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...Employers, Special Employers, And Workers' Compensation
STATUTORY EMPLOYERS, SPECIAL EMPLOYERS, AND WORKERS' COMPENSATION by Marvin Sahl, CLU ...ther tort liability claims involving workers.

...Employers, Special Employers, And Workers Compensation
STATUTORY EMPLOYERS, SPECIAL EMPLOYERS, AND WORKERS COMPENSATION by Marvin Sahl, CLU T...ther tort liability claims involving workers.

...ity Warehouse Operations Trucking/ Transportation Heavy Constructi...al market, and you’ll gain a valuable competitive edge with the power of Pride...

... sued by a third party because the injured employee has sued the third party. Let's assume Curbside Concrete's employee is injured in an accident while driving a company mixer and sues the other driver. The other driver may then sue Curbside, arguing that a defect in its truck caused the accident. Employees using tools are especially prone to making claims like this. Employers Liability coverage is the remedy in a situation where an injured employee sues the faulty tool's manufacturer, and then the manufacturer sues the employer for poor training or maintenance of equipment ... Resources Selling Legal and E&O Technology Life/Financial Services Glossaries Management Resources & Links Categories Popular Recent All Back Epl Coverage Goes Where We Can't 5/15/2014 12:00:00 AM by CompleteMarkets Editor This content has not been rated yet. Workers Comp policies go by the official name of Workers Compensation and Employers Liability policy. With employers eager to assure their injured workers of recovery benefits, it's easy to overlook the Employers Liability' aspect of this policy. It's there to protect the insured employer against liability arising ... physical injury and occupational illness claims not covered by Workers Comp. Once one learns of Employers Liability coverage's limitations, the value of adding Employment Practices Liability coverage to the program becomes obvious. Employers Liability vs. Workers Compensation The Employers Liability section resembles a Commercial General Liability (CGL) policy, defending the employer against claims and paying the employee, dependents, or others if the employer is found negligent. This coverage reflects the reality that Workers Comp doesn't cover every possible occupational claim. For example, the employer may be sued by ...

Epl Coverage Goes Where We Can't
Workers Comp policies go by the official name of 'Workers Compensation and Employers Liability...ore popular every year, and insurance companies offer competitive premiums to attract business...

... only safety professionals responsible for results. In smaller enterprises, the agent can become a major influence in molding these elements together. The effort should be made not just for the sake of safety, but to improve morale. For instance, a sanitary district had special trucks to pick up heavy items, such as refrigerators and washing machines, but did not supply its workers with hand trucks. The workers had to move heavy items manually from the curb to the truck-not a safe environment. The employees thought I was a miracle man ... up of nonsupervisory personnel. The people closest to a problem are best able to find practical, cost-effective solutions. Managers sometimes believe that employees lack the sophistication necessary to develop solutions. However, the safety committees I have worked with have produced excellent results. Indeed, workers such as assemblers, sweepers, maintenance people, sales clerks, stock clerks, and cashiers are valuable assets for identifying unsafe conditions and making recommendations that improve productivity and quality. One of my industrial clients told me that communication with the work force had greatly improved ... the the cheapest accident is the one that never happens. Think of the possibilities! Arthur I. Moll, CPCU, CIC, is president of the National Association of Professional Insurance Agents (Pia) and president of Compaudit Services, a firm that helps companies reduce Workers Comp costs. He's also a professional member of the American Society of Safety Engineers. Login or Register (for FREE) to gain access to thousands of other great articles. Need more reasons to join? Need insurance for you, your business or your family? ...

...ise in areas such as benefits and Workers Comp to offer monthly Webinars to y...amond is known for his expertise in Workers Comp, he’s also a brilliant marketer. On...