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... Garage Cars Brick Frame ...

...ehicles left in his care. Primary garage keepers was not in place to respond, ...

...ment to be splattered on a nearby garage door, necessitating its replacement a...a claim isn’t paid even though '... liability has become reasonably clear.' Al...

...ny detached structures, such as a garage or tool shed? If you're keen to cro...gency's failure to recommend Liquor Liability insurance to his client, a resta...

... Silver Coins Stamps Guns Boats Computers ___ Photo Equipment COMMENTS Are your autos insured with the same company? ____ Expiration Date: ____ RECOMMENDED Dwelling ____ Company ____ ­ LIMITS Liability ____ Deductible ____ Premium ____ Guaranteed Replacement Home __ Contents All Risk' Contents Sewer Backup __ Other REPLACEMENT Number of families Year Built ____ Sq. Ft ____ COMPUTATION Brick Frame Garage Cars Brick Frame Attached Balcony Porch Deck Sq. Ft. # of Fireplaces __ # of Chimneys Inside Outside # of Baths Full 1/2 Basement? Finished? Central Air? __ Wiring:- Year Update: ____ Heating Construction Type I, II, III, IV Plumbing:- Year Update: ____ Roof:- Year Update: ____ Built-ins: Stove Refrigerator ... PRESENT HOME Homeowners Carrier ____ Exp. Date____ LIMITS Dwelling ____ Year Built ____ Brick or Frame Additional Structures ____ Liab. ____ Contents ____ Medical ____ Loss of Use ____ Deductible ___ Prior Claims ____ Premium ____ Credits - Alarm, etc.____ Guaranteed Replacement: Home Contents Additions/Alterations All Risk' Contents Theft Ext. Sewer Backup Subsidence Earthquake Extended Liability Scheduled Items Limits: Jewelry Furs Fine Arts (Breakage) Silver Coins Stamps Guns Boats Computers ___ Photo Equipment COMMENTS Are your autos insured with the same company? ____ Expiration Date: ____ RECOMMENDED Dwelling ____ Company ____ ­ LIMITS Liability ____ Deductible ____ Premium ____ Guaranteed Replacement Home __ Contents All Risk' Contents Sewer Backup __ Other REPLACEMENT Number of families ...

... In) Conclusion: We all know that crises are a normal part of our private lives. Managers must realize that the same is now true for organizations. Unfortunately, the short-term orientation of most managers today prevents them from acknowledging the risk to every organization. An anti-terrorist task force for the World Trade Center told the Port Authority eight years before the devastating blast in February 1993 that the center's parking garage was vulnerable to a bomb attack and should be closed to the public (according to press reports following the blast) . Ignoring the advice of experts ended up costing peoples' lives, millions of dollars, and the disruption of hundreds of businesses. Getting senior managers to pay attention may be the most important part of crisis communication before rather than after a crisis develops. 2.6 Reliance on Effective Business ... following is a partial overview of a number of legal requirements warranting consideration as they relate to a comprehensive crisis management program: Crisis Management Plan Legal Considerations SEC - Securities and Exchange Commission SEC Staff Accounting Bulletin No. 92 (SAB 92), June 1993, requires all companies whose shares are traded on U.S. Stock Exchanges to: 1. Quantify and disclose best estimates of contingent product and environmental liability 2. Explain the basis for estimates and describe any uncertainties in annual and quarterly reports filed with the SEC TSCA - Toxic Substance Control Act of 1976 Requires educating employees for their reporting of exposure and, if employees are dissatisfied with employers procedures and conclusions, the employer is required to inform then that they can take the situation to the EPA (protection for whistle blowers) SARA Title III Superfund ...

...ry 1993 that the center's parking garage was vulnerable to a bomb attack and s...ontingent product and environmental liability 2. Explain the basis for estimat...

... accounting documents are necessary to determine actual ownership of a law office and trace the flow of funds between individuals engaged in handling fraudulent insurance claims. These records also frequently show that capping has occurred. The homes of attorneys, cappers, and other participants almost always contain evidence that links the suspects to the crime. Sometimes, evidence of insurance fraud and conspiracy has been recovered at suspects' homes or garages. It's common practice for attorneys to work at home as well as at the office, and the attorney may feel that a home is a safer repository of incriminating evidence than a law office. Suspects' motor vehicles are also likely to hold evidence of insurance fraud or conspiracy. Cappers often use their cars to visit and sign up potential clients. One capping journal was recovered in the capper's ... their information to the Highway Patrol. A second type of staged collision is called a paper accident, ' and can be accomplished in different ways. In some cases, two people with their own vehicles conspire to report that they were involved in an accident together. Usually a capper has recruited these individuals and orchestrates the accident. One driver, usually the insured, will be at fault and will claim liability for hitting the other vehicle. The criminals commonly refer to the insured vehicle as the bull car' or the hammer'; the claimant car is the cow car' or the nail. The damage on the claimant car may already exist, or it may be intentionally inflicted to make it appear as if the two cars actually collided. This is accomplished by simply taking the two cars and crashing ...