https://completemarkets.com/company/CompleteMarkets/Articles/content-package/IMMS-Library/TabCategory/tag/agency-equity/
... LEVERAGING YOUR INTANGIBLE ASSETS by Paul Di Stefano and G. Edward Kalbaugh Deploy equity by using it as collateral or releasing it in return for something else of value.. All Articles by CompleteMarkets Editor Comments (0 ) Are You A Deadbeat Shareholder? This content has not been rated yet. CompleteMarkets Editor , Kevin Stipe 4/30/2013 12:00:00 AM If you're a principal in a privately held insurance agency, establish a value creation quota for each shareholder. Here's how: A month before your next planning retreat, provide each shareholders with a statement showing the value of his or her share of the agency's stock. If you don't have an appraisal, simply use your best estimate. All Articles by CompleteMarkets Editor Comments (0 ) Create Wealth By Sharing It This content has not ... Newsletters Employees Articles Blog Photos Group Connections Reviews IMMS Library Immerse yourself in our stacks. Take some time and browse through our library. We have thousands of articles, checklists, tip sheets, sales letters, and more! Communications Marketing Customer Service Planning Finance/Accounting Risk Management Human Resources Selling Legal and E&O Technology Life/Financial Services Glossaries Management Resources & Links Categories Popular Recent All agency equity Articles tagged with agency equity Back Agency Equity: Leveraging Your Intangible Assets This content has not been rated yet. CompleteMarkets Editor , Paul Di Stefano 4/30/2013 12:00:00 AM AGENCY EQUITY: LEVERAGING YOUR INTANGIBLE ASSETS by Paul Di Stefano and G. Edward Kalbaugh Deploy equity by using it as collateral or releasing it in return for something else of value.. All Articles by ...
https://completemarkets.com/company/CompleteMarkets/Articles/content-package/IMMS-Library/TabCategory/tag/private-equity-funds/
... PR Newsletters Employees Articles Blog Photos Group Connections Reviews IMMS Library Immerse yourself in our stacks. Take some time and browse through our library. We have thousands of articles, checklists, tip sheets, sales letters, and more! Communications Marketing Customer Service Planning Finance/Accounting Risk Management Human Resources Selling Legal and E&O Technology Life/Financial Services Glossaries Management Resources & Links Categories Popular Recent All private equity funds Articles tagged with private equity funds Back Why Some Fear Social Media This content has not been rated yet. CompleteMarkets Editor , Maribeth Kusmeski 4/30/2013 10:41:58 PM WHY SOME FEAR SOCIAL MEDIA by Maribeth Kusmeski Compliance departments of financial services firms are up in arms because of industry rules requiring them to retain records of all the soc.. All Articles by CompleteMarkets ... Comments (0 ) x No Thanks Loading.. Loading.. x No Thanks Loading.. ...
https://completemarkets.com/Article/article-post/2388/Are-You-A-Deadbeat-Shareholder/
... is: the most precious currency a privately held business has to motivate and ...alue or consider reducing his or her equity position in the agency by selling ...
https://completemarkets.com/Article/article-post/2423/Internal-Perpetuation-Key-Considerations/
... well as buyer’s expectations. In private transactions, the deal needs to be f...
https://completemarkets.com/Article/article-post/2233/SMART-AGENCIES-SHOULD-STAY-ON-OFFENSE-IN-A-SOFT-MARKET/
... on cost containment strategies. Private equity firms are also under pressure...mised to their investors. However, privately held agencies with no debt are...
https://completemarkets.com/Article/article-post/1669/FINANCIAL-INSURANCE/
...nds for balancing a budget, or in private companies where disgruntled sharehol...
https://completemarkets.com/Article/article-post/2437/%E2%80%98Stop-The-World-I-Want-To-Get-Off-%E2%80%99/
...le in the Life insurance industry privately cheered the demise of the company ...Life, Current Assumption Whole Life, equity indexed products, and the current ...
https://completemarkets.com/Article/article-post/997/FINANCIAL-MANAGEMENT-IN-AN-UNCERTAIN-MARKETPLACE/
... the average composite groups are privately held firms in which the owners tak...ear. Tangible net worth measures the equity in the firm and should be positive...
https://completemarkets.com/company/CompleteMarkets/Articles/content-package/IMMS-Library/TabCategory/article-post/68/Salvaging-Your-Investment-After-The-Earthquake/
... Planning Finance/Accounting Risk Management Human Resources Selling Legal and E&O Technology Life/Financial Services Glossaries Management Resources & Links Categories Popular Recent All Back Salvaging Your Investment After The Earthquake 4/30/2013 12:00:00 AM by CompleteMarkets Editor , John Barclay This content has not been rated yet. The Northridge earthquake has resulted in billions of dollars of property damage. Insurance, private assistance, and public assistance do not bring order to the chaos suffered by private investors, who must now repair or restore their property and hope to recover pre-earthquake levels of income stream and equity. To the property owner with no Earthquake insurance or with typically high deductibles, the prospect of recovery may seem insurmountable. But sources of recovery and legal strategies are available to salvage an investment. Apartment ... whose buildings suffered earthquake damage are in a quandary over the following predicaments: 1) Some or all of the units may be uninhabitable, reducing the income stream. This not only affects the owner's cash flow, but probably makes it impossible to pay monthly mortgage installments. 2) The owner did not have Earthquake insurance or has a deductible that the owner is incapable of paying. In the latter case, even Earthquake insurance payments that are available can't kick in because the deductible is too high for the owner to pay-putting off repair of the property and thus prolonging the economic stoppage. 3) Through various forms of assistance, the owner may be able to borrow the money to make necessary repairs (or pay the deductible portion of any insurance) . This, however, increases debt service on ...
https://completemarkets.com/company/CompleteMarkets/Articles/content-package/IMMS-Library/TabCategory/article-post/2423/Internal-Perpetuation-Key-Considerations/
... modest down payment and earn equity as you make the mortgage payments. If you don't deliver on your business plan, then the seller or bank can step in. CONCLUSION Buyers, keep in mind that if a seller wants to, they can call a few large buyers, hold an auction, and get top dollar. Sellers, keep your goals in mind as well as buyer's expectations. In private transactions, the deal needs to be fair to everyone — or there's no deal. As the transaction date approaches, interactions should feel more like discussions and brainstorming sessions than negotiations. There's no panacea for perpetuation. Plan 10 years ahead. Get help, and bring in the right resources. Most of all, hold open and frank discussions between the sellers and buyers to be certain that all ... threat. Explain that in preparation for a change in control, these things need to be addressed. Avoiding the issue won't make it go away, and reducing uncertainty will be better for everyone. VALUATION: A CRITICAL COMPONENT OF AGREEMENTS Where valuation is concerned, we often see buy/sell agreements that include formulas based on multiples of revenues that have little relationship to the current value of the agency's equity. Years down the line, this disconnect can favor either the seller or the buyer: An inequitable and avoidable outcome. Remember, value is a function of sustainable profits (earnings, not revenues), together with the balance sheet position of the entity on the day of the deal. Although a multiple of revenues is a widely used rule of thumb in the industry and a way that ...