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...appliances for your parties. Electrical fires are bound to happen.  It is i...hould be installed to protect your electrical outlets. Feel free to contact...

...of House Fires. Check the electrical cords throughout your home for sign...u have questions about your home's electrical system, you may want to consult ...

... such as stepping up patrols of electrical lines and bringing fire crews along...

...ltage spike surges through your electrical lines, burning out computers and te...rything from mechanical failure or electrical short circuits to "arcing" (faul...

...hemical manufacturer. Be sure electrical devices, including outdoor entertai... pools or wet surfaces. When using electrical devices outdoors be sure to plug...

...s and protruding nails. Check electrical outlets for potential fire hazards ...ing plugs. Be sure not to overload electrical outlets, fuse boxes, extension c...

Across the nation, utility lines, tunnels, and structures run under our feet, Each year, excavators strike approximately 700,000 of these underground lines, often triggering potentially fatal accident (from steam, gas, propane, or electricity). A single strike might easily cost a contractor hundreds of thousands, or millions, if the accident leads to an interruption of service that shuts down a factory, hospital, telecommunication lines– even a missile silo. In most cases, insurance will not cover these losses. To deal with this threat, the Common Ground Alliance coordinates 811 --Call before You Dig, a nationwide phone and online system that contractors can use to notify local utilities so they can "mark out" their facilities before excavation of anything from to a sewer to a subway. These markouts are required under state law. When you use the call 811.com system, bear in mind that: It doesn't matter where you are - downtown, in the middle of a suburban street, or building a private home. Call even if you're confident that you know where something is buried (for example, if you installed the line); many contractors dig up lines that have just put in. Instead of marking the area with wooden stakes - which are all too easy to drive through gas lines - use white paint or "feathers;" even the most shallow excavation can be hazardous. Remember, failing to contact 811.com before every excavation violates the law - and leaves you wide open to huge liability losses. Don't take a chance your odds of losing in the Underground Damage Casino! To learn more, just get in touch with the Construction Insurance Specialists at our agency.

...ple, then you might require the electrical contractor to name you on their lia...

Cooking has long been and continues to be the most common cause of home structure fires and home fire-related injuries. Whether preparing for a family dinner or a quick snack, practicing safe cooking behaviors can help keep you and your family safe. Never leave your range or cooktop unattended while cooking. If you have to leave the room, turn your range or cooktop off. Wear short, close-fitting or tightly rolled sleeves. Loose clothing can hang down onto hot surfaces and can catch fire if it comes in contact with a gas flame or electric burner. Keep your cooking area clean and free of combustible materials. Food wrappers, oven mitts or other materials left on or near the stove may catch fire. Be sure to clean up any spilled or splattered grease. Built-up grease can catch fire in the oven or on the cooktop. Keep a fire extinguisher readily available. Having an extinguisher nearby is important, but you also need to have the correct type of extinguisher and know how to properly use it. Never throw hot grease in the garbage as it can ignite combustible materials.Be sure to let grease cool and dispose of it in an old can, such as a metal coffee can. Do not store food or other items in your oven. It can be easy to forget there is an item in your oven, and this could catch fire while preheating. What to Do If a Cooking Fire Flares Up By exercising caution at all times in your kitchen, you can help reduce the risk of a kitchen fire. But if a fire does flare up, you need to be prepared. Your safety should always come first. If you are unsure about whether it is safe to fight the fire, leave the scene, call 911 for help, and let the fire department control the fire. If a small fire flares up and you are going to attempt to extinguish it, call 911 for help first. A fire may grow out of control more quickly than you anticipate. It is safer to have help already on the way. Smother a grease fire – never throw water on a grease fire. The super-heated water can change to steam, and can cause severe burns. Oil also can splash and spread the fire. If a grease fire starts in a pan, smother the flames by sliding the lid – while wearing an oven mitt – over the pan. If safe to do so, turn off the heat source. Do not move the pan, and keep the lid on until the fire is out and the pan is completely cool. If a fire starts in your oven, keep the door closed and turn off the heat source.Keeping the door closed will help smother the flames. Do not open the door until the flames are completely out. If a fire starts in your microwave, turn off the microwave and do not open it until the fire is completely out. Unplug the microwave only if you can safely do so. *Source: NFPA. “Home Fires Involving Cooking Equipment”. Marty Ahrens. 11-2013.http://www.nfpa.org/research/statistical-reports/major-causes/cooking-equipment

...ld pool lighting can also cause electrical shock. Prevent swimming pool acc...