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...dustries from construction to transportation. They're the new brass ring for o...experience the bitter lessons of Why Agents Get Fired!

...ergy Financial (FI) Transportation Marine What do these niche...ortant. When independent brokers and agents know where the resources are and how to deploy them effectively, the...

... and more! Communications Marketing Customer Service Planning Finance/Accounting Risk Management Human Resources Selling Legal and E&O Technology Life/Financial Services Glossaries Management Resources & Links Categories Popular Recent All tunnel vision Articles tagged with tunnel vision Back Be Aware! Avoid Danger On Public Transportation This content has not been rated yet. CompleteMarkets Editor , Bill Kliewer 4/30/2013 10:41:34 PM BE AWARE! AVOID DANGER ON PUBLIC TRANSPORTATION by Bill Kliewer Bill Kliewer explains how situational awareness and a personal contingency plan can enhance your ... ) Cycle-Up Your Marketing This content has not been rated yet. CompleteMarkets Editor , Nanci Evarts 4/30/2013 12:00:00 AM CYCLE-UP YOUR MARKETING by Nanci Evarts Check out these solutions to soft-market woes. Shifts in the marketplace are either heralded by agents and brokers with general e.. All Articles by CompleteMarkets Editor Comments (0 ) How's Your Image? This content has not been rated yet. Jack Burke 4/30/2013 12:00:00 AM HOWS YOUR IMAGE? by Jack Burke Whats your ... again? ' They cant buy from you if they dont know who you are. Jack Burke offers advice .. All Articles by Jack Burke Comments (0 ) Targeting The Ethnic Consumer This content has not been rated yet. Jack Burke 4/30/2013 12:00:00 AM TARGETING THE ETHNIC CONSUMER by Jack Burke In the marketing field, the debate continues as to which is better, a well-aimed shot with a 22-caliber rifle or a broad spray of buckshot fr.. All Articles by Jack Burke Comments (0 ...

... by their Standard Industrial Classification (SIC), must keep injury and illness records: Agriculture, Forestry, and Fishing (SIC's 01-02 and 07-09), Oil and Gas Extraction (SIC 13), Construction (SIC's 15-17), Manufacturing (SIC's 20-39), Transportation, Communications, and Public Utilities (SIC's 41-42 and 44-49), Wholesale Trade (SIC's 50-51), Building Materials, Hardware, Garden Supply and Mobile Home Dealers (SIC 52); General Merchandise Stores (SIC 53); Food Stores (SIC 54 ... Gasoline Service Stations 56 Apparel and Accessory Stores 57 Furniture, Home Furnishings and Equipment Stores 58 Eating and Drinking Places 59 Miscellaneous Retail Finance, Insurance and Real Estate 60 Banking 61 Credit Agencies other than Banks 62 Security and Commodity Brokers, and Services 63 Insurance 64 Insurance Agents, Brokers and Services 65 Real Estate 67 Holding and other Investment Offices Services 72 Personal Services 73 Business Services 78 Motion Pictures 81 Legal Services 82 Educational Services 83 Social Services 84 Museums, Botanical and Zoological Gardens 86 Membership Organizations 87 Engineering, Accounting, Research, ... , and Related Services 88 Private Households 89 Miscellaneous Services These exemptions do not excuse any employer from coverage by OSHA or from compliance with all applicable safety and health standards (which may include other types of recordkeeping requirements) . The recordkeeping exemptions apply to all eligible workplaces under the jurisdiction of Federal OSHA. However, 25 states and territories operate their own OSHAs. Employers in the following areas should contact the state agency to determine if it has or intends to adopt the exemptions: Alaska, Arizona, California, Hawaii, Indiana, ...

... Manufacturing (SIC's 20-39), Transportation, Communications, and Public Utili...intended as a general description only and does not carry the force of legal o...

... those. This kind of thinking is completely counter-productive and shortsighted. How can you be in the Commercial insurance business and not work on lPOs? Although public offerings used to be reserved for large organizations or high tech start-ups, today they're prevalent in all industries from construction to transportation. They're the new brass ring for owners of smaller businesses. Yet, many agents still don't see the bullet coming because they don't realize that the rules have changed. The initial public offering injects two new entities into the relationship, and agents who aren't prepared ... of articles, checklists, tip sheets, sales letters, and more! Communications Marketing Customer Service Planning Finance/Accounting Risk Management Human Resources Selling Legal and E&O Technology Life/Financial Services Glossaries Management Resources & Links Categories Popular Recent All Back The Five Ways Agents Get Fired!4/30/2013 12:00:00 AM by CompleteMarkets Editor , C.R. Ekern This content has not been rated yet. Independent agencies and brokerages are facing a growing threat to their middle market Commercial clients. These firms are being ... have realized that in today's marketplace, price is readily available, and the insurance policy is a commodity. More and more, they're selecting brokerage firms based primarily on their ability to solve problems and provide resources. As competition for these middle-market accounts increases, the incumbent broker/agent is extremely vulnerable in several situations. However, this vulnerably doesn't generally center on their ability to provide the desired insurance policies or price. Instead, the competition is based on relationships and the perception that other venues might offer superior resources. Here are ...

... who isn't. I know of an agency that has gone so far as to list which employees drive high cars' such as SUVs and which drive low cars. With this information, the agency knows who can make it to the office in certain conditions and who needs transportation. You might have a calling tree' for determining the status of employees and getting information out to them. Another option is to use a voice-mail system, perhaps with the understanding that every employee will call the office in the event of a disaster. Don't ... of articles, checklists, tip sheets, sales letters, and more! Communications Marketing Customer Service Planning Finance/Accounting Risk Management Human Resources Selling Legal and E&O Technology Life/Financial Services Glossaries Management Resources & Links Categories Popular Recent All Back Disaster Planning For Agents 6/3 /2013 12:00:00 AM by CompleteMarkets Editor , Steve Anderson This content has not been rated yet. If we aren't prepared to deal with a disaster's effects on our own operations, we won't be in a position to help our ... that you emulate them. Don't be fortunate — be prepared! (This article is based on from Mr. Anderson's remarks at the 17th annual ASCNet Education Conference in Las Vegas, Oct. 20-23, 2002. The article originally appeared in American Agent & Broker magazine and is reproduced by permission.) Steve Anderson, CIC is president of SteveAnderson.com, an online consulting service that assists insurance agencies with making greater use of technology. He has been a licensed insurance agent for 20 years and holds a master's degree in Insurance ...