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...tainment industry with emphasis on automobile, motorcycle, sports equipment, boat, trailer and amusement ride manufacturers. The program includes most suppor...

Here are some featured markets we thought you might be interested in taking advantage of: Professional Liability, Security Guard/Private Investigator Insurance, Assisted Living Insurance, Product Liability Insurance, Ocean Marine Insurance, Wind Deductible Buy Back Insurance, Tow Truck Program and Builders Risk Insured by Zurich

...tainment industry with emphasis on automobile, motorcycle, sports equipment, boat, and trailer manufacturers. The program includes most suppor...

Check out what's new on CompleteMarkets this week - September 14, 2018

MPG brings you access to AIG, Chubb, Chubb, Ironshore and NatGen Premier, the industry's most prominent carriers offering solutions to High Net Worth clients and a level of customization and personalized attention unmatched in the insurance industry. In addition we offer a suite of comprehensive non-admitted solutions for your clients hard to place personal lines exposures.

There are good reasons to take safety seriously. In 2012, there were, on average, 89 workplace fatalities a week.1 An estimated $1 billion is paid by employers in direct workers compensation costs every week.2 A safe work environment does not happen by accident. Management must be fully engaged in creating, planning, implementing, communicating and making sure safety programs work and are designed to fit the business. Most importantly, employees have to understand their role in making their workplace safer. Eight Key Components of a Safety Management Program Your safety management program should incorporate the following 8 key components: Demonstrate management involvement – Management must lead by example. A visible demonstration that you embrace a safety culture is imperative to its success. Provide the essential time, budget and resources to create and support a safety program. Communicate your safety plan clearly – Your safety plan must be published and available to all employees. Reminders and updates should be timely and effective. Allow employees to contribute their suggestions to making the workplace safer. Get everyone involved – A safety program is likely to be more effective when employees at all levels are involved. Standardized policies should outline responsibilities and accountability for all employees. Safety goals can become part of job descriptions and employee reviews. Safety committees can help ensure that safety practices are understood and reinforced throughout the company. Positive reinforcement of safe behaviors can be an effective way to help build the desired culture. Train your employees to work safely – Safety training should begin from the moment an employee is hired. Ongoing training is also essential to creating a safety culture. Review, revise, improve – A safety program should be dynamic, especially since most business environments continue to evolve.  An effective safety program should be flexible enough to adjust to changes. Regularly review, evaluate and identify risks that could affect safety, and make the changes necessary to keep your workplace safe. Create safety standards - Each department should set safety standards through a Job Safety Analysis (JSA) to make sure every task is done correctly and safely. Recognize good safety performance, and cite and correct unsafe practices. Investigate every incident and accident thoroughly – Properly trained staff with experience in investigation, analysis and evidence collection should conduct an accident analysis as soon as possible after an incident. Report the claim within 24 hours to help ensure prompt response and injury management. Manage every injury – Even with the best safety program, an employee injury can still occur. Planning helps you to react immediately when an employee is injured on the job. Learn about five strategies that can help you put employees on the road back to productivity. While initiating a comprehensive program can seem like a major hurdle to safety, we can help businesses like yours take the necessary steps to begin creating a safety culture. Get Manufacturing Resources that Can Help You Turn Risk into a Business Advantage > Sources: 1 https://www.osha.gov/oshstats/commonstats.html 2 https://www.osha.gov/dcsp/products/topics/businesscase/costs.html

Few business owners have happy thoughts when they think of the Occupational Safety & Health Administration (OSHA). The first thought is usually of red tape and obsolete regulations instead of the possible benefits from taking advantage of the services offered by OSHA to reduce workplace illness, injury, and fatality. There are three very obvious ways in which any effort to mitigate losses from workplace illness, injury, and fatality can help a business: It helps to ensure minimal day-to-day work-flow disruption. It helps to boost employee morale. It helps to manage liability insurance costs, including that of Workers Compensation claims. OSHA helps in these areas through an array of education, outreach, and compliance assistance programs. For example, OSHA offers a variety of training materials and guidelines that can help workers and employers to understand and comply with safety standards. These may be obtained online, on CD-ROM, and in print. There’s also a 24-hour toll free number that employers can call for assistance on workplace safety issues. For small business owners that need onsite help to identify and correct possible workplace hazards and/or establish health or safety programs, OSHA offers free workplace consultations among its many other services. Through cooperative programs, like the Alliance Program, OSHA works directly with entities such as educational institutions, businesses, trade organizations, and labor organizations. Certain industries, such as food processing, shipbuilding, and construction, are specifically targeted through OSHA’s Strategic Partnership Program. The Voluntary Protection Programs (VPP) are considered the superstars of the OSHA cooperative programs. One of these programs is called the Star Program. It’s designed for businesses that have shown an exemplary workplace (injury and illness rates below the national average for their industry) through successful and comprehensive health management and safety programs. Businesses in this program will undergo a review and onsite investigation of their health and safety programs, a review of past inspections, an onsite condition assessment, and have their management team and employees interviewed. Incident rates are reviewed yearly and overall reevaluation takes place every three to five years to ensure that Star participants still meet the program requirements. The Merit Program is another voluntary protection program. It’s a stepping stone of sorts to the Star Program and is for those with good health and safety programs. These businesses have areas needing improvement, but demonstrate the potential for excellence. Involuntary inspections are an even large part of OSHA’s preventative measures. Many are the direct result of a workplace injury or death report or complaint. In fact, of the 37,000 involuntary inspections OSHA conducted in 2002, around 9,000 stemmed from an accident report or complaint. These inspections resulted in almost 80,000 violations and $73 million dollars worth of penalties, $11.8 million of which was from the most serious violation category, the willful violation. The average OSHA fine was $28,000 and the most often inspected industries were manufacturing and construction. Since its 1971 start, OSHA has proven itself a successful branch of the Department of Labor. Despite heavy employment growth overall, through OSHA inspection, education, outreach, and enforcement, workplace illnesses have decreased by more than 40% and deaths have decreased by more than 50%. Even though many small businesses, especially those not in frequently-targeted industries, aren’t highly concerned with OSHA compliance and regulatory monitoring, OSHA can still be a valuable asset when it comes to occupational safety and health and risk management.

MPG brings you access to AIG, Chubb, Chubb, Ironshore and NatGen Premier, the industry's most prominent carriers offering solutions to High Net Worth clients and a level of customization and personalized attention unmatched in the insurance industry. In addition we offer a suite of comprehensive non-admitted solutions for your clients hard to place personal lines exposures.

MPG brings you access to AIG, Chubb, Ironshore and NatGen Premier, the industry's most prominent carriers offering solutions to High Net Worth clients and a level of customization and personalized attention unmatched in the insurance industry. In addition we offer a suite of comprehensive non-admitted solutions for your clients hard to place personal lines exposures.