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I need an MGA that has a market for an Auto Salvage Yard. The business has been around for almost 5 years and there are 4 employees. They do towing of the vehicle if needed. My client is mainly looking for liability on his business but is also interested in workers compensation.

In November last year, a Nationwide insurance agent/adjuster made a mistake while investigating an insurance claim by a couple in Buffalo Township, PA (Pittsburgh area). This agent saw some hibiscus plants in the couple's backyard and mistook them for Marijuana. He then called the police and the couple were treated like suspected marijuana growers while police investigated. The couple is understandably suing the agent and Nationwide Insurance. When the story was released, people were very upset and they contacted CompleteMarkets and many of them left reviews on this agents CompleteMarkets profile - hundreds of reviews. Many of these reviews were rejected by our verification process for various reasons, profanity, unable to verify identity of reviewer etc. The agent quietly logged into the profile and changed all the information. Rather than contacting us and asking us to help state his case. Or, even better, stating his case on his profile, helping to salvage his reputation, he chose to attempt to 'bury' the information under a false name, and false information, but left the profile active. His profile still shows up on Google, so that has not really helped his cause. Yet, this is a very rare case, and appears to be a terrible mistake on this agent/adjuster's part. In the vast majority of cases when we get an irate client or just a pissed of competitor trying to leave a tasteless irrelevant review on our website our processes and team is able to suppress these 'invalid and unverifiable reviews' of our agents. We try to keep things fair. In many cases, our members invite their clients(via email and social media) to review them on CompleteMarkets, as it vastly improves their fortunes because of the trust and credibility factor when prospects are researching them online. I would love to hear any thoughts from members of this group as it relates to soliciting reviews, being researched online and defending reviews online. Most of our Prestige Professional members (our low cost premium membership) have great reviews, because they care about their reputation and they provide great service to insureds. If interested, you can review the premium membership here - https://completemarkets.com/shop/product/PrestigePro/ But is this an anomaly - agents looking to manage their online reputation? Are agents too busy to build an online reputation? Do they think it's the responsibility of the agency or the agency owner?

I am looking for a market for the HNOA coverage for an air show client. There are 50 vehicles we need HNOA coverage for. These vehicles are used by the performers to get to an from the hotel for the show. This is an airshow in Fargo ND. They provide vehicles for the performers while in town (July 24-27th). These vehicles are donated from multiple local car dealerships. Currently the terms we have do NOT include this and I am being told that the dealerships will not cover this under their policies as "loaner vehicles". I have looked at multiple markets and am not finding anything that is feasible for them. Best I can find is requiring them to list autos individually and they have $20,000 minimum premium that is fully earned. The total package premium is $7,800. A copy of the current proposal is attached. Anyone have any thoughts or ideas for this coverage for a 3 day event that won't break the bank?