https://completemarkets.com/Article/article-post/1497/TELECOMMUTING-BRING-THE-WORK-BUT-NOT-THE-RISKS-TO-THE-WORKER/
...n, you may experience resistance. Unions may see telecommuting as a way for em...
https://completemarkets.com/Article/article-post/2324/Producer-Success-Lesson-5/
... x No Thanks Loading.. Producer Success Lesson 5 6/1 /2015 by Randy Schwantz This content has not been rated yet. Follow these guidelines in selling risk managers on your services. In the 19th century, businesses had three communication options: The Pony Express, Western Union, and (rarely) the telephone. With the Pony Express, at best you had to wait days or weeks for a response — a lot like a producer trying to cold-call senior executives today. With Western Union, telegrams had to convey their message in a limited number of words. Today a marketing letter might get through, but the executive has little time to read it and it doesn't display your verbal communication skills. The telephone was — and remains — more effective by connecting you directly with the party you've targeted so that you can display your range of interpersonal skills. Focusing on your appointment with the client's risk manager can do the same thing: Keep you from getting a busy signal. A SUCCESSFUL OUTCOME Plan your meeting with the risk manager, keeping a successful outcome in mind: An introduction to the senior executives of the company. If you focus on leaving the meeting with the information you need, you're far more likely to get it. Begin with mental rehearsal. What and who do you need to take to the meeting? A good start might be the Commercial producer, who already has built rapport and trust with the risk manager. If the Commercial producer can't attend, build your own credibility through association with the producer and your agency. You might take a Personal Risk ...
https://completemarkets.com/Article/article-post/1457/ACCESS-TO-EMPLOYEE-EXPOSURE-AND-MEDICAL-RECORDS/
... x No Thanks Loading.. Access To Employee Exposure And Medical Records 4/30/2013 by CompleteMarkets Editor This content has not been rated yet. INFORMATION DATE 19891017 DESCRIPTION USDOL Program Highlights-Access to Employee Exposure and Medical Records SUBJECT Access to Employee Exposure and Medical Records U.S. Department of Labor Program Highlights Fact Sheet No. OSHA 89-29 ACCESS TO EMPLOYEE EXPOSURE AND MEDICAL RECORDS SCOPE-Employers in general industry, the maritime, and construction industries must provide records access to all employees exposed to toxic substances and harmful physical agents, their union representatives, health personnel, and OSHA. The rule does not require creation of any records, only preservation. Access means the right to examine and copy records. ACCESS RULES-Records requests need not be in writing except where trade secrets are involved. Union and health professionals must have specific written consent to gain access to employees' personal medical records but may examine exposure records without such consent. However, they must state the specific record needed and the occupational health need for requesting the information. Health professionals include physicians, occupational health nurses, industrial hygienists, toxicologists, and epidemiologists who provide medical or other occupational health services to exposed employees. Employees have automatic access to their own exposure and medical records except where a physician representing the employer believes that direct employee access to certain information in the record could be detrimental to the employee's health. However, they have access to exposure records of others when these exposures represent their past or present exposure, or exposures represent their past or present exposure, or exposure where an employee is being assigned or transferred. Employers must provide records ...
https://completemarkets.com/Article/article-post/1562/OSHAS-FULL-SERVICE-AREA-OFFICES/
... prepackaged training programs to unions or trade groups, or hold brief traini...
https://completemarkets.com/Article/article-post/1460/DRUG-TESTING-IMPROVES-PRODUCTIVITY/
...tional workers from various labor unions for contract work. A relatively new m...forged from negotiations between the unions and the Associated General Contrac...
https://completemarkets.com/Article/article-post/1630/MANAGING-RISK-A-GUIDE-FOR-YOUR-BUSINESS-CLIENT-PART-2-OF-4/
... but gives an idea of their relative importance. Interviews Discussions are necessary with all who have activities relating to risk. This may include: The chief administrative officer, for an overview of the activities and a clear view of what's most important The chief financial officer, for details on cash flow, reserves, location of money or securities, and extent to which loss might be assumed without financial pain For large firms, the engineer or public works director, for data on physical values, construction projects, construction contracts, and loss-prevention projects (design and maintenance) The accountant, for information on cost allocations and more financial detail Legal representatives, for information on contracts (hold harmless provisions and insurance requirements) as well as background on claims status and administration Personnel representatives, for labor aspects (a union contract may have a provision regarding Workers Compensation in relation to other benefits, for example) and safety organization The purchasing agent, to determine what contract terms exist for passing on or assuming liability for damage arising out of purchased products Any medical personnel, nurses or doctors, for details of their activities that could lead to malpractice suits (Also, you'll want to know whether they carry their own Malpractice insurance.) Inspections There's no substitute for walking through the physical plant. Things will appear that never show on paper, but it's important to know what to look for. Specialists in safety, fire protection, security, and boiler protection all see different things. Risk managers need to see them all. Obviously, they can't see the detail apparent to the specialist, but they can have ...
https://completemarkets.com/Article/article-post/883/The-Internet-And-The-Arrival-Of-The-Citizen-Marketer/
... what authors Ben McConnell and Jackie Huba call citizen marketers. Here are a couple of examples of what's happening. Does anyone make a purchase today without first doing a Google search to gather information? That simple act has changed our mindset about anyone who tries to sell' us anything, whether it's an idea, an insurance policy, or a coffee maker. We have moved from trust to doubt, never to return. The second example has to do with what we might call the unavoidable transparency. Recently, a regional newspaper reported that the chief of police of a mid-size city appeared before the city council and called some of the city police officers union's accusations against him trash' and asserted that any perception of low morale among officers is fiction. All this followed the chief receiving a no-confidence vote from the union. Such adversarial encounters are nothing new, except there's a new source of information available: The blog. The city's police officers' union president expresses his view with clarity and passion on a blog. Blogs, by their nature, are biased. Their value rests in providing alternative data. They make the point that no one, including those in authority, holds the keys to the information kingdom. Just ask Dell and the many others who have changed their policies because of blog power. Both accolades and criticisms influence the way we buy' both things and ideas. This brings us to the critical point about the Internet: It's all about pull, not push. Those who use the Internet most effectively, use pull. For example, if you're selling a camera, you'll not ...
https://completemarkets.com/Article/article-post/599/Phone-Courtesy-Revisited/
... x No Thanks Loading.. Phone Courtesy Revisited 4/30/2013 by CompleteMarkets Editor , Preston Diamond This content has not been rated yet. Good service over the phone means putting common courtesy into common practice. All it takes is practice, practice — and more practice. Follow these 10 tips from Preston Diamond to improve your phone manners. When Alexander Graham Bell first invented the telephone (Greek for "far sound") in 1876, financiers weren't eager to invest in it. His Bell Telephone Company was so desperate for cash that it offered to sell all patents to Western Union for $100,000. However, Western Union considered the telephone an "electrical toy" and refused. Imagine this scenario: The phone is ringing at Alexander Graham Bell's office. "Ring, ring." Voice: "You've reached A.G. Bell's office. If you know A.G. s extension, enter it now. If you want Watson, press 3, if you're using a rotary dial phone, hang on, we'll be right with you." If this had been going on since 1876, would we be used to it? Would you like it any more? I usually answer the phone "Pres Diamond." One time, there was silence. When I said, "Pres Diamond, how may I help you?" The voice on the other end finally replied, "I was looking for a diamond to press on my keypad. I couldn't find one, so I didn't know what to do." Hmmm. But, now to 10 tips on ...
https://completemarkets.com/Article/article-post/1945/GOOD-NEWS-BAD-NEWS/
...tured for the special interest of unions and employees, and executives who are...
https://completemarkets.com/Article/article-post/659/Furnishing-MVRs-To-Clients-Could-Be-Hazardous-To-Your-E-O-Policy/
...gainst insurance agencies, credit unions, etc., in which an employee pulled th...