https://completemarkets.com/Blog/post/Insurance-Professionals-Blog/5274/This-Week-on-CompleteMarkets-November-2-2018/
Check out what's new on CompleteMarkets this week - November 2, 2018
https://completemarkets.com/Blog/post/ScurichInsuranceServices/3577/Winter-Driving-Tips/
Any travel during winter months is risky. Storms come out of nowhere, roads become icy quickly and inexperienced drivers take unwise risks. Be prepared to stay safe on the road thanks to eight winter driving tips.
1. Check the forecast. In less than a minute, you can find out if you'll be driving in fog, snow or ice. You can also discover which roads are blocked and if you need to find an alternative route to your destination.
2. Slow down. In snowy conditions, cut your speed in half to ensure you have adequate stopping distance. Don't go so slow, though, that you lose momentum on grades.
3. Know skid recovery. Braking on slippery roads can cause your vehicle to slide instead of stop. If this happens, you need to know how to recover. Stay off the brake and steer your vehicle the way you want it to go.
4. Stay smooth at the controls. Pounding on the brake, shifting hard and even clenching the steering wheel make winter driving harder than it has to be. Instead, use smooth motions and relax as you drive.
5. Check your tires. Proper tire inflation and tread improve your vehicle's traction and ability to stay on the wet or icy roads. Check the inflation of your snow tires frequently since cold weather decreases tire pressure, and make sure the tread is at least 1/8-inch. Carry snow chains, too, if necessary.
6. Know your vehicle. Every car and truck handles differently. Before heading out in winter weather, make sure you know how your vehicle handles. Know where the windshield wipers, defrost button and four-ways are, too.
7. Pack survival supplies. If you're stranded or in an accident, you need a few supplies. Definitely store a snow shovel, sand or litter and lock de-icer in your vehicle. Consider packing a portable power source, flashlight, waterproof matches, tow rope, first aid kit, energy bars and blanket also. If you do get stranded, wait for help to arrive.
8. Stay hydrated. Dehydration can make you drowsy and reduce alertness. Drink water before you head out and carry a bottle or two with you so that you can stay alert.
Winter driving can be dangerous, but follow these eight tips to stay safe. Remember to check in with your auto insurance agent, too. Update your policy as you prepare for whatever winter throws at you on the road.
https://completemarkets.com/Blog/post/ScurichInsuranceServices/2786/Swimming-pool-safety-and-maintenance-tips/
Protect your Friends and Family as you Beat the Heat.
Warmer weather means more outdoor activities for the whole family, including cooling off in the pool. We want to help you make sure that you, your family and guests are safe. Here are a few tips that can help you stay safe while you have fun:
Always supervise swimmers and have life-saving equipment nearby:
Maintain secure fencing and a locked entrance around the pool and deck area to prevent access when adequate supervision is not available. Install self-closing and self-latching gates.
Make sure no one swims alone. Never leave a child unattended in the water or pool area, and make sure less experienced swimmers are always accompanied by a swimmer who has water life-saving skills.
Equip your door, gate or pool with an audible alarm to alert you if someone enters the pool area or falls into the pool while it is unattended.
Diving should be prohibited unless a specific area of the pool is designated for safe diving. Water depth and diving-restricted areas should be clearly marked.
Make sure there is adequate life-saving equipment in the pool area, including life preservers and a rope with life-saving rings, a reaching pole or rescue hook.
Regularly maintain your pool during the season to keep swimmers and sun-bathers safe:
Keep chemicals safely stored away from the pool area. Follow all storage and usage instructions recommended by the pool chemical manufacturer.
Be sure electrical devices, including outdoor entertainment systems, are away from pools or wet surfaces. When using electrical devices outdoors be sure to plug them into a GFCI (ground-fault circuit interrupter). Keep the pool area clear of glass bottles, toys or other potential accident hazards.
Inspect the liner. Rips and tears can appear undetected at the top of the lining. Check for signs of wear and tear in areas where pipes or other items may have penetrated the liner (e.g., skimmers, hoses, etc.).
For above ground pools, check metal supports for rust or deterioration. These may indicate areas where the pool could rupture or a person could be injured.
Check the deck for safety hazards (e.g., protruding nails, loose boards, etc.).
Ensure your pool has compliant anti-entrapment drain covers. Inspect them regularly to confirm they are not broken or missing. Visit the Virginia Graeme Baker Pool and Spa Safety Act (P&SS Act) for additional information. This act applies for all outdoor and indoor structures intended for swimming or recreational bathing, including in-ground and above-ground pools, hot tubs, spas, whirlpools and non-portable wading pools.