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We are a startup Independent Insurance Agency, located in Kansas City, MO....

Help! Anybody! Need GL for independent sales broker/rep. Books & contracts leasing/rental of Parade Floats & Horse drawn Carriages for weddings, parades, special events. Listed as additional insured on float builders policies. Seems that parade floats doesn't have a classification & doesn't fit into a computer rating system. Has been insured with ESSEX/Evanston. They changed underwriting guidelines. Has been classified as 45993. No LOSSES last 10 yrs. Special Events does not work because there are several events per year.

I have a 1 man home improvement contractor who will be doing framing, drywall, doors, windows, and siding. He did not indicate any roofs. He always subcontracts out the HVAC, plumbing, and electric. He confirmed that the subcontracting equates to about 60% of the work. I know I can go to the surplus market, but are there any standard markets that would write this? I have a few good artisan programs, but they cap out at 30-40% subcontracting.

I have a prospect that I have done numerous 1 day event policies in the past. They have access to a facility to hold events and fundraisers. The food will be provided by food trucks. They will also need building coverage as that is part of the agreement. Does anyone have advice for a standard market to cover this risk and what might the class be? I know it might be similar to a restaurant, but there is not the cooking exposure.

Hello - I am in need of a market that would entertain GL as well as coverage for the bicycles themselves. The insured would have a some office space possibly. I am in California any ideas?

...an insured who owns a building and leases to a restaurant and retail flooring ...

So here's the deal. I have a bookkeeping & tax business, and I am also fully licensed in Idaho (Life/Health and Property/Casualty) and I have an fully licensed agency in Idaho. I am really busy with the accounting portion of my business, but I currently have requests for quotes for commercial auto, business owners and commercial liability waiting to be quoted. But with my other workload, I just haven't had time to jump on anything. I don't want to lose them completely, but I just am pushing the limits on my time. So I am looking for someone that I can get to quote and write the policies, but I would like to still be compensated. I would service the accounts, because they would be bookkeeping and tax clients as well and I would be the "trusted adviser". Is there someone out there who can help me? With the bookkeeping business, I am constantly getting requests for commercial coverage for new and/or small businesses. But I don't have time to put all of the paperwork together and deal with back and forth to get it placed. I'd gladly give up the majority of the commission to keep my clients happy. And I really would like to run any commissions under my agency, if possible. So basically I make the initial contact, your company actually writes the policy doing all of the footwork on the back end and keep a sizable piece of the commission. And then I will be the contact for the client for any service needs. I'd love to hear any thoughts on the whole idea. A. Brian Cogan

...t a facility the applicant owns or lease, he has the equipment such as loading...

...ivers on weekly renewable contract/lease. ...

Hi, Our client is a company who leases furnished apartments to traveling bu...the tenants. Does anyone know of an insurance company who has done that in the...