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...kes it a busy time of year for Photographers....

Program Brokerage Corporation is pleased to partner with Hiscox NOW® to offer a quick and easy way to quote and bind small business insurance online, in minutes. Hiscox offers professional liability, general liability and business owners’ insurance for a wide range of professional services businesses and artisan contractors. These are admitted products written through Hiscox Insurance Company Inc., rated 'A' (Excellent) by A.M. Best.

As the average cost of getting hitched keeps rising (to $27,000 in 2012), more and more couples are using Wedding Insurance to protect their investment against mishap - and help ensure peace of mind on this special day. Wedding policies will reimburse you for losses due to: Weather: The cost of rescheduling if the event has to be postponed because of rain or other bad weather. Illness or injury to the bridal party. The expenses of postponing the wedding if essential people (such as the maid of honor or best man) can't be there. A missing celebrant. Some of the costs if your minister, justice of the peace, rabbi, or other celebrant doesn't show up. Missing vendors. Some, or all, of the expense (including rescheduling) if the caterer, florist, photographer, or other key vendor is missing in action. Damage to the venue. Your losses if fire, electrical or mechanical outage, or going out of business makes the wedding or reception site unusable, forcing you to reschedule. (This coverage might not apply if the sites already carry insurance). You can also buy coverage "riders" for a variety of other risks, ranging from a military service call-up to the bride or groom and damage to a wedding gown or tuxedo, to stolen or damaged gifts, and cancellation of your honeymoon due to illness, bad weather, or other mishap. If you're holding the ceremony in your home, you might also want Liability insurance in case a guest gets hurt or injures someone. Premiums can range from $100 to $1,000 (if you buy Liability coverage and host an open bar). We'd be happy to tailor a Wedding policy to meet your needs, and budget. Just give us a call.

Protecting the American Dream is our specialty. The Midlands Business Owners Policy (BOP) combines liability and property coverages into one convenient package. From accountants and chiropractors to retail and wholesale, our BOP safe guards your clients’ livelihood.

This Saturday, April 19th head on over to the beach in front of the Capitola Venetian hotel for the annual Easter egg hunt.   The festivities start promptly at 11:00 a.m. Kiddos 12 and under get to search for candy-filled plastic Easter eggs that the Easter bunny hid in the beach.  Word is, the Easter bunny will be hanging out to take photographs with the kids. There is a 3 egg limit per child so every child can enjoy the fun! When:  Saturday, April 19th at 11:00 a.m. Where:  Beach in front of the Capitola Venetian Hotel How much:  FREE! Who:   Children under 12 get to search for the eggs. Content provided by http://www.capitolachamber.com/events/capitola-village-easter-egg-hunt/

The inland marine program from BTIS is for artisan contractors for commercial and residential work. Coverage is available for buildings, stock, business property, tools, equipment, installation floaters, leased/rented equipment, EDP and more. This program is competitive writing very large pieces of equipment like loaders, excavators, concrete pumps and large commercial office and retail buildings including some manufacturing and processing buildings.

USG Insurance Services, Inc. is a national wholesale broker and managing general agent (MGA) that specializes in providing innovative solutions for hard to place commercial insurance. We are an MGA for 18 carriers and work with over 260 different brokerage markets. USG has 21 offices across the county, including the local flagship office in Canonsburg, PA. We write business in all states.