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...c, but it works. When meeting or talking to people, be honest and sincere, g...u and participate in a conversation. Talk to people at their own level, and t...

... as is for five year” without ever talking to the client? It’s not because the insured doesn’t want to talk - no one has asked the client to talk about their renewal. Let’s suppose tha...

...munication Techniques: Part I,' we talked about initiating a phone conversatio...ese occasions: It was nice to talk to you, I will call you back on ___...

... LIG Marine Managers USG Insurance Services, Inc. NIF Group Inc. PRS High Hazard/High Risk Workers' Compensation Business Insurance Insurance for Individuals and Families Personal Finance Search Titles only Search author Search Titles and content Show Results Loading.. Similar Articles Sample Telemarketing Scripts Let's Talk About Agency Procedures Again Agency Bill Vs. Direct Bill: Avoid Confusion Cross-Sell Letter Beyond The "Alpha Split": New Ways To Distribute Work Loads Content Packages This article is part of the IMMS Library , which contains more than 2451 documents published by industry-leading authors ... above agency value issues. For example, when the opportunity to acquire an agency or producer presents itself suddenly, agencies with adequate cash will usually have an advantage. Leases are often a contentious topic in agency valuations. The problem arises from accounting rules that don't require showing leases as balance sheet liabilities even though they are liabilities. Because they aren't shown on the balance sheet, many accountants and some agency owners don't think they should be counted as liabilities for valuation purposes. However, as the saying goes, "A rose is ... which is usually closely related to the agency's trust position. Many agency owners with inadequate working capital don't understand why their agency value should be docked for having inadequate working capital. Working capital is a firm's investment in its net current assets [( current assets - current liabilities)/(total annual expenses/365)] . Agencies should have at least 30 days worth of working capital. Adequate working capital increases agency value by reducing risk. It acts as a cash shock absorber so that the agency can make it through the ...

... lot with the news media, and then we complain about our coverage. The exposure, of course, is simply the riskiness. A wood-shingle roof has a greater risk of burning than an asphalt roof. LINE Another word that is simply unnecessary. I prefer to talk about different types' of insurance. Line' makes sense to me if you're taking about retail products like shampoo and children's toys. But in this era of packaged, multiple-peril policies, the word just doesn't add to anyone's understanding about the product. SURPLUS Yes ... x No Thanks Loading.. x No Thanks Loading.. x No Thanks Loading.. x No Thanks Loading.. CompleteMarkets 1 2 3 4 5 Rating history (0 Reviews - 0 of 5.0) Shows who have rated the content, and the rating score. Write your review here. (Required) Please consider the following: 1. Would you recommend this company? 2. What about this company do you like/dislike? 3. Why did you choose this rating? Submit This Anonymously Submit Cancel Contact Us contact_phone Click ... got stashed away. Come on, people, there are better words. Use net worth, equity, whatever you want, but never use the S' word. If you must use it, then explain it immediately. CASUALTY, and its snooty cousin, LIABILITY You're kidding yourself if you think the average consumer or news reporter knows what these words mean when talking about insurance coverages. I once had a grown adult ask me if his insurance company was reliable' for the damage to his house. And he wasn't referring ...

...nough to know what's going on Talk regularly with key staff and operating...ger. Claims Adjusting. Because liability claims involve the public and Wo...

...l be picking cotton in July. Let's talk about each one. WHO'S INVOLVED? It's i...ials and letters, or would you prefer talking to some current clients? Maybe y...

... probably congratulate themselves on their achievement - the result of hard work, creativity, and spending in the nine or ten-digit range. But what if these high-ranking carriers are scoring well in the wrong game? Suppose Gomez and other Web ranking services have no idea what they're talking about? What if they base their evaluation criteria on an implicit misunderstanding of the insurance business? What if "winning" means embracing a bankrupt business strategy? All Articles by CompleteMarkets Editor Comments (0 ) Earthquake - For Homeowners In Central U.S. This content ... x No Thanks Loading.. x No Thanks Loading.. x No Thanks Loading.. x No Thanks Loading.. Scurich Insurance Services 1 2 3 4 5 Rating history (0 Reviews - 0 of 5.0) Shows who have rated the content, and the rating score. Write your review here. (Required) Please consider the following: 1. Would you recommend this company? 2. What about this company do you like/dislike? 3. Why did you choose this rating? Submit This Anonymously Submit Cancel Contact Us ... Editor 12/17/2013 12:00:00 AM We Want You To Consider Buying Earthquake Insurance.. Just To Make Sure You're On The Safe Side Of Financial Aftershock. Everybody's a buzz about.. All Articles by CompleteMarkets Editor Comments (0 ) Employment Practices Liability Insurance: Occurrence Forms versus Claims-Made Forms This content has not been rated yet. CompleteMarkets Editor 10/20/2016 12:00:00 AM Writing EPL insurance on an occurrence basis has its advantages. For example, under claims-made policies, the limit of ...

... probably congratulate themselves on their achievement - the result of hard work, creativity, and spending in the nine or ten-digit range. But what if these high-ranking carriers are scoring well in the wrong game? Suppose Gomez and other Web ranking services have no idea what they're talking about? What if they base their evaluation criteria on an implicit misunderstanding of the insurance business? What if "winning" means embracing a bankrupt business strategy? All Articles by CompleteMarkets Editor Comments (0 ) Earthquake - For Homeowners In Central U.S. This content ... x No Thanks Loading.. x No Thanks Loading.. x No Thanks Loading.. x No Thanks Loading.. Rodgers & Associates Insurance, Inc. 1 2 3 4 5 Rating history (0 Reviews - 0 of 5.0) Shows who have rated the content, and the rating score. Write your review here. (Required) Please consider the following: 1. Would you recommend this company? 2. What about this company do you like/dislike? 3. Why did you choose this rating? Submit This Anonymously ... Editor 12/17/2013 12:00:00 AM We Want You To Consider Buying Earthquake Insurance.. Just To Make Sure You're On The Safe Side Of Financial Aftershock. Everybody's a buzz about.. All Articles by CompleteMarkets Editor Comments (0 ) Employment Practices Liability Insurance: Occurrence Forms versus Claims-Made Forms This content has not been rated yet. CompleteMarkets Editor 10/20/2016 12:00:00 AM Writing EPL insurance on an occurrence basis has its advantages. For example, under claims-made policies, the limit of ...

... probably congratulate themselves on their achievement - the result of hard work, creativity, and spending in the nine or ten-digit range. But what if these high-ranking carriers are scoring well in the wrong game? Suppose Gomez and other Web ranking services have no idea what they're talking about? What if they base their evaluation criteria on an implicit misunderstanding of the insurance business? What if "winning" means embracing a bankrupt business strategy? All Articles by CompleteMarkets Editor Comments (0 ) Earthquake - For Homeowners In Central U.S. This content ... x No Thanks Loading.. x No Thanks Loading.. x No Thanks Loading.. x No Thanks Loading.. Raley, Watts & O'Neill 1 2 3 4 5 Rating history (0 Reviews - 0 of 5.0) Shows who have rated the content, and the rating score. Write your review here. (Required) Please consider the following: 1. Would you recommend this company? 2. What about this company do you like/dislike? 3. Why did you choose this rating? Submit This Anonymously Submit Cancel ... Editor 12/17/2013 12:00:00 AM We Want You To Consider Buying Earthquake Insurance.. Just To Make Sure You're On The Safe Side Of Financial Aftershock. Everybody's a buzz about.. All Articles by CompleteMarkets Editor Comments (0 ) Employment Practices Liability Insurance: Occurrence Forms versus Claims-Made Forms This content has not been rated yet. CompleteMarkets Editor 10/20/2016 12:00:00 AM Writing EPL insurance on an occurrence basis has its advantages. For example, under claims-made policies, the limit of ...