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Hello my Friends, I have a hard to place Risk They Collect Traffic date in Arizona, Installation of pneumatic tubes for counting vehicle traffic. NCCI Risk pool had them with 8720 Class code (didnt make sense to me) I suspect more like a Surveyor Due to temporary lane diversion with Flashing Vehicle lights and cones for safety. @$2500 target premium Continuous Coverage no losses over 10 years. Merry Christmas to my Favorite Underwriter! :-)

I would sincerely appreciate your input based upon your experience with PEOs. If you have never formed an alliance with a PEO, why not? If you have utilized a PEO for your client(s), how was this experience? How did your client like this relationship? Let's explore the opportunities; the good, the bad and the ugly. Thanks for reviewing.

...t to pay less because of record collections into the state’s Unemployment Insu...ys it could result in a decline of collections between $175 million and $225 m...

...sick, and more likely to address personal matters while at work. What if you ...

Good afternoon...let's post this again as a "discussion". When I sit down with a small business owner, I typically ask these 12 questions as part of a survey that then allows me to offer their business a free listing for one year on our GoSmallbiz.com website. As you read these 12 questions ask yourself how many "yeses" would you expect from your commercial clients? Here we go... Have you ever 1. Had a dispute with a supplier, landlord, customer or employee? 2. Had difficulty collecting money from customers? 3. Signed a contract or document you hadn't fully read or understood? 4. Felt you paid too much in tax? 5. Had questions about incorporating and legally protecting your business? 6. Worried about being sued by customers, vendors or employees? 7. Wanted to market your business more effectively over the Internet? 8. Wanted to have a resource for any business or legal question? 9. Wanted to get advice on increasing your business revenue and profits? 10. Wished you could afford to have an experienced attorney or business consultant/coach without having to worry about the fees involved? 11. Had to hire or fire an employee? 12. Wondered if you were compliant with federal and state regulations? I imagine that the majority of your clients would actually answer "yes" to many of these questions. You could offer them a great solution which would be one of our LegalShield small-business legal plans that start at just $49/month. I look forward to helping you as you help your clients and welcome further discussion.

I have a client that failed to respond to a WC audit, he has since completed it, and his carrier has cancelled the policy. No claims, masonry contractor based in Kansas and also does jobs in Missouri and Oklahoma. Does anyone have a market for this?

I have a home healthcare company here in AZ that is in need of comp coverage, no prior and I've contacted every market I can think of which leaves us with the assigned risk. That being said we'll be moving on a policy for the insured however he has a contractor in TX that he would also like to provide comp coverage for. Annual payroll for the TX contractor is $62,400 (8835 class code) and we can't add to the NCCI policy since TX isn't an option. Does anyone have any ideas as to where I could write this part of the comp business? Better yet if anyone knows where I could write it all together that would be great. Here's a breakdown of the payroll amounts: - 2 w2 home health nurses (8835) - $143,425/yr payroll (AZ) - 1 1099 contractor home health nurse (8835) - $91,800/yr payroll (AZ) - 2 Office employees (8810) - $54,720/yr payroll (AZ) - 1 1099 contractor home health nurse (8835) - $62,400/yr payroll (TX) - 3 owners all excluded at 8810 class code - $86,400/yr payroll each Any help is much appreciated. Thank you!

Need help placing an Arizona GL risk. Has good Insurane history. No claims over 5 years. Need to AI including form CG 20 10 07 04 or equivalent for multiple municipalities. (City contracts) Best’s rating of A VII or better – Admitted Carrier Best’s rating of A XII or better – Non-Admitted Carrier Prefer Admitted if possible. Risk: Traffic counting to include pneumatic hoses in road & electronic traffic counting.

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1. Personal Lines
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