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EPLI protects from claims brought against a business, its officers and directors, or its employees and managers relating to your clients workforce - wrongful termination, sexual harassment, discrimination, failure to employ or promote and wage and hour law violations.

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(Bloomberg) -- As the final hours of Malaysian Air Flight 370 remain wrapped in mystery, the question of who bears full liability for the jet’s disappearance is also unresolved. This much is clear: Families of the 227 passengers aboard the flight that vanished on March 8 can recover some compensation from Malaysian Airline System Bhd even if the plane isn’t found. The airline is liable under international treaty for as much as $175,000 per passenger, and possibly more. For survivors to capture significantly greater damages, wreckage would probably have to be located and a narrative of the plane’s demise assembled. Several scenarios have been offered for the flight’s disappearance, including hijacking, intentional downing or an on-board fire. Evidence of any of these could open avenues for family members to sue. “The disappearance of Flight 370 remains a mystery. The legal claims against Malaysia Airlines -- those are not a mystery,” said Robert Hedrick, a pilot and air-disaster lawyer in Seattle. “If the wreckage is located, the evidence may establish liability of other parties.” The Montreal Convention of 1999, an international treaty that covers air travel, requires carriers to pay damages for each passenger killed or injured in an accident, even if its cause is unknown. By those rules, the airline’s liability could stand at more than $40 million. Read the entire article here. Content provided by:  http://www.propertycasualty360.com/2014/03/24/jets-mystery-disappearance-leaves-riddles-over-who?eNL=5330756f150ba0af70068ede&utm_source=PC360NewsFlash&utm_medium=eNL&utm_campaign=PC360_eNLs&t=es-specialty&_LID=160558015

Teen Challenge plans 94-bed facility for women and children The City Council approved conversion of the former Baker Brothers furniture store on Brennan Street into a rehabilitation center and 94-bed shelter for women and children. "I live next door to a Teen Challenge facility, and they've been nothing but good neighbors," said Councilman Daniel Dodge, joining a 6-1 majority in the approval. The city Planning Commission unanimously approved the Teen Challenge Monterey Bay's shelter proposal in May. But lawyer Timothy Walsh, whose firm rents a neighboring office, appealed the decision, citing parking concerns. With a school, strip mall, offices and homes, the neighborhood is a congested area with an existing parking problem that would be made worse by the shelter, Walsh said. Several neighbors agreed, including a woman who said parking is so tight, people leave their cars in her driveway. The project, which only identifies 18 parking spaces for its use, doesn't meet city regulations that mandate at least 36, and possibly as many as 55, he said. Officials can't ignore the rules just because the project may offer a beneficial service. "This is not about challenging Teen Challenge. I'm sure they are a wonderful organization and helping people," Walsh said. "The Planning Commission simply can't ignore city regulations dealing with parking." But planner Keith Boyle said city regulations do allow parking requirements to be cut in half if the building is used for transitional housing. Boyle also said the city only has a chance to weigh in because the use departs from commercial zoning. If a more intensive retail business moved into the building, the city would not be able to stop it. "From our perspective, this is one of the better opportunities not to impact neighbors," Boyle said. Mike Borden, Teen Challenge executive director, urged the council to uphold the planning commission's decision. He said the nonprofit has operated similar facilities in Watsonville for 27 years without problems, and it is providing vital services to a vulnerable population. Borden also said the facility would not need much parking in any case. Residents involved in the rehabilitation program are not allowed to have cars, and shelter guests don't typically have the finances to own vehicles. "The best way to see if we are going to have a negative impact is to look at our record," Borden said. "We're very careful and concerned about our public image, and we are a contributing member to this city and to this county." Councilwoman Nancy Bilicich, citing concern over possible litigation, wanted to resolve issues before the project moved forward. She voted no. Content provided by http://www.santacruzsentinel.com/watsonville/ci_26028584/watsonville-council-oks-brennan-street-homeless-shelter

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AP Advantage provides retail agents and brokers the benefits of specialty experience combined with exceptional customer service, on a national basis. We pride ourselves on having the experience, market resources, resourcefulness and attention to detail to satisfy our customer's needs. We recognize you have many market access choices. Think of us as the wholesale agency on your team for your small and mid-size business. We can handle everything from main-street accounts to complex and hard-to-place risks.

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