https://completemarkets.com/Article/article-post/1670/KEEP-EMPLOYER-LIABILITY-COVERAGE/
...mployee sues the manufacturer of a tool that injured him or her on the job. Th...rt results from an injury caused by a tool built by the employer. These occ...
https://completemarkets.com/company/CompleteMarkets/Articles/content-package/IMMS-Library/TabCategory/article-post/1668/Epl-Coverage-Goes-Where-We-Cant/
... reality that Workers Comp doesn't cover every possible occupational claim. For example, the employer may be sued by a third party because the injured employee has sued the third party. Let's assume Curbside Concrete's employee is injured in an accident while driving a company mixer and sues the other driver. The other driver may then sue Curbside, arguing that a defect in its truck caused the accident. Employees using tools are especially prone to making claims like this. Employers Liability coverage is the remedy in a situation where an injured employee sues the faulty tool's manufacturer, and then the manufacturer sues the employer for poor training or maintenance of equipment. Unlike Workers Compensation benefits, Employers Liability coverage goes beyond the workplace and the physical effects of the employee's injury. It handles claims by relatives or dependents who sue for ... of care and services that were once provided by the injured employee-or relatives sue for consequential bodily injury (for example, loss of sexual functioning) . Finally, Employers Liability addresses dual-capacity situations. Consider this example of dual capacity: Mike, the building maintenance worker, is injured while installing a basketball hoop in the company gym by a drill manufactured by his employer, Dynamic Drill, Inc. He sues Dynamic as creator of the tool, not as the employer. A dual capacity claim allows Mike to circumvent the Workers Comp law to pursue a claim that is related to employment. Without active Employers Liability coverage, Dynamic would be on its own. Employers Liability Isn't Employers Practices Liability Coverage Workers Compensation and Employers Liability coverage takes care of the different claims that can result from bodily injuries and employment-related ...
https://completemarkets.com/company/CompleteMarkets/Articles/content-package/IMMS-Library/TabCategory/article-post/374/Solidifying-The-Bond-With-Your-Customer/
... the buyers spend 1% to 2% of their gross earnings for two pieces of metal connected with a screw and washer. You might think that it's a pretty tough market, but the U.S. distributor sells about a thousand pairs per month with a total employee of five. The intriguing thing is that Hikari has never purchased any advertising! They have built their business with seminars and other informational tools that (1 ) help stylists to perform their jobs better and (2 ) help their distributors to be more professional within the salon industry (which benefits all the manufacturers they may represent) . In both cases, the middle-man distributors and the actual hair stylists, Hikari utilizes audiocassette programming and live seminars to carry their message. So although insurance and scissors may be miles apart in product, ... Accounting Risk Management Human Resources Selling Legal and E&O Technology Life/Financial Services Glossaries Management Resources & Links Categories Popular Recent All Back Solidifying The Bond With Your Customer 4/30/2013 12:00:00 AM by Jack Burke This content has not been rated yet. Very few people will recognize the name Hikari, unless they're in the beauty salon industry. Hikari is a scissors manufacturer and distributor. Not just any type of scissors, but very expensive scissors used by hair stylists. A small, five-inch pair of scissors might sell for $400, and more expensive models approach $1 ,000. Considering that the average hair stylist grosses about $30,000 to 35,000, this is a market in which the buyers spend 1% to 2% of ...
https://completemarkets.com/Article/article-post/374/Solidifying-The-Bond-With-Your-Customer/
...h seminars and other informational tools that (1) help stylists to perform the...a new product for the disinfectant of tools with an educational audiotape cove...
https://completemarkets.com/Article/article-post/1668/Epl-Coverage-Goes-Where-We-Cant/
...used the accident. Employees using tools are especially prone to making claims...nc. He sues Dynamic as creator of the tool, not as the employer. A dual capaci...
https://completemarkets.com/company/CompleteMarkets/Articles/content-package/IMMS-Library/TabCategory/article-post/6/Mine-The-Internet-For-Prospects/
... 12:00:00 AM by CompleteMarkets Editor , steve anderson This content has not been rated yet. You can strike gold if you know where to look. A good place is the Internet. Insurance is all about making sales. And you can't make sales until your producers identify prospects and learn more about them. A good place is the Internet, which contains a wealth of effective marketing tools that can help streamline the process. Here are a few valuable resources: InfoUSA.com ( www.infousa.com ) — This site provides easy access to an extensive database of consumer and business name and address information. You can search for businesses by standard methods such as ZIP code, county, SIC code, number of employees, etc. The list you create can be downloaded in a standard data format and ... Web pages with that number on them. As you learn to use the more advanced search features of the site, you'll be able to refine your search. Thomas Register ( www.thomasregister.com ) — The Thomas Register site can help you find detailed information about prospects and clients. This site has one of the largest industrial directories, featuring 2.3 million products available on the Web from more than 189,000 manufacturers in the U.S and Canada. You can search for a specific product or service, a specific company, or a brand name, and find the company that produces it. You must register to use the site, but there's no cost. Hoovers.com ( www.hoovers.com ) — Hoover's is known for its in-depth coverage of companies and industries, accurate lists of key decision makers, and powerful searching and ...
https://completemarkets.com/Article/article-post/2564/Its-a-Small-World-Doing-Business-Abroad/
...and brokers. It provides a perfect tool for solidifying your Commercial Lines ...example is Canadian investment in manufacturing portable sawmills in Eastern E...
https://completemarkets.com/Article/article-post/1942/ARE-JIGSAW-PUZZLES-OBSOLETE/
...gsaw puzzles are timeless toys and tools. We’ve all done them. Our paren...othing’s changed. As a business tool, changes are coming. In yesterday&...
https://completemarkets.com/Article/article-post/6/Mine-The-Internet-For-Prospects/
...s a wealth of effective marketing tools that can help streamline the process....and powerful searching and targeting tools. It covers more than 12 million gl...
https://completemarkets.com/Article/article-post/1514/ENGINEERING-CONTROLS/
... Exhaust Ventilation Power tools used for the removal of lead-based pa... of brushes of various sizes, crevice tools and angular tools, when needed, will enhance the qua...