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...th the enthusiasm and new ideas of youth? Do your team members respect their o...

...perience. In the language of your youth, it was “cool.” Today you... and remember the enthusiasm of your youth. You close your eyes. You’re...

...ocal charities involving community youth, shelters for abused women, and the l...

...h — from that first circus of your youth, to that day in your office when you ...

...e Ford Mustang, a car made for its youthful market in the 1960s that set a sti...

... in their own right, and had proven management skills. The major carrier player was represented in all three agencies, and had embraced the concept, endorsing the effort in progress-a real blessing. The members had individual skill levels in the areas of finance, personnel, insurance markets, marketing, product knowledge, and operational management. (Boy, were we glad to see that!) There was youth in two of the member agencies, an element often missing in our tired, graying industry. Most of all, these folks came to the table with the realization that everyone had to give, adjust, and contribute. &# 160 Our site visit consisted of two days of education and examination. We took the editorial liberty of rewriting the founding documents, which included the mission statement, ... Think about this for a moment: Did you ever think you'd see the day when with Aetna Life and Casualty or Continental Insurance Co. would no longer proudly unfurl its masthead over a P/C policy? &# 160 A cluster can take whatever form best suits the needs of its member agencies. For convenience and cost effectiveness, members might choose to consolidate certain functions in a central service center. This facility could share space with a member agency or exist in separate locations. Clusters work equally well in rural, urban, or suburban settings. &# 160 Clusters may provide client support services in Personal Lines, Commercial Lines, and/or related lines such as Group, Disability, and Life products. They may be computer-driven, with modems that provide immediate access to policy applications ...

... You were too excited to sleep. Today's the day the circus! You, your sister, your mom, and dad are going to the circus. You can remember the tent. It was huge. The smell of popcorn, the taste of cotton candy, the sounds the crowd, the animals, the clowns. The sawdust under your feet enhanced your experience. In the language of your youth, it was "cool." Today you realize it was, in contemporary terms, the ultimate multisensory experience. Your heart was beating so fast! You're in the bleachers when you hear, "Ladies and gentlemen and children of all ages, look to the center ring and focus your eyes to the top of the tent. On the high wire the greatest with no net "Your ... was wide open; your eyes were even wider. You don't remember breathing. She made it. No net! It was the most exciting thing you'd ever seen. You'll never forget it. This was the greatest show on earth, and she was the greatest performer. You loved your parents. Your mom was a teacher. Dad was a carpenter. You knew what they did. It was boring! You'd watched your friends' parents the butcher, the baker, the candlestick maker. They were doctors, lawyers, and Indian chiefs. They were boring. You vowed that day to join the circus. This is what would make your heart beat fast. You never wanted to be boring. You shared your dream of a life under the big tent with your parents they laughed ...