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Why Security Guard Company’s need This Coverage. There are many situations that arise where a security guard company may be held liable for the actions of their employees while they are driving their personal vehicles. Your best protection again this exposure is Hired and Non-Owned (HNOA) automobile liability coverage. HNOA covers bodily injury and property damage caused by a vehicle you hire (included rented or borrowed vehicles) or caused by a non-owned vehicle (vehicles owned by others, including vehicles owned by your employees) Whether  you realize it or not, as a security guard company, there are many occasions when this coverage is needed to properly protect your liabilities: Do you ever have a security guard use their personal vehicle during patrols? Do you ever have a security guard perform night-watch while in their personal vehicle? Do you ever have an employee use their vehicle to pick up lunch, go to post office or office supply store? Do you ever rent a vehicle while on a business trip? HNOA coverage does not pay for the physical damage for the employee vehicle in the event of an accident. This is potentially covered under the employees personal auto policy. HNOA coverage is typically added to the current general liability policy if the guard company does not have a commercial auto policy in place. HNOA protects your company if it found legally liable for any physical damage or bodily injury caused by an auto hired or non-owned during the course of company business. The typical limit for HNOA is $1,000,000 in coverage.

...loyees. Many employers begin the hiring process by using social-media outlets... that's not privileged in the normal hiring process. To minimize this risk, it makes sense to: When hiring, use outside third parties such as...

Our Business Auto Program, provided by Plaza Insurance Company, provides comprehensive coverage to a wide range of eligible accounts. This program is designed for automobile fleets that involve the use of commercial vehicles as well as private passenger cars. These commercial vehicles should be used with the primary goal to sell and distribute products, perform contracting operations and provide services to clients.

...ssionals  One of the reasons for hiring a contractor to build that much-neede...

This is blog was created to help the security guard professional better understand their insurance options.

Your business needs an employee referral system that rewards and encourages employee referrals properly. The feature story for Inc. Magazine Database, is to discusses how social media is replacing job boards as the primary outlet for sourcing candidates. According to the Aberdeen Group, 50% of companies with high retention rates decreased their investment in job boards last year. The most popular site use by recruiters is LinkedIn. The most popular tool used by job seekers to find work is Facebook. Interestingly, JobVite stated that employee retention rates skyrocket when they’re referred by other employees. After three years, 47% of referrals were still around, compared to only 14% of job board applicants, (not sure what happened here). Interestingly, JobVite stated that employee retention rates skyrocket when they’re referred by other employees. After three years, 47% of referrals were still around, compared to only 14% of job board applicants were. As mentioned on this previously, have an employee referral system that properly rewards and encourages employee referrals.