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I need an MGA that has a market for an Auto Salvage Yard. The business has been around for almost 5 years and there are 4 employees. They do towing of the vehicle if needed. My client is mainly looking for liability on his business but is also interested in workers compensation.

Looking for a market for Arizona used car dealer. Many vehicles are purchased from auction or other dealers and have salvage titles. Insured does some minor body/service work and turns them around. He also occasionally does body work on vehicles he does not own. Current carrier is cancelling due to non-compliance with recommendations. Insured says he has taken care of all clean-up and housekeeping issues but is not getting good communication from current carrier. Current policy expires soon and I highly doubt we will have loss runs prior to needing coverage. Thanks!!

In November last year, a Nationwide insurance agent/adjuster made a mistake while investigating an insurance claim by a couple in Buffalo Township, PA (Pittsburgh area). This agent saw some hibiscus plants in the couple's backyard and mistook them for Marijuana. He then called the police and the couple were treated like suspected marijuana growers while police investigated. The couple is understandably suing the agent and Nationwide Insurance. When the story was released, people were very upset and they contacted CompleteMarkets and many of them left reviews on this agents CompleteMarkets profile - hundreds of reviews. Many of these reviews were rejected by our verification process for various reasons, profanity, unable to verify identity of reviewer etc. The agent quietly logged into the profile and changed all the information. Rather than contacting us and asking us to help state his case. Or, even better, stating his case on his profile, helping to salvage his reputation, he chose to attempt to 'bury' the information under a false name, and false information, but left the profile active. His profile still shows up on Google, so that has not really helped his cause. Yet, this is a very rare case, and appears to be a terrible mistake on this agent/adjuster's part. In the vast majority of cases when we get an irate client or just a pissed of competitor trying to leave a tasteless irrelevant review on our website our processes and team is able to suppress these 'invalid and unverifiable reviews' of our agents. We try to keep things fair. In many cases, our members invite their clients(via email and social media) to review them on CompleteMarkets, as it vastly improves their fortunes because of the trust and credibility factor when prospects are researching them online. I would love to hear any thoughts from members of this group as it relates to soliciting reviews, being researched online and defending reviews online. Most of our Prestige Professional members (our low cost premium membership) have great reviews, because they care about their reputation and they provide great service to insureds. If interested, you can review the premium membership here - https://completemarkets.com/shop/product/PrestigePro/ But is this an anomaly - agents looking to manage their online reputation? Are agents too busy to build an online reputation? Do they think it's the responsibility of the agency or the agency owner?

I am looking for a tow truck market in Texas other than Progressive or NICO. Any suggestions?

I have been seeking a good market for this client for several months with no luck. This is an Insurance Inventory and Contents company. They are contracted by Insureds and Adjusters to inventory personal or business property in damaged premises. 90% of the work completed is inventory of Household Goods of Other. Occasionally they transport a portion of undamaged items to their warehouse for temporary storage in company owned trucks. These items are brought to the loading dock and placed in containers, which are then documented and filed in for storage. At a specified date, the property is brought back to the original premises once the structure has been repaired by a third party. Any or all restoration is subcontracted. The employees are asbestos certified, and if asbestos is present (incidental less than 5% of work completed), they STRICTLY manipulate and inventory contents only, no DISPOSAL will be performed as it is considered hazardous material. The movers/packers are all certified and wear appropriate safety gear on this rare occasion, and weekly safety meetings are held to keep safe working practices in order. The Workers Compensation Insurance Rating Bureau has classified this account as 9008 (janitorial) for all movers, cleaners, and warehouse work. Also, the recent audit for their active General Liability policy has updated their classification to 99938 (Warehouses). Again, the client will be hired, arrive at job site, take inventory, remove all debris, take all salvageable/undamaged furniture to their warehouse for storage, then bring it back when the structure has been repaired. All restoration, if any, is subcontracted. They have a 50,000 sq ft warehouse where sales, and clerical employees are stationed who have no exposure to the inventory/moving operations. I would like to find coverage for all lines mentioned in the subject line. Please let me know if anyone can help. Thanks in advance. [email protected]