Search CompleteMarkets

...ype of insurance because general liability insurance does not protect against ...

... Miscellaneous Medical (doctors, clinics, hospitals, laboratories, l...

...mp in malpractice claims faced by doctors and health providers is simple: Rand...

...ess Owners Policy (BOP) combines liability and property coverages into one con...

The use of narcotics in treating injured workers faces heavy scrutiny today - and for good reason. The latest National Council on Compensation Insurance, Inc. (NCCI) Annual Issues Symposium found that: The average cost of narcotics per Workers Comp claim rose from $39 in 2003 to $59 in 2011. This is a rate of 0.79 narcotic prescriptions per claim, up from 0.56 in 2003 - a 14% increase in eight years. More than 5% percent of Comp claims that resulted in at least one prescription for if anymedication included five or more narcotics prescriptions. To curb the prescribing of narcotics for your injured employees, start by choosing the right Workers Comp physician. In most states, businesses have the legal right to designate the physician that injured employees must use. To find a physician in your area who is board certified in Occupational Medicine, go to http://www.acoem.org/. If none is available, look for a doctor who takes patients on Workers Compensation. In many cases, urgent care clinics make great partners. Once you find a physician, talk to him or her about your business, discuss your return-to-work program and the types of transitional jobs you offer - and ask about their attitude toward prescribing narcotics. Even if state law prohibits you from requiring injured workers to see a specific physician, you can still suggest that they do so. For example, you might say, "Doctor Joan at Acme Urgent Care has treated many of your co-workers and they've gotten better quickly." Selecting a doctor who doesn't dispense drugs and only prescribes narcotics when they're are absolutely necessary can go far to help injured employees get back to work and be healthy and productive as swiftly as possible - while keeping your Workers Comp costs under control.

From http://www.propertycasualty360.com Risqué Risks Issues can arise when adults wear costumes—especially those considered to be provocative—to work. Sexual harassment and other actions that fall under behavior related to hostile work environments have become prevalent in employment law disputes. A female sales employee filed a sexual harassment lawsuit when a male manager made lewd comments about her doctor costume. He unbuckled his pants, motioned to his groin, and said, “Here, Doctor. It hurts here.” The defendant was ordered to pay a civil penalty of $50,000 and related attorney fees for the plaintiff at the conclusion of Devane v. Sears Home Improvement Products Inc. Crazy Right?!

...of agencies are employing nurses, doctors, medical technicians, medical assist...

...outside the workplace: Nurses and doctors aid the injured or ill; contractors ...

Miguel Angel Fragoso-Hernandez sets goal of medical career in Watsonville WATSONVILLE >> At Pajaro Valley High School, Miguel Angel Fragoso-Hernandez is known as Nino, or Kid, a nickname bestowed during his freshman year, when, a year younger than most students after skipping first grade, he was the smallest player on the junior varsity soccer team. But Fragoso-Hernandez, now a 17-year-old graduating senior and class valedictorian, has another title in mind: doctor. He'll take a step toward achieving his career goal when he enrolls at UC Berkeley in the fall to study biology or biochemistry. At a graduation ceremony Thursday, he plans to remind his classmates how they reached this point in their lives. "It's not like you did it on your own. Your teachers helped you. Your parents helped you all through your life," Fragoso-Hernandez said. "At the same time, (the graduates) sit here because they worked for it." Fragoso-Hernandez will speak from experience. His parents, Martin Fragoso and Julia Hernandez, emigrated from Santiago Tulantepec in Hidalgo, Mexico, to the U.S. in their teens. They were very poor, Fragoso-Hernandez said. His father scrounged from garbage cans to get enough to eat. His mother, living on a rural ranch, watched two siblings die in childhood. Here, they worked in the fields at first, but later Miguel's father became an auto mechanic and eventually bought the business from his boss. After volunteering at Freedom Elementary School, his mother was hired to supervise students at recess. As the family's income improved, they were able to move from a series of crowded garages into a three-bedroom apartment in a Holohan Road complex. Though he was only 7 at the time, Fragoso-Hernandez recalls his amazement at the space and the fact that the apartment had its own kitchen. Growing up, he watched his father work two jobs at times, and his mother devote herself to work and raising three sons. But he didn't understand what they were trying to accomplish until high school. "I thought they came to find a better life for themselves," Fragoso-Hernandez said. "I didn't realize until my sophomore year that the ultimate goal was to have a better life for their children." Though neither Fragoso nor Hernandez went to school past the sixth grade, they knew education was the key to reaching that goal, and they instilled that value in their children. Fragoso-Hernandez said math and science captured his interest at any early age. He paid attention as his older brother did his homework, and by the end of kindergarten he had mastered multiplication. He finishes high school with a 4.24 grade point average. In addition, he was a forward on the varsity soccer team for three years, and has worked as a math tutor in an after-school program for elementary students since he was 14. His father's struggles with poor health led him to decide on a medical career, either as a general practitioner or a surgeon. "I grew up seeing him with all these problems, and I wanted to be able to do something but I couldn't," he said. "I want to be able to do something for someone in the same situation." When Fragoso-Hernandez was in middle school, the family moved to Gilroy, but he and his two brothers, Eric, a sophomore at Cal State Monterey Bay, and Marco, a seventh-grader at Lakeview Middle School, elected to commute each day so they could remain in Watsonville schools. The three brothers were born in Watsonville, and Fragoso-Hernandez considers the city home. Once he earns his medical degree, he plans to return. "Without Watsonville, I wouldn't be where I am today," he said. "I want to give back to this community." Content provided by http://www.santacruzsentinel.com/education/ci_25899165/valedictorian-credits-immigrant-parents-providing-opportunity

Approximately 15 million people worldwide have a stroke every year. Of these, almost 6 million die, while a further 5 million are left permanently disabled. But although stroke is the one of the leading causes of death globally, many people remain unaware of the signs and symptoms to look out for, therefore putting their health at risk. The American Heart Association/American Stroke Association(AHA/ASA) state that around 1 in 3 Americans are unable to recall the warning signs of stroke. Furthermore, a recent AHA/ASA study revealed that many women in the US are unaware of stroke warning signs, even though they are at much greater risk of stroke than men. "This lack of recognition of stroke signs and symptoms could be a significant barrier to reducing death and disability related to stroke in the US," says Dr. Lori Mosca, who led the study. "This is critically important because delays in getting care costs lives and hinders functional recovery." May is National Stroke Awareness Month - an annual campaign introduced in 1989 that aims to increase public awareness of stroke in an attempt to tackle the condition once and for all. In line with this campaign, this week's spotlight feature looks at the signs and symptoms of stroke, the risks associated with the condition and what can be done to increase stroke awareness. What is stroke? A stroke occurs when an artery or blood vessel becomes blocked, restricting blood flow to the brain. This leads to brain cell death, and, subsequently, brain damage. How a person is affected by stroke depends on where in the brain the stroke occurs and how much of the brain is disturbed. Many stroke patients experience impaired speech, movement and memory. In severe cases, patients may suffer paralysis or even death. There are two main types of stroke - ischemic stroke and hemorrhagic stroke. Ischemic stroke is the most common, accounting for around 87% of all strokes. This occurs when the arteries are blocked by blood clots or a gradual build-up of plaque and other fatty deposits. Hemorrhagic stroke occurs when a blood vessel in the brain splits, leaking blood into the brain. Although only 13% of all strokes are caused by this, it is responsible for more than 30% of all stroke deaths. The risk factors There are many risk factors for stroke, many of which are out of our control. For example, individuals over the age of 55 are at greater risk of stroke, as are African-Americans, Hispanics and Asian/Pacific Islanders. Individuals who have a family history of stroke or TIA (Transient Ischemic Attack) are also more likely to have stroke themselves. And women are more likely to have stroke than men. In the US, around 55,000 more women than men have a stroke every year. Individuals with high blood pressure are one and a half times more likely to have a stroke than those with normal blood pressure. But there are also risk factors for stroke that are within our control - one of the most important being high blood pressure, or hypertension. According to the National Stroke Association, people who have high blood pressure are one and a half times more likely to have stroke than those who have normal blood pressure. "The No. 1 stroke risk factor is high blood pressure. It's important to check your blood pressure regularly and talk to your doctor about healthy levels for you," says Dr. Jeffrey L. Saver, professor of Neurology at the University of California Los Angeles and a spokesperson for the ASA. High cholesterol also increases the risk of stroke, as cholesterol can block blood flow in the arteries. Furthermore, high cholesterol can raise the risk of heart disease and atherosclerosis - risk factors for stroke in themselves. Smoking is another risk factor. Compared with non-smokers, those who smoke are at double the risk of stroke. It reduces the amount of oxygen in the blood, meaning the heart has to work harder to pump blood around the body. This means blood clots find it easier to form in the arteries, which can cause a blockage. Those who are overweight or obese are also at increased risk of stroke. Excessive weight can increase the risk of high blood pressure, high cholesterol and diabetes. Read the entire article here. Content provided by http://www.medicalnewstoday.com/articles/276240.php