Search CompleteMarkets

Follow some of these steps if your vehicle breaks down, and take extra precaution if you are in a busy intersection or on a highway. Getting out of the car at a busy intersection or on a highway to change a tire or check damage from a fender bender is probably one of the worst things you can do. The Insurance Information Institute (I.I.I.) recommends the following precautions when your car breaks down: Never get out of the vehicle to make a repair or examine the damage on a busy highway. Get the vehicle to a safe place before getting out. If you have been involved in an accident, motion the other driver to pull up to a safe spot ahead. If you cannot drive the vehicle, it may be safer to stay in the vehicle and wait for help or use a cell phone to summon help. Standing outside the vehicle in the flow of traffic, under most circumstances, is a bad idea. Carry flares or triangles to use to mark your location once you get to the side of the road. Marking your vehicle's location to give other drivers advance warning of your location can be critical. Remember to put on your hazard lights! In the case of a blowout or a flat tire, move the vehicle to a safer place before attempting a repair - even if it means destroying the wheel getting there. The cost of a tire, rim or wheel is minor compared to endangering your safety. Source: Insurance Information Institute; http://www.iii.org/ The information on this site is general in nature. Any description of coverage is necessarily simplified. Whether a particular loss is covered depends on the specific facts and the provisions, exclusions and limits of the actual policy. Nothing on this site alters the terms or conditions of any of our policies. You should read the policy for a complete description of coverage. Coverage options, limits, discounts and deductibles are subject to availability and to individuals meeting our underwriting criteria. Not all features available in all areas. Insurance is underwritten by The Travelers Indemnity Company and its property casualty affiliates, One Tower Square, Hartford, CT. For a complete list of personal insurance underwriting companies, click here.

Accidents involving vehicles or mobile equipment (excavators, dum...have storage areas so that delivery vehicles don’t have to cross the site C...

... a day to stow and shelter their vehicles, but beyond that it's fairly invisib...utions: Stay alert for cruising vehicles, whose drivers can stop suddenly ...

You pull into the grocery store parking lot to pick up a few snacks, and park. As you head for the door, you push a button on your keyless remote to lock it. You don't hear that faint chirp, but you're in a hurry. Fifteen minutes later, you discover that your car is gone. Welcome to the world of 21st-century auto theft!On the surface, things appear to be improving. Vehicle thefts fell 3.3% nationwide in 2011 (the most recent data) for the eighth straight year. However, auto theft still costs the nation an estimated $5.8 billion a year, thanks to streetwise thugs who feed chop shops and supply lucrative international black markets. These days, car thieves are becoming smarter, more tech-savvy, and harder than ever to stop. Anyone can go to a home-improvement store and buy a $20 device that jams the remote keyless entry transmitter on a vehicle. If you aren't paying attention, you walk away from your vehicle, press the button on the remote, and assume that it locks. However, a thief might be two cars over in the parking lot, punching a button to block the signal. The vehicle doesn't lock, and the thief can take your laptop, portable GPS, or whatever else is inside. With enough time, he can even steal the vehicle! To guard against jammers, pay attention to your surroundings and make sure your car doors do indeed lock when you press the button. Listen for the click or chirp, or look for the quick flash of lights that confirmations locking on most cars. If the vehicle doesn't lock, try again. However, if locking doesn't work on the second attempt - or if you see someone lurking nearby - move your car to a different spot.An ounce of prevention..

...l deaths related to them involve vehicles, says the Federal Emergency Manageme...see signs of high water or stranded vehicles, pull over or take a different ro...

Any travel during winter months is risky. Storms come out of nowhere, roads become icy quickly and inexperienced drivers take unwise risks. Be prepared to stay safe on the road thanks to eight winter driving tips. 1. Check the forecast. In less than a minute, you can find out if you'll be driving in fog, snow or ice. You can also discover which roads are blocked and if you need to find an alternative route to your destination. 2. Slow down. In snowy conditions, cut your speed in half to ensure you have adequate stopping distance. Don't go so slow, though, that you lose momentum on grades. 3. Know skid recovery. Braking on slippery roads can cause your vehicle to slide instead of stop. If this happens, you need to know how to recover. Stay off the brake and steer your vehicle the way you want it to go. 4. Stay smooth at the controls. Pounding on the brake, shifting hard and even clenching the steering wheel make winter driving harder than it has to be. Instead, use smooth motions and relax as you drive. 5. Check your tires. Proper tire inflation and tread improve your vehicle's traction and ability to stay on the wet or icy roads. Check the inflation of your snow tires frequently since cold weather decreases tire pressure, and make sure the tread is at least 1/8-inch. Carry snow chains, too, if necessary. 6. Know your vehicle. Every car and truck handles differently. Before heading out in winter weather, make sure you know how your vehicle handles. Know where the windshield wipers, defrost button and four-ways are, too. 7. Pack survival supplies. If you're stranded or in an accident, you need a few supplies. Definitely store a snow shovel, sand or litter and lock de-icer in your vehicle. Consider packing a portable power source, flashlight, waterproof matches, tow rope, first aid kit, energy bars and blanket also. If you do get stranded, wait for help to arrive. 8. Stay hydrated. Dehydration can make you drowsy and reduce alertness. Drink water before you head out and carry a bottle or two with you so that you can stay alert. Winter driving can be dangerous, but follow these eight tips to stay safe. Remember to check in with your auto insurance agent, too. Update your policy as you prepare for whatever winter throws at you on the road.

...rt your car are standard on many vehicles as of 2015. In the meantime, you ...

...ny owns, operates, or uses motor vehicles - or if you have employees who use t...

You hope nothing will go wrong with your car, especially late at night or far from home. Yet we all know that breakdowns can happen unexpectedly. We recommend taking a risk management approach to car safety -- assume the worst will happen and prepare for it in advance. Start by getting a good emergency kit. Whether you purchase one or build it yourself, your kit should contain at least a working flashlight, flares, reflective triangles, distress sign, first aid supplies, and basic tools. Before leaving the house, make sure your cell phone is fully charged. Take along some spare change or a telephone calling card in case you break down in a "dead" area for your cellular provider. If your vehicle breaks down, pull off the road as far as possible on the right shoulder (or in the center median, if getting to the shoulder is impossible). Activate your hazard lights and place flares or reflective triangles far enough behind your vehicle to warn oncoming traffic of your presence. Many authorities advise against you attempting to change your tires or jump your battery while traffic is present. Open your hood, then stay in your vehicle and wait for help. If a stranger approaches, it's safest to talk through a closed window. Don't ask them to assist in repairing your vehicle. If they wish to help, ask them to call your auto club or the police. For more recommendations on helping minimize the risks of everyday events, give our Personal insurance experts a call. As always, we're happy to help.

... might not be covered at all. Vehicles of All Types Antique vehicles and other vehicles that you drive only occasionally mig...s, motorcycles and other recreation vehicles also need their own specialty ins...