiently. Over the course of several years, insureds may require lower aggregate limits than the amount they purchase under standard annual policies. For example, a company that historically carries $25 million in D&O liability limits on an annual policy basis would purchase $75 million in limits over the course of three years. That same insured might opt instead to purchase a multi-year policy that provides just $40 or $50 million in aggregate limits over the same period. Although a lower aggregate limit is purchased, the insured is able to carry greater single-occurrence catastrophe protection. Lessens hassle. Some insureds complain that ...
https://completemarkets.com/Article/article-post/2164/WHAT-IS-AN-AGENCY-WORTH/
... central Indiana are historically stable, compared with markets in South Centr...
https://completemarkets.com/Article/article-post/1003/VALUATION-AND-STRUCTURING-OF-BUSINESS-COMBINATIONS/
...business that has been relatively stable under one situation may have a much g...
https://completemarkets.com/Article/article-post/1744/AGENCY-ACQUISITIONS-LET-THE-BUYER-BE-SMART/
...th the insurance expirations? How stable are they? Over the five year pe...
https://completemarkets.com/Article/article-post/87/E-O-Security-In-The-24-7-Agency/
...anagement function to ensure that stable, consistent, and qualified help remai...