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... , not hours-and then only if they work under a contract that states they will not be classified as an employee for tax purposes. If so classified, they are treated as self-employed independent contractors; taxes are not withheld because they are responsible for their own taxes. TOUGH TRAPS Of course, these numerous classifications may create more problems. OSHA can require that business owners give all kinds of safety training to anyone working on the business' premises, regardless of who the employer might be. This and other training and legal requirements may ... job, provide the place to work, or have the power to fire employees-their employees are defined as common-law. The employers will probably be required to withhold taxes on these employees. LEASED EMPLOYEES Companies providing leased employees are basically an extension of temporary help agencies. These workers are employees of the leasing company, which pays their taxes, Workers' Compensation, and other costs. Properly operated, employee leasing can provide workers (at a fixed fee per time period or project) for generally longer periods than temporary help agencies. Employee ... project's end. One usual advantage of leased employees is that the cost of getting the job done through an outsource is less expensive than using common-law employees. A danger, however, occurs if the company providing the leased employees does not meet the tax or Workers' Comp obligations under the law. In this case, an employer utilizing leased employees may be liable for their taxes and benefits (including obligations under the Family Leave Act) . A recent IRS ruling exemplifies this confusion on the part of employers. Nurses supplied to a ...

... , not hours-and then only if they work under a contract that states they will not be classified as an employee for tax purposes. If so classified, they are treated as self-employed independent contractors; taxes are not withheld because they are responsible for their own taxes. TOUGH TRAPS Of course, these numerous classifications may create more problems. OSHA can require that business owners give all kinds of safety training to anyone working on the business' premises, regardless of who the employer might be. This and other training and legal requirements may ... employees are defined as common-law. The employers will probably be required to withhold taxes on these employees. INDEPENDENT CONTRACTORS The article hotlinked above details the status and relationship of independent contractors. LEASED EMPLOYEES Companies providing leased employees are basically an extension of temporary help agencies. These workers are employees of the leasing company, which pays their taxes, Workers' Compensation, and other costs. Properly operated, employee leasing can provide workers (at a fixed fee per time period or project) for generally longer periods than temporary help agencies. Employee ... project's end. One usual advantage of leased employees is that the cost of getting the job done through an outsource is less expensive than using common-law employees. A danger, however, occurs if the company providing the leased employees does not meet the tax or Workers' Comp obligations under the law. In this case, an employer utilizing leased employees may be liable for their taxes and benefits (including obligations under the Family Leave Act) . A recent IRS ruling exemplifies this confusion on the part of employers. Nurses supplied to a ...

... responsible for their own taxes. TOUGH TRAPS Of course, these numerous clas...

... responsible for their own taxes. TOUGH TRAPS Of course, these numerous clas...

...er day, week, month, or year. It's tough out there! Since buying insurance ra...nformed about efforts of agencies and companies to seek tort reform and other ...

... days. Those are just two examples of the problems facing the clients that you insure. They're not looking to "beef-up" their insurance, but to purchase only as much as they need to survive for another day, week, month, or year. It's tough out there! Since buying insurance ranks right up there with taxes in the minds of most business owners, the question becomes, "How do you maintain and nurture the client relationship under these circumstances?" I believe that human beings bond through their mutual problems ... similar increases in the cost of doing business — just like their clients. Health insurance premiums for small business owners have increased dramatically (ours has doubled during the past two years with decreased coverage) . Add to that your E&O coverages, Property, and Workers Comp, plus all the other increases in your expenses (rent, real estate, utilities, etc.) and you begin to realize that you might have more in common with your clients than you thought. Share your pain with them. Empathize with their ... and explain that you're facing the same problems. Tell them about the things that you're doing to help control costs. Talk about lobbying efforts that might affect them, as well as you. The Med Mal industry is learning to keep clients informed about efforts of agencies and companies to seek tort reform and other measures to stabilize rates. When you share your pain, your clients will identify, and bond, more closely with you. Remember, when you need a friend, it's too late to begin making one. Jack Burke ...

...You might think that it's a pretty tough market, but the U.S. distributor sell...ent with property coverages (a lot of companies are being 'double dipped' by e...

...ou with the same product, that’s a tough idea to sell. Unfortunately, most pro...r than expected, but he felt sure his company would match it. As a result, I’m...

...o develop workflow properly is the tough part. Until you have this commitment,...tional interests Verify that Comp and Coll deductibles are properly s...