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There is an old adage, which has proven increasingly true, that ‘you are only as good as who you know.’ This adage actually pre-dates the Internet...

Most college career counselors and career building websites are quick to sing the praises of networking. There is an old adage, which has proven increasingly true, that “you are only as good as who you know.” This adage actually pre-dates the Internet...

Kim House [email protected] Born in New York, transplanted as a 5 year old to sunny California, Kim grew up in San Jose, attended Piedmont Hills High School, continued her education at San Jose City College and graduated from San Jose State University in 1975. She is married with one college age daughter. Kim has worked for Scurich Insurance for almost 8 years. Some of her passions are walking at the beach, especially Seacliff Beach, biking and swimming. She also enjoys gardening, home improvement (Kim prefers receiving tools instead of jewelry as a gift), stained glass and sewing. She belongs to Holy Eucharist Catholic Church and enjoys serving at the Salvation Army on Monday nights along with many others from Holy Eucharist Church. Content provided by Scurich Insurance Services

Adding a teenager to your auto policy can raise your rate by more than 40%. The good news: you and your teen can reduce these hikes significantly in a variety of ways: Get good grades. Most insurance companies offer high school or college students with a B average or better a discount of up to 10%. Live away from home. Students at college or living at least 100 miles from their parents without a car can usually get a 5%-10% discount. Take an additional driving class. Although most insurance companies don’t give a discount for mandatory drivers’ed instruction, some companies will reduce premiums by 5% for teens who go to follow-up classes. Sign a parent-teen driving contract. Your insurer might offer up to a 5% discount if your teen agrees to follow such rules as not driving at night or with friends in the car. Raise your deductible. However, bear in mind that you’ll have to pay this deductible if your teen driver damages the car. If you repair every ding, you could spend a lot more than you'll save on premiums with a higher deductible. Reduce or drop some coverage. If you have an older car, you might not need Comprehensive or Collision insurance. Be wary of lowering Liability limits. In most cases, it makes sense to keep Personal Injury Protection (PIP) coverage, which pays medical expenses of anyone injured in an auto accident. Choose a safe vehicle. The higher the safety rating of your car, the lower your premiums – and the safer your teenager will be behind the wheel. We’d be happy to help you minimize the sticker shock of adding a teen driver. Just give us a call.

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Engineers, firefighters, lawyers, teachers, and police officers all have one thing in common: they qualify for Auto insurance discounts with some insurers who have found that people in certain fields tend to be less risky drivers than those in other occupations. A number of insurance companies offer discounts to those in a variety of professions - everything from architects, CPAs, and college professors through librarians, military personnel, and pilots, to physicians, registered nurses, and scientists. Here's why: although practicing architecture or flying a plane doesn't necessarily make a driver more responsible, insurance underwriters don't have to prove cause and effect when setting rates. They need only show a relationship between these rating factors and risk. A variety of factors can come into play in determining discounts. One Auto insurance company offers up to a 5 % discount to first responders, such as firefighters, police officers, emergency medical technicians and paramedics. Because these people tend to work in the communities where they live, they probably don't commute long distances. First responders might speed down the road in emergencies, but not in their own vehicles, and they tend not to work from 9 to 5 - which means that they're at lower risk for accidents. Discounts vary by occupation, insurance company, and state. Some companies offer discounts for a long list of occupations and professions, while others provide them to only a few, or none at all. Some jobs receive larger discounts than others. Rules for discounts also vary by field. To qualify for one company's discount, health care providers must have a license to practice, as well as a degree. However, policyholders who have earned at least a bachelor in engineering, math, or science qualify for an 18% discount, even if they work in other fields. Your occupation or profession might well entitle you to a substantial discount on your Auto insurance - even if you're retired. For more information, please get in touch with us.

Friday at 5:00pm - 8:00pm Please come and enjoy a country run in Toro Park at the magical time of day known as sunset. With cool temps and beautiful shadows on the course, this time of day provides a great opportunity to run a fast cross country race. Once again we will offer the Kids one mile, 2.2 mile High School 3 Mile Challenge A 4 mile run A "Sunset Runner" is for those diehard runners willing to race a combine 10k of cross country running by doing both the 2.2 and 4 mile runs with just about a 30 minute break in between. Come get in a great summer workout and support Hartnell College Cross Country. This event is open to all ages, abilities, and even dogs!

If you have teenagers, you're well aware that they're all too prone to take risks. Four in five U.S. teen (80%) have part-time jobs. Of these, more than half (52%) are in the retail sector, which includes restaurants and fast food establishments. To help keep themselves safe on the job - and thus reduce their employers' risk-management exposure - teenagers who work in restaurants and agriculture can use interactive web-based training tools provided by the Occupational Safety and Health Administration (OSHA). According to OSHA, educating and training young people about safety in the workplace can help prevent injuries today and lead to a healthy workforce in the future. These resources provide practical information to protect young workers from hazards in industries where many of them are likely to work during high school and college. The Teen Worker Safety in Restaurants eTool highlights the most common hazards in these workplaces and offers safety and health suggestions, safety posters, and electronic links to educate young workers about job safety. Areas of focus include serving, clean-up, drive-thru, cooking, food preparation, delivery, and worker rights and child labor laws. The Youth in Agriculture eTool presents case studies that describe common hazards and offers safety solutions for teenage workers in such areas as farm equipment operations, confined spaces, and prevention of c injuries g from falls, electrocutions, and chemical exposures. The OSHA Teen Workers page offers educational resources such as fact sheets on workplace rights and responsibilities, hazards on the job, ways to prevent injuries, work hours, job restrictions, etc. Letting teenage workers know about these resources can benefit them - and their employers. What's not to like?