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The economy gained 162,000 jobs last month? Not great. The real goal is to get to 250,000 so our tepid, stop-and-start recovery will finally feel like the real thing. JOBLESS RATE FALLS: 162,000 job gains in July IMPACT: Weak gains point to continuing low rates Here is what to watch for: 1. More construction jobs 2. Stable or rising government employment 3. Stronger manufacturing employment 4. Consumers buying more services For more information: http://www.usatoday.com/story/money/business/2013/08/02/july-employment-report-economy-analysis/2609035/

A lot of my clients request the bare minimum coverage for their policy requirements, and even more will only get the coverage they are required to obtain. My concern is they are not being covered as significantly as they need. The clients that have excess coverage, higher limits, etc are the ones who have gone through a loss and experienced how limited coverage can hurt you in the long run. What are your clients doing? Do they fully understand what would happen if they were sued and their policy only covered a portion of the awarded damages? I try to express this need, but I feel like the economy has put my clients in a tough position of taking lower policy limits, higher deductibles, and bare minimum coverage. Lower insurance = higher risks in case of a claim.