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Here are some featured markets we thought you might be interested in taking advantage of: Contractors General Liability, Property and Casualty Insurance Agents Errors and Omissions (E&O), Garage Service & Repair Insurance, Wind Deductible Buy Back Insurance, Maritime Workers Compensation, Restaurant Insurance, Hard-to-Place Property Insurance, Builders Risk Insured by Zurich

Here are some featured markets we thought you might be interested in taking advantage of: Artisan Insurance, Professional Liability Insurance, Hiscox NOW, Non-Emergency Medical Transportation Insurance, Maritime Workers Compensation, Sports Insurance, Commercial Auto Program, Builders Risk Insured by Zurich

The new U.S. farm bill is already a year behind schedule so what's one more month?  Negotiators said that the work for the legislation to cut food stamps for the poor and expand crop insurance for farmers won't be completed prior to Congress adjourning for the year.  This farm bill will cover topics from farm exports and food aid to crop subsidies. The delay is nothing new for the farm bill.  Since mid-2012 Congress has asked for massive cuts in the food stamp program.  The House is asking for the largest amount of cut with a $40 billion cut over the course of the next ten years.  The Senate is a little more liberal with a recommended cut of $4.5 billion. According to Insurance Journal, “We will be ready to vote in January,” Debbie Stabenow, who chairs the Senate Agriculture Committee, told reporters." Many components of the farm bill are up in the air, including food stamps. The Proposal The new farm bill would spend some $500 billion over five years, three-quarters of it on food stamps. Specifically, the Insurance Journal reports, "Both chambers would trim spending on traditional farm subsidies, conservation programs and food stamps, while expanding outlays for crop insurance by up to 10 percent. One crop insurance proposal would assure grain and soybean growers of up to 90 percent of average revenue from a crop." Read the entire article here. Content provided by http://www.insurancejournal.com/news/national/2013/12/11/313908.htm

... Commercial Auto Program, Social Services Insurance, Workers Compensation Insu...

...e offering workers quality legal services as a voluntary employee benefit, acc...ing are the most frequently offered services under Group Legal plans, followed...

...hen call the phone number on your billing statements to verify the caller's id...

...mercial Auto Program, Veterinary Services, Builders Risk Insured by Zurich ...

...s with third parties by providing billing, payroll, employee benefits, web-hos...ng, or other information technology services. Seven in 10 respondents (70%) ...

Most states allow company owners and executives to opt out of (or not opt in to) Workers Compensation insurance. But did you know that if you choose this option your Health insurance policy might well not pick up work-related medical claims? If you carry Health coverage through your company Group plan, you can usually arrange to be covered for work-related injuries under this policy - which then becomes "24-hour" coverage for you. However, many small business owners and managers are insured under the Health Plan of their spouse or parents - which almost always exclude work-related injuries. Let's say that you exempt yourself from Workers Compensation and have coverage under your spouse's Health insurance - and you suffer a serious injury in a work-related, at-fault auto accident. Once you have exhausted the Medical Payments coverage under the company's Commercial Auto policy, the chances are that you'll have to pick up the tab for the rest of your medical bills. You might even have to choose between limiting your treatment options or going bankrupt (unpaid medical bills are the nation's leading cause of bankruptcy). Even if you have "24-hour" insurance under your own Health policy, this coverage will not reimburse you for income lost during your convalescence. So, what's the solution? You might consider buying a Disability income policy - or decide to cover yourself under Workers Compensation, after all. As always, our agency stands ready to offer our professional advice. Just give us a call.

...ree to contact Scurich Insurance Services. Content provided by Transformer ...