https://completemarkets.com/Article/article-post/2093/DON%E2%80%99T-COUNT-ON-THE-SURPLUS-LINES-MARKET-TO-SOLVE-YOUR-PROBLEMS/
...ion. The agent gave notice to the Liquor Liability carrier, who also denied coverage because there were no Liquor Liability allegations in the complai...he agency quote was for General and Liquor Liability, but didn’t include the re...
https://completemarkets.com/Article/article-post/2136/LOOKING-TO-INSURE-SOCIAL-SERVICES-AGENCIES/
...t what the agency has planned. If liquor might be served at fund-raisers, be s...limit options to consider. Sizeable Liability/Professional losses can occur wh...
https://completemarkets.com/company/CompleteMarkets/Articles/content-package/IMMS-Library/TabCategory/article-post/1183/COMPREHENSIVE-GENERAL/
... prudent business owner, you no doubt have protected your assets with insurance - probably a Comprehensive General Liability (CGL) policy since this provides several coverages in one contract. But did you know that the standard CGL policy excludes the following? Personal Injury (defamation of character, libel) Contractual Liability (oral or written contracts) Liability for non-owner or hired commercial vehicles Broad Form Property Damage Liability Host Liquor Liability These exclusions could cost your business, or you personally, a lot of money. On the other hand, (Your Agency Name) can provide you with a Broad Form CGL endorsement that will cover them. We'd be glad to review the type of coverage you have and find out if you're fully protected. Just give us a call at ( ) . Sincerely, Login or Register ... /Financial Services Glossaries Management Resources & Links Categories Popular Recent All Back Comprehensive General 4/30/2013 10:37:32 PM by CompleteMarkets Editor This content has not been rated yet. COMPREHENSIVE GENERAL &# 160 WHEN IS COMPREHENSIVE NOT SO COMPREHENSIVE? Dear (Customer Name): As a prudent business owner, you no doubt have protected your assets with insurance - probably a Comprehensive General Liability (CGL) policy since this provides several coverages in one contract. But did you know that the standard CGL policy excludes the following? Personal Injury (defamation of character, libel) Contractual Liability (oral or written contracts) Liability for non-owner or hired commercial vehicles Broad Form Property Damage Liability Host Liquor Liability These exclusions could cost your business, or you personally, a lot of money. ...
https://completemarkets.com/Article/article-post/2135/E-O-EXPOSURES-IN-INSURING-YOUR-NEIGHBORHOOD-TAVERN/
... and document these discussions. Liquor Liability Liquor liability is a key coverage for any tavern. B... special events that require higher liability. Many time element coverages con...
https://completemarkets.com/Article/article-post/1184/COMPREHENSIVE-GENERAL/
... Broad Form Property Damage, Host Liquor Liability, and more, which were previously on...
https://completemarkets.com/company/CompleteMarkets/Articles/content-package/IMMS-Library/TabCategory/article-post/1150/ARE-YOU-SURE-OF-YOUR-COVERAGE/
... ), ARE YOU SURE OF YOUR COVERAGE? You're a prudent business owner. Naturally, you've protected your assets with insurance. But did you know that your Liability policy might exclude a number of important categories from coverage, such as: Personal Injury (not to be confused with bodily injury) Contractual Liability (oral and written contracts) Non-owned or hired commercial vehicles Broad Form' Property Damage Host Liquor Liability Voluntary Workers Compensation (for yourself and other executive officers) These exclusions could cost you big money, either on a corporate or personal level. On the other hand, the restrictions may be completely removed at a relatively low cost. Call us soon. Find out what an ounce of prevention' can mean to you and your business. Sincerely, Login or Register (for FREE) ... Categories Popular Recent All Back Are You Sure Of Your Coverage?4/30/2013 10:37:10 PM by CompleteMarkets Editor This content has not been rated yet. ARE YOU SURE OF YOUR COVERAGE? Dear (Customer Name), ARE YOU SURE OF YOUR COVERAGE? You're a prudent business owner. Naturally, you've protected your assets with insurance. But did you know that your Liability policy might exclude a number of important categories from coverage, such as: Personal Injury (not to be confused with bodily injury) Contractual Liability (oral and written contracts) Non-owned or hired commercial vehicles Broad Form' Property Damage Host Liquor Liability Voluntary Workers Compensation (for yourself and other executive officers) These exclusions could cost you big money, either on a corporate or personal level. On ...
https://completemarkets.com/Article/article-post/1150/ARE-YOU-SURE-OF-YOUR-COVERAGE/
... Form' Property Damage Host Liquor Liability Voluntary Workers Compensatio...
https://completemarkets.com/Article/article-post/2121/KNOWLEDGE-ACTION/
...t never talked to the owner about liquor liability. Unfortunately, there was a fatalit...
https://completemarkets.com/Article/article-post/238/The-Hard-Market-An-E-O-Perspective/
... risk that served alcohol and the Liquor Liability and General Liability had total exclusions on assault and...
https://completemarkets.com/company/raley-watts-oneill/Articles/content-package/Member-Content/TabCategory/article-post/2586/Pitfalls-to-Avoid-in-Running-a-Captive-Premium-Finance-Company/
... 500 short on the loan balance. This difference will come out of your pocket unless you're lucky enough to convince the insured that they need to pay it. In California, for example, the state requires a pro-rata return when a policy is written by an admitted carrier and financed by a California-licensed finance company (however, this is not the case in all states) . Other policies such as Liquor Legal Liability and D&O might have provisions that make the policy either fully earned or have an accelerated earning provision, thus making any expected return of premium lower then you expect. The effect of reduced unearned premium can eat into the profits of your company. There are other policy coverages that you will want to become more familiar with, as well. Consult with your vendor; if ... worth their weight, they should be able to help give you sound advice and feedback in this area. CARRIER INSOLVENCY Although the risk of an insurance carrier becoming insolvent is very low, you still need to consider it in running your premium finance company. It's advisable to finance premiums with carriers that have strong A.M. Best or Standard & Poors financial ratings and size. Most commercial premium finance companies will only consider financing premiums if the insurer has an A.M. Best rating of B+ (Very Good) or better and a financial size of at least V (capital, surplus, and reserve funds between $10 and $25 million) . The standards you set for your own company will depend on your risk tolerance. KNOW YOUR STATE LAWS Let's say that you're running along smoothly and ...