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Allied American Underwriters (AAU) is a specialty product provider and commercial lines program manager. Currently, there are five divisions: Workers Compensation, Programs, Environmental, Personal Lines, Bonds. AAU can consider standard workers' comp, hazardous workers' comp, staffing workers' comp, USL&H workers' comp, and large account workers' comp. Programs consist of Commercial Storage Tanks, Dealers Storage Tanks, Dance Schools, Educational Institutions, Non-Profit and Human Services, Religious Institutions, Security and Alarm, Special Events, and Youth & Adult Team Sports. AAU takes great pride in playing an integral part in the growth of your agency to develop a book of business together.

We settle for nothing less than the best choices for our clients, and we put no limit on what we can do for your client's Builders Risk Insurance needs.

Getting into the contractors business takes more than starting/owning the business. A General Contractor has years of experience working as a foreman usually before they open a business, they have the plans, tools, a good crew, licensing, permits and COST! There is a long list of items that have to be complete in order to have an operating contractors business, weather if it’s for roofers, painters, residential/commercial contractors; they all have to complete a check list.

Floods happen - and nearly half of all deaths related to them involve vehicles, says the Federal Emergency Management Agency. The best advice for drivers during periods of heavy rain or flooding is to stay off the road. If that's not possible and you see signs of high water or stranded vehicles, pull over or take a different route ("Turn around, don't drown"). However, an unexpected flash flood can easily catch you unawares. If this happens, safety experts recommend taking these precautions to prevent an accident or a water-damaged car: Never drive beneath an underpass during a heavy rainstorm because they're prone to flooding. Be wary of water levels. According to FEMA it takes only one foot of water to float a car, or even an SUV, sweeping it off a bridge or down a road. If your vehicle gets caught in a flood and stalls, or you lose control, get out before the car is carried downstream. If you can't escape and your vehicle is going under, don't panic. Once the car is submerged, open the doors, hold your breath, and climb out. The good news: If your car is involved in a flood-related accident, Auto insurance can make sure that you don't get swept away financially. Comprehensive coverage will pay for any type of damage to your car up to its actual cash value caused by natural events, such as flooding. If you hydroplane during a storm and flip your car or hit another vehicle or tree, Collision insurance will pay to repair it or cover the actual cash value of the car. To learn more, please feel free to get in touch with our agency.

When physical or mental health issues rob people of their independence, they may find themselves in need of an Assisted Care Living Facility. These facilities are for people who need supervision or assistance with the activities of daily living, and they usually harbor a philosophy of care and services promoting independence and dignity for their residents.