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We have an account in Nebraska that has two parts and/or entities. The first part primarily transports clients of Health & Human Services in NE, typically within a 200 mile or less radius but they can go into neighboring states. HHS has also requested they take or retrieve clients that are much further away even to CA and once to Alaska. Not the norm but at least once a month they will travel beyond the 200 mile radius for HHS. The second part of their business provides secured transports for HHS and for law enforcement. Many times HHS clients are violent or due to physical or mental issues need to be in a more controlled element for transfer. Likewise local law enforcement will rely on our insured for transporting their charges. In this part they will travel out of state more often but still not on a regular and frequent basis. This represents less than 10% of their runs. We have access to the BHHC companies and to the Atlas Financial Group companies. Who are the current markets that will look at both HHS and secured transport together? Who are the markets for secured transport only

Look for a GL/PL market for a security firm that provides Armed Guards at </br>affordable housing complexes in multiple states (IL, VA, RI CT, </br>OH GA, VA MO NJ FL OH). </br>

Hello, I am in need of a market that can provide a $3M per occurrence GL/PL policy for two Security Consulting firms. One is in VA and the other is in DC. The VA firm is new firm and the DC firm has been around for a year and a half. They will be working for a high profile Organization, doing background checks and investigations (on high profile people) that work for the organization. In addition, they will do general security consulting, to make sure that the Organizations policies and procedures are being followed by the in house security staff. I have declinations from Maxum, Capitol Specialty and Darwin. Markel and Vela have offered to do the PL. Many thanks for any help.

I have a new venture security guard risk in NM that is looking for commercial auto coverage, any idea who I could place this with?

Who doesn’t like to hear about tax breaks? State employment officials say businesses across Oklahoma can expect a break when it comes to paying unemployment insurance in 2014. The Oklahoma Employment Security Commission announced that many businesses can expect to pay less because of record collections into the state’s Unemployment Insurance Trust Fund. The fund that is used to pay state unemployment benefits to qualified workers reached topped $1 billion earlier this month for the first time in 72 years. Agency economist Lynn Gray says because of improved conditions of the trust, the agency expects to see a “significant tax cut” for Oklahoma employers in 2014. While the overall condition of the economy will determine how large the cut will be, Gray says it could result in a decline of collections between $175 million and $225 million. Cited from: http://www.insurancejournal.com/news/southcentral/2013/08/16/301975.htm

Hi, I have an insured who is is a mortgage field service property maintenance company. They provide services such as rekeying locks, boarding and securing windows and doors, housecleaning, lawn care, snow removal, and property inspections. Hanover/Brunswick Companies is non renewing them and I am looking for a carrier who can offer both General Liability and E&O coverage. Anyone know of a carrier who will write?<o:p></o:p>

Hundreds of thousands of retired union workers are facing pension cuts that could slash their monthly payments in half — or even more. The proposed cuts are part of a desperate effort to head off insolvency at multiemployer pension plans, pensions that typically provide benefits for workers at several companies. It's an unconventional move: Pension law has long maintained that cutting the benefits of those already retired is off-limits. Current law allows troubled multiemployer plans to reduce the benefits that employees earn going forward, cut early retirement and disability benefits and hike employer contributions instead. But things have gotten so dire that a coalition of employers and labor unions is asking Congress to change the law. Multiemployer pension plans cover more than 10 million workers and retirees in the trucking, construction, retail, mining, manufacturing and other industries. Historically, the plans were considered more secure since multiple employers pay into the plans instead of relying on the fortunes of just one company. But in the past decade, many plans have struggled with supporting an aging workforce, and large employers have been pulling out of the plans. In addition, many are still dealing with significant losses incurred during the recession. What do you think about this? Cited from: http://money.cnn.com/2013/11/15/retirement/pension-cuts/index.html?iid=s_mpm

In countless studies and surveys across both P&C and Employee Benefits, face-to-face is still the most successful form of engagement for both prospects and clients when it comes to sales, education and customer service. eFace2Face is a browser-based real-time communication solution built on WebRTC technology. It features high-definition video and audio, dynamic file sharing, multipoint calling, and the electronic signature process. eFace2Face enables you to give your customers an intuitive and personal online experience when purchasing your insurance and employee benefits products and risk management services.Our hosted solution is secure, scalable, easy to integrate into your existing applications and online infrastructure (website), and you can customize eFace2Face with your company’s branding and messaging. It requires minimal training and IT involvement; in fact, eFace2Face is easier to use than a telephone.

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