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...ments are made. Services include towing, door-to-door pickup and delivery of the rental car, appraisals...in a managed care network. Regardless of these prior relationships, all conce...

... Are owned vehicles used for towing special equipment (air compressors, c...l, CPCU, AIAF, ARM, CPIA, is president of Pearsall Associates, Inc. (Whitesbor...

... :00:00 AM by CompleteMarkets Editor , Curtis Pearsall This content has not been rated yet. A client who utters these words might well be laying the groundwork for a nasty E&O claim. Consider this case: The insured had a niche market for tow truck operators. The claim involved a client from another state whose tow truck rear-ended a car, causing an occupant of the vehicle to become a wheelchair-bound paraplegic. The underlying case was worth $5 million to $10 million. The client, a new customer ... the primary layer of coverages. This means that you should make it standard practice to include the offering umbrella coverage in the proposal. Consider these recommendations. Don't suggest a limit! If you "recommend" a $1 million umbrella and the client suffers a higher loss, they could come back and question why you "recommended "only" a $1 million limit. Face it, when dealing with products liability, professional liability, auto, etc., significant losses can occur. The best approach is to offer a ... of limit options, with a comment that additional options are available. The customer should select the limit. It's also wise to have them "sign off" on those limits you offered that they did not select. You might want to ask your carriers if they have had any large claims you can include in your proposal. See if the coverage "follows forms." Are there any exclusions in the excess policy that aren't in the primary? Both you and your client need to know. If any of the underlying policies ...

... ____ ____ DO YOU HAVE YOUR HOME INSURED WITH YOUR AUTOS? EXP. DATE ____ RECOMMENDED Company ____ COVERAGE BI ____ PD ____ MED ____ UM/UIM ____ CSI ____ DRIVER # CLASS COMP/COLL. RENT/TOW PREMIUM Auto 1 ____ Auto 2 ____ Auto 3 ____ SEE COMPUTER QUOTE TOTAL PREMIUM ____ COMBO Package Auto Premium ____ Company ____ COVERAGE Package Home Premium ____ Umbrella ____ TOTAL ____ Login or Register (for FREE) to ... /accidents in household? If so, detail below. ____ ____ ____ AUTO YR. MAKE/MODEL USAGE COMP/COLL. VIN# Auto 1 ____ Auto 2 ____ Auto 3 ____ Auto 4 ____ Alternate Garaging Auto # Loss Payee Auto # Sole Owner Yes No TOTAL PRESENT PREMIUM ____ DRIVERS NAME AGE/MARRIED LICENSE # G.S/AWAY Driver 1 ____ Driver 2 ____ Driver 3 ____ Driver 4 ____ TICKETS IN DRIVER # DATE VIOLATION ACCIDENTS LAST 5 YRS. ... Legal and E&O Technology Life/Financial Services Glossaries Management Resources & Links Categories Popular Recent All Back Auto Questionnaire 4/30/2013 12:00:00 AM by CompleteMarkets Editor , Jack Fries This content has not been rated yet. Have your producers use this questionnaire from Jack Fries to garner needed information from Auto prospects: AUTO INSURANCE QUESTIONNAIRE Producer: ____ Date: ____ INSURED Name ____ Phone ____ Address ____ City ____ State ___ Zip ____ Occupation ____ PRESENT AUTO Company ...

... # Loss Payee Auto # ...

...verages. Pay for expenses such as towing, labor, rental vehicles, etc.   Irma   At 35, Irma and her husband Joe have a young son, own a modest home and are about to become parents of twins. ...olidate her existing multiple policies and purchase a package policy.   ...