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Hello my Friends, I have a hard to place Risk They Collect Traffic date in Arizona, Installation of pneumatic tubes for counting vehicle traffic. NCCI Risk pool had them with 8720 Class code (didnt make sense to me) I suspect more like a Surveyor Due to temporary lane diversion with Flashing Vehicle lights and cones for safety. @$2500 target premium Continuous Coverage no losses over 10 years. Merry Christmas to my Favorite Underwriter! :-)

Who doesn’t like to hear about tax breaks? State employment officials say businesses across Oklahoma can expect a break when it comes to paying unemployment insurance in 2014. The Oklahoma Employment Security Commission announced that many businesses can expect to pay less because of record collections into the state’s Unemployment Insurance Trust Fund. The fund that is used to pay state unemployment benefits to qualified workers reached topped $1 billion earlier this month for the first time in 72 years. Agency economist Lynn Gray says because of improved conditions of the trust, the agency expects to see a “significant tax cut” for Oklahoma employers in 2014. While the overall condition of the economy will determine how large the cut will be, Gray says it could result in a decline of collections between $175 million and $225 million. Cited from: http://www.insurancejournal.com/news/southcentral/2013/08/16/301975.htm

I have a client that failed to respond to a WC audit, he has since completed it, and his carrier has cancelled the policy. No claims, masonry contractor based in Kansas and also does jobs in Missouri and Oklahoma. Does anyone have a market for this?

I have a home healthcare company here in AZ that is in need of comp coverage, no prior and I've contacted every market I can think of which leaves us with the assigned risk. That being said we'll be moving on a policy for the insured however he has a contractor in TX that he would also like to provide comp coverage for. Annual payroll for the TX contractor is $62,400 (8835 class code) and we can't add to the NCCI policy since TX isn't an option. Does anyone have any ideas as to where I could write this part of the comp business? Better yet if anyone knows where I could write it all together that would be great. Here's a breakdown of the payroll amounts: - 2 w2 home health nurses (8835) - $143,425/yr payroll (AZ) - 1 1099 contractor home health nurse (8835) - $91,800/yr payroll (AZ) - 2 Office employees (8810) - $54,720/yr payroll (AZ) - 1 1099 contractor home health nurse (8835) - $62,400/yr payroll (TX) - 3 owners all excluded at 8810 class code - $86,400/yr payroll each Any help is much appreciated. Thank you!

Need help placing an Arizona GL risk. Has good Insurane history. No claims over 5 years. Need to AI including form CG 20 10 07 04 or equivalent for multiple municipalities. (City contracts) Best’s rating of A VII or better – Admitted Carrier Best’s rating of A XII or better – Non-Admitted Carrier Prefer Admitted if possible. Risk: Traffic counting to include pneumatic hoses in road & electronic traffic counting.

Hello All, I am contemplating on hiring my first agent. What should I be aware of and what are the common splits in commission and broker fees? Thanks.

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