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... observed in a single week while visiting his mother-in-law during a recent ho...t I observed in a single week while visiting my mother-in-law during her recen...

... high school. Each week the printer would put a new sign in the window — a joke, a political comment, or an advertising slogan. Regardless of the topic, the sign was always witty. It's a miracle that the bus didn't tip over on Monday mornings, as everyone would move to one side to get a better look at the new weekly message. Decades later, I was visiting Cleveland and drove down that same street. As I approached the intersection where the print shop had been located, I found myself looking for a sign in the window. Unfortunately the printer was long gone, but the impact of his advertising remained. More recently here in Los Angeles , two lumberyards located across the street from each other developed dueling signs' One was a commercial lumberyard, the other ... in the 30s, 40s and 50s. Each message was posted over the course of five signs — one line of the message per sign. For instance: Sign 1 — Don't lose your head Sign 2 — To gain a minute Sign 3 — You need your head Sign 4 — Your brains are in it! Sign 5 — Shave Or: Brother speeder Let's rehearse All together Good morning, nurse. Shave These advertising witticisms of the road often gave way to storefront signs. I recall a printing shop in Cleveland that was along the bus route I took to high school. Each week the printer would put a new sign in the window — a joke, a political comment, or an advertising slogan. Regardless of the topic, the sign was always witty. It's a miracle that ...

... you can't give everyone of them your best deal. REGULATION. Banking and insurance are both regulated. You recognize regulation as licensing, continuing education, and occasionally having to answer to an inquiry from the Department of Insurance. You don't defy regulators; you tolerate them. Bankers hold their regulators in awe. Regulations and the auditors that watchdog them have shaped banking and its products and processes. Auditors visit often and have their way with bankers. When an auditor says Jump', the banker asks How high? ' To agents, auditors are curious interruptions. When they say Jump', the agents say, We'll discuss this when I get a chance. Only the client tells the agent when and how high to jump! COMMISSION. It's why agents do what they do! It's how they ... Way Of Doing Business 3/28/2014 by CompleteMarkets Editor , Michael Manes This content has not been rated yet. The speakers on the tape I was listening to said, When you complete the process of rearing your children, you want to be certain to maintain a reasonably good relationship with them. You see, your children will make two decisions that will significantly affect your life: what nursing home to select and when to pull the plug. Sobering thought? You bet. I was listening to this tape in the middle years of parenting my two children, when I didn't feel it was working out the way I thought it should. I was trying to live up to the whitewashed concept of having children: cute babies, good night sugar, ' refrigerator pictures, dance recitals, ...

...ly message. Decades later, I was visiting Cleveland and drove down that same...

...ir day, coordinated by the agent. Nurses were on hand to review health assessm...

...For example, both physicians and nurses are taking time to explain procedures...

... , employees are advised to maintain some level of separate coverage if their employer's coverage is not adequate. A personal policy also is good insurance in the event that you are laid off and, due to health problems, would not be able to get coverage for a new life insurance policy. &# 160 Health Insurance. Covers costs related to your health and your family's health, such as doctor visits, hospital expenses, and diagnostic tests. While many employers provide some level of health insurance, you may need to supplement the coverage or, when self-employed, secure health insurance for you and your family. &# 160 Disability Insurance. Pays the individual(s ) covered for income lost due to a disabling injury or illness. It enables your earning power to continue even if your earnings ... not. Again, some employers offer basic disability insurance that covers extended illnesses, but you need to determine if the coverage is long- or short-term to meet your needs adequately. &# 160 Long Term Care Insurance. Provides coverage for skilled and custodial care in a nursing home. Some policies also may cover home health care expenses. You can purchase coverage for yourself, your spouse and your parents to offset the costly expense of nursing home care, which most people pay out of their savings. Policy costs are determined by the age and health of the individual, type of care, and other factors. &# 160 Governmental Benefits. The government offers several types of supplemental insurance to the elderly, retirees, disabled, and disadvantaged individuals. Programs include health care, disability, and ...

... 13 Incidental Low Power Recreational Motor Vehicle Liability Coverage Endorsement ISO has reduced the coverage in this endorsement by adding motor scooters to the list of excluded vehicle types. Mary LaPorte, president of LaPorte Consulting (Martin, MI), offers expertise in agency management, workflow, and Errors and Omissions analysis. You can reach her at (269) 672-7801; e-mail: [email protected] ; or visit: www.lpinsuranceconsult.com . Login or Register (for FREE) to gain access to thousands of other great articles. Need more reasons to join? Need insurance for you, your business or your family? Get quality appointments - Save yourself a whole lot of time & money when you use our directory of carriers, wholesalers and service providers. Negotiate lucrative contracts with carriers and wholesalers. Net result. ... only for "bodily injury" in such a case, but "property damage" as well. • &# 160Controlled Substance The liability exclusion for loss resulting from the use, sale, manufacture, delivery, transfer, or possession of a controlled substance had an exception for the legitimate use of prescription drugs by a person following the orders of a licensed "physician" . Recognizing that dentists, nurse practitioners, and other health care professionals also have the legal right to prescribe drugs, ISO changed the wording to "following the lawful orders of a licensed health care professional" . Good News, Bad News Some of the policy changes, while reducing coverage in one way, broadened coverage in another. The most significant of these include: • &# 160Electronic Equipment Limits The Electronic Equipment coverage ...