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https://completemarkets.com/Article/article-post/2258/STATUTORY-EMPLOYERS-SPECIAL-EMPLOYERS-AND-WORKERS-COMPENSATION/
...tion, renovation, and installation trades, although they can arise in other in...ontracts, and deals with employer's liability and other tort liability claims involving workers.

https://completemarkets.com/company/CompleteMarkets/Articles/content-package/IMMS-Library/TabCategory/article-post/1518/Confronting-Substance-Abuse-In-Small-Business/
... workplaces. Three federal agencies jointly sponsored a national conference to communicate the effects of substance abuse in the workplace, discuss the specific problems of small businesses, and consider the incentives needed to assist small businesses in responding to these problems and implementing effective programs. Representatives from trade associations, chambers of commerce, unions, public/private partnerships, state and local governments, and employee assistance programs attended the conference. Presentations were made by the sponsoring agencies and members of the small business community in the areas of small business experiences, legislation ... This content has not been rated yet. Small businesses have not made the same progress as large businesses in developing drug abuse programs due to a lack of information and prohibitive costs. Some small businesses have also had difficulty providing the resources necessary to meet federal requirements for contractors to maintain drug-free workplaces. Three federal agencies jointly sponsored a national conference to communicate the effects of substance abuse in the workplace, discuss the specific problems of small businesses, and consider the incentives needed to assist small businesses in responding to these problems and implementing effective ... major concern of small businesses. Technical assistance in the areas of procedure development and evaluation of EAPs, as well as low-cost training and educational material, are in great demand. Finally, small businesses need incentives. Tax credits, insurance discounts, and removal of employer liability are examples of incentives small businesses have stated would be helpful in establishing drug programs. Legislation Many small businesses find legislation complicated and confusing. Conflicting federal and state/local regulations, costs of complying with federal contractor requirements, and the fact that there are few ...

https://completemarkets.com/Article/article-post/1518/Confronting-Substance-Abuse-In-Small-Business/
...ive programs. Representatives from trade associations, chambers of commerce, u... Formation of coalitions or use of trade associations to obtain EAP pricing...

https://completemarkets.com/Article/article-post/558/Whats-A-Liquidity-Ratio-And-Why-Should-It-Be-Important-For-An-Insurance-Agent/
...dicates a poor collector. Formula: Trade (Co.) (or All) Receivables/Trade (premiums) (or All) Payables. Benchma...

https://completemarkets.com/company/CompleteMarkets/Articles/content-package/IMMS-Library/TabCategory/tag/receipts/
... Popular Recent All receipts Articles tagged with receipts Back Agreement For Purchase And Sale This content has not been rated yet. CompleteMarkets Editor , Gary Jacobson 4/30/2013 10:41:13 PM AGREEMENT FOR PURCHASE AND SALE by Gary Jacobson All Assets (Includes Trade Name Transfer) Comments This form involves a straightforward sale of all assets of a smaller incorporated agenc.. All Articles by CompleteMarkets Editor Comments (0 ) Audit Explanation - Prepare, Prepare This content has not been rated yet. CompleteMarkets Editor 4/30/2013 ... :38:26 PM AUDIT EXPLANATION - PREPARE, PREPARE Dear (Customer Name), THERE'S SOMETHING YOU SHOULD KNOW ABOUT AUDITS . . . As you know, Workers Compensation and General Liability policies are su.. All Articles by CompleteMarkets Editor Comments (0 ) Insuring Contractors? Be Careful - It Can Be A Big E&O Headache This content has not been rated yet. CompleteMarkets Editor , Curtis Pearsall 4/30/2013 10:44:08 PM INSURING CONTRACTORS? BE CAREFUL - IT CAN BE A BIG E ... O HEADACHE by Curtis Pearsall With very few exceptions, most agents can count at least a few contractors among their clients. Unfortunately, .. All Articles by CompleteMarkets Editor Comments (0 ) Producer Success Lesson 6 This content has not been rated yet. Randy Schwantz 5/12/2014 12:00:00 AM Nothing happens until somebody sells something. To make sales happen, IMMS.com Key Sales Consultant Randy.. All Articles by Randy Schwantz Comments (0 ) x No Thanks Loading.. Loading.. x No Thanks Loading.. ...

https://completemarkets.com/Article/article-post/1528/LEGAL-OUTLINE-FOR-CALIFORNIA-AGENCIES-TABLE-OF-CONTENTS/
... Protecting expirations and other trade secrets 2.2.6 Severability clause...overage 4.6.2. Commercial general liability coverage CLAIMS AVOIDANCE CHECK...

https://completemarkets.com/Article/article-post/2147/TAX-IMPLICATIONS-OF-BUYING-AND-SELLING-AGENCIES/
...e purchase price. In essence, Bill trades a $66,667 ordinary income tax deduct...nt, Bill will still have to pay the liability and then seek repayment from Joe...

https://completemarkets.com/Article/article-post/69/Finding-Markets-The-Specialty-Program-Consultant/
...ncy agreements with companies Trade references When applicable, full... Private Passenger Auto Liability, Contractors Liability, Auto Default insurance, Crane Rigging Contractors, Truck insurance, Yacht insuran...

https://completemarkets.com/Article/article-post/1540/Drug-Free-Workplace/
...services. You may work with a trade or local business association to star... answer questions from prospective contractors or grantees.

https://completemarkets.com/company/CompleteMarkets/Articles/content-package/IMMS-Library/TabCategory/article-post/1966/THE-INTERNAL-CYBERTHREAT/
... personal information your firm has on both employees and customers. Include the penalties for violating the policy. &# 160 ORGANIZATION ASSETS POLICY &# 160 Your policy on protection of company assets should make it clear that the firm owns the rights to its intellectual property, trade secrets, and other privileged and confidential information. The policy should state your position on works for hire that employees create while on the job. Although works for hire generally belong to the organization that paid for their development, having a written policy on this can ... could help your firm avoid liability for alleged contracts that an employee might make when acting outside the scope of their authority. &# 160 CONCLUSION To be effective, your firm's Internet and e-mail policies must be communicated clearly to employees and any others, such as outside contractors, who should also follow it. Set up a training program. Keep track of who has received the training, and require employees to acknowledge in writing that they've been trained and understand and agree to comply with the policy. Review and update the policy regularly ... disseminate it to your employees. &# 160 Reprinted with permission of Griffin Communications Inc. &# 160 Login or Register (for FREE) to gain access to thousands of other great articles. Need more reasons to join? Need insurance for you, your business or your family? Get quality appointments - Save yourself a whole lot of time & money when you use our directory of carriers, wholesalers and service providers. Negotiate lucrative contracts with carriers and wholesalers. Net result. More revenue for your agency! Clients & Prospects ...