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MPG brings you access to AIG, Chubb, Ironshore and NatGen Premier, the industry's most prominent carriers offering solutions to High Net Worth clients and a level of customization and personalized attention unmatched in the insurance industry. In addition we offer a suite of comprehensive non-admitted solutions for your clients hard to place personal lines exposures.

MPG brings you access to AIG, Chubb, Ironshore and NatGen Premier, the industry's most prominent carriers offering solutions to High Net Worth clients and a level of customization and personalized attention unmatched in the insurance industry. In addition we offer a suite of comprehensive non-admitted solutions for your clients hard to place personal lines exposures.

Technology associated with construction has dramatically changed operations. Carefully check the class codes and their descriptions to assure proper premiums. Years ago, 5606 - contractor supervisors - served to describe on site personnel who actively performed construction activities while managing the site. The rate was equivalent to site carpenters. That code has evolved into the computer carrying, service providing construction managers and executives who document the construction process. The rate is closer to outside sales representatives now. Even excavation and site work is being dramatically changed by GPS technology. Now computers design a cut and fill pattern with efficiency. Labor is more involved in checking the geotechnical and environmental properties of the soils rather than the actual movement of them. As production technology improves, new sub-codes develop to reflect the decrease in risk. Painting, carpentry, electrician and other trades now use a selection of eight or ten separate codes to describe exact activities. More components are built in shops and brought to the site. This process can change the class code of the installers and the builders. The trend is towards more computer driven operations. Less labor, more specialists. As this trend continues, class codes will be added, deleted and the descriptions changed. There are currently over seven hundred class codes. Some are antiquated with new meanings - like a ship chandler is now a hardware store. It pays to become familiar with the classifications. If your business has been active for many years, the "governing code" may be incorrect. The governing code is the catch-all for your business which best describes the overall operation, more obvious in manufacturing. Corrugated box manufacturing has been reorganized into several class codes. Technology has separated the manufacture of cardboard and corrugated cardboard into laminating processes, cutting and folding processes, and fully integrated operations. Read your relevant class codes and think about which one reflects your operations. Or ask your agent to do it for you.

.... 3. Care for furniture.Modern or antique, your furniture will last longer whe...

... all. Vehicles of All Types Antique vehicles and other vehicles that you...

MPG's Private Client Services Insurance program brings you access to the industry’s top high net worth personal lines carriers offering premier solutions and a level of customization and personalized attention unmatched in the insurance industry. Leveraging our carriers’ unique approaches and wide range of sophisticated products, we craft the tailored, comprehensive Private Client Services Insurance programs you need to best protect your client’s assets and personal liability. MPG's partner carriers include, AIG Private Client Group, Chubb, IronShore and NatGen Premier.