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Examples abound of workers offering their skills outside the workplace: Nurses and doctors aid the injured or ill; contractors assist someone with heavy lifting or short hauling while on a hardware run; benevolent computer techies make a quick fix for a customer without a dispatch order. If one of your employees suffers an injury while providing such help, can the employee collect under Workers Comp? After all, they were doing their work. A California correctional officer, injured while helping at the scene of an accident on his way to work, was denied Workers Comp benefits on the basis that his services did not qualify as regular employment. Citing an ethical standard set forth for correctional workers in the Ethics Cadet Workbook, the injured officer claimed it was his ethical duty as a corrections officer to assist those in need, regardless of when or where. Hence, he argued that his services at the accident were related directly to his employment. However, the court disagreed, stating that: "The fact that the law enforcement code of ethics for correctional officers speaks of a duty to serve humankind and safeguard lives and property does not confer authority on a correctional officer to act outside the scope of his statutory jurisdiction." Knowing the eligibility rules for workers comp benefits is essential for you and your employees alike. Now might be the time for a refresher course. For more information about your comp coverage rules, call our service team today. Content provided by Transformer Marketing.

Glatfelter Healthcare Practice provides coverage options for physicians with administrative or clinical duties. Add Workers’ Compensation coverage provided by an “A” (IX) A.M. best rated carrier and you’ve just achieved mic-drop status.

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Here are some featured markets we thought you might be interested in taking advantage of: Professional Liability, Security Guard/Private Investigator Insurance, Assisted Living Insurance, Product Liability Insurance, Ocean Marine Insurance, Wind Deductible Buy Back Insurance, Tow Truck Program and Builders Risk Insured by Zurich

Here are some featured markets we thought you might be interested in taking advantage of: Dry Cleaners Insurance, Wood Products, Guardian Program, Assisted Living Insurance, Recreational Marine - Commercial Insurance, Nightclub Insurance, Workers Compensation Insurance and Contractors Insurance

Your weekly update on what's happening on CompleteMarkets. Featured Markets | Latest Discussions | Latest Blog Posts | Did You Know?

APU Senior Care is a comprehensive Long-Term Care Liability Program, available nationally through our exclusive partnership with an "A-" XI rated insurance carrier.