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Our Commitment
Our company is based on the belief that our customers' needsare of the utmost importance. Our entire goal is committed to meeting those needs to California Residents. We realize that the process of creating a strategy for retirement can feel pretty intimidating, however it doesn't have to feel that way, particularly if you are in good hands with a reliable...
Corporate History
In 1983, psychiatrist Ronald I. Dozoretz, M.D., founded OPTIONS Health Care, one of the first managed behavioral health care companies in America. With a focus on treatment innovation, OPTIONS quickly became the industry leader in the public marketplace, creating customized mental health and substance abuse programs for federal, state and local Medicaid populations.
In 1998, OP...
Agency Consulting Group, Inc. is a consulting practice, established in 1980 and dedicated to the needs of independent agents throughout the U.S.
It is headed by Al Diamond, a 32+ year veteran of the insurance industry with agency, stock company and direct writing experience. With its own attorney and Enrolled Agent (tax specialist licensed to practice before the IRS) in addition to agency manag...
Agency Consulting Group, Inc. is a consulting practice, established in 1980 and dedicated to the needs of independent agents throughout the U.S.
It is headed by Al Diamond, a 32+ year veteran of the insurance industry with agency, stock company and direct writing experience. With its own attorney and Enrolled Agent (tax specialist licensed to practice before the IRS) in addition to agency manag...
Corporate History
In 1983, psychiatrist Ronald I. Dozoretz, M.D., founded OPTIONS Health Care, one of the first managed behavioral health care companies in America. With a focus on treatment innovation, OPTIONS quickly became the industry leader in the public marketplace, creating customized mental health and substance abuse programs for federal, state and local Medicaid populations.
In 1998, OP...
Word & Brown Individual Division
Word & Brown Individual Division offers brokers Individual and Medicare sales programs by utilizing the unique services, quoting technology, and national carrier relationships from sister Word & Brown Companies – Quotit, HealthCompare, and Joppel by HealthCompare – to offer brokers three robust sales programs.
Brokers can choose the sal...
About NBP
Founded in 2005, National Benefit Partners (NBP) is unique in that it is an independent distribution company that focuses primarily on Voluntary Benefits and the Worksite Market.
NBP brings its Member Firms or “Allied Distributors” access to a wide spectrum of products, services, and support, which is “Best in Class” and delivered all from a single source.
U...
ABOUT COBRA
Background
The law we call COBRA, which provides continuation coverage requirements applicable to group health plans, actually was a component of the massive Consolidated Omnibus Budget Reconciliation Act of 1985. COBRA became law when it was signed by President Reagan on April 7, 1986.
On June 15, 1987, the IRS issued Proposed Regulations under COBRA which filled in some of the g...