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... fund while the investor considers other investment opportunities. In times of economic uncertainty or to take advantage of high interest rates, investors can use the money-market fund as a place to put their nest egg until other investment vehicles become more attractive. Money-market fund managers invest in Treasury or other government securities, short-term bank deposits, or commercial paper. Investors might get a better rate of return at a bank or savings and loan by buying a certificate of deposit, but they would not be able to withdraw their money at any time, ... . Although the NASD administers both the state and federal qualification examinations, it does not offer training courses or study materials. It will, however, provide an outline of the topics covered in the exams and the relative importance of each. The NASD also supplies a list of reference materials. Applicants can continue taking the exams until they pass them. An applicant who fails the exams can immediately apply to take the tests again. There are no training requirements for taking the exams and receiving a license. While no specific training is ... any such venture. THE PRODUCT Just as there are a multitude of investment opportunities, so are there a wide variety of mutual funds. While a particular organization may offer dozens of mutual funds, there are basically four different types: money-market funds, stock funds, bond funds, and specialty funds. These categories offer investment opportunities designed to meet the goals of virtually every investor, from the most aggressive to the most conservative. When looking at these types of mutual funds, it is important to recognize that many are difficult to ...

...y-market fund managers invest in Treasury or other government securities, shor... high. It is a systematic investment program. The investor who utilizes this ...

...unts, money market accounts, and treasury bills. About 75% of your clients and...Premium Whole Life assets in place of bonds or real estate may increase a fami...

...of and 30 shares are held in the Treasury of the Agency. No additional shares ...owledge of any one or more Customers listed on SCHEDULE 3(ff) which does not i...