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California Governor Jerry Brown declared a drought emergency for the state, saying it is facing “perhaps the worst drought that California has ever seen since the record began about 100 years ago. In his declaration he called for a voluntary 20% conservation to our water use. The point of this declaration is to wake all of Californians up to the serious situation that people should pause and reflect on how dependent we are on the rain, nature and one other. Since 2011 extremely dry conditions have parched the state and as of 2014 90% of California is currently in a severe drought, meaning this coming year could be a giant fire year. Under the proclamation, Brown directed officials to take "all necessary actions" to address the drought, including assisting farmers and communities with water shortages. He directed state agencies to use less water and hire more firefighters. How do you see the drought affecting the insurance industry?

... Underwriting has a medical waste haulers program that covers both states you ....aspx?keyword=Medical+Waste%2fRefuse+Haulers+Program&coverage=Medical+Waste%2fRefuse+Haulers+Program&state=17,18&sorto...

...-0.25in; color: #666666;">* Waste haulers, including construction and demoliti...

Standalone Business Auto Coverage, A Rated & Admitted The GMI Business Auto product targets contractors, artisans, building supply dealers, wholesale distributors, system installers, and specialized delivery that is not time sensitive in nature. Qualified accounts are automobile fleets that involve the use of commercial vehicles and private passenger cars to support business activities where the primary goal is to sell and distribute products, perform contracting operations and provide services to customers. We insure over 300 different class types, nationwide, ranging from a small electrician to a large commercial waste hauler. Eligible vehicles include private passenger cars, SUVs, pick-up trucks, heavy trucks, extra heavy trucks and truck tractors. Have An Account and Want to Receive a Quote? Your account must fit these initial parameters to be considered for our program: Three years in business w/prior commercial coverage Five power units Radius of operation up to 500 miles max Loss ratio 30% or better Satisfactory SAFER/CAB reports No MA, NH, or NY 5 Borough exposure No for-hire or carrying of any passengers If you would like to receive a PDF copy of our Program Overview, please contact Lynise Walton at 800.722.3229 ext 237 or email [email protected]. Thank you.

I am looking for a market for the HNOA coverage for an air show client. There are 50 vehicles we need HNOA coverage for. These vehicles are used by the performers to get to an from the hotel for the show. This is an airshow in Fargo ND. They provide vehicles for the performers while in town (July 24-27th). These vehicles are donated from multiple local car dealerships. Currently the terms we have do NOT include this and I am being told that the dealerships will not cover this under their policies as "loaner vehicles". I have looked at multiple markets and am not finding anything that is feasible for them. Best I can find is requiring them to list autos individually and they have $20,000 minimum premium that is fully earned. The total package premium is $7,800. A copy of the current proposal is attached. Anyone have any thoughts or ideas for this coverage for a 3 day event that won't break the bank?