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Hi my name is Adelio I have an independent insurance agency for the last 15 years.I would like to start writing life insurance,i have the license for but I cant find a company that will training you since I have no experience doing that.I hope there is a company out there that's willing to due that.thanks adelio

Add and participate in topics related to -
1. Fixed - Life Insurance, Annuities, Disability, Long Term Care
2. Variable - Annuities, Indexed Life, Securities
3. Financial Planning & Retirement Planning

And just about anything related to the L, H & FS Industry...

Hi all! We are having a couple of issues with our personal lines markets in NY & NJ. 1. Monoline homes: Most carriers we write with will not write the Home without the Auto. This is a bigger problem in NJ than in NY, but still a hurdle we need to overcome in both states when we have to compete against Geico's auto pricing. Who are you all placing your monoline homes with? 2. High Valued Homes: Most of our carriers will not write a home with a dwelling limit higher than $1.2M and most high value home carriers want homes starting around $2M. Chubb can write the homes in between, however their pricing is much higher than the direct writers we come up against. Where are you all placing these homes? 3. Marketing: What type of marketing do you all do? We have a great website and Facebook page, however we do not see a lot of new business come our way via these channels. Have you had success with local commercials, mailings, diner placemat advertising, etc.? I look forward to reading all of your comments.

I have a client who is starting his own pest & lawn spraying company. He has worked for other people doing the same thing, including management for over 10 year. I am trying to place a commercial auto for his two trucks and and a 1,000,000/2,000,000 General Liability policy. I have been trying for weeks to find someone to even quote the risk. Is there ANYONE that can help? Thanks! A. Brian Cogan