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Hi, Need a market for a GC that has a very high subcontractor payroll, close to 50%. Also, they have some uninsured subcontractors. Thanks in advance. Tracey

I need a general liability market for an electrical contractor that specializes in newly constructed buildings. They have been in business for only five years and are looking to potentially bring in their BOP and umbrella into a bundle with one carrier as their current carrier will no longer write umbrella. Can anyone help me place this? Thanks in advance!

I have been seeking a good market for this client for several months with no luck. This is an Insurance Inventory and Contents company. They are contracted by Insureds and Adjusters to inventory personal or business property in damaged premises. 90% of the work completed is inventory of Household Goods of Other. Occasionally they transport a portion of undamaged items to their warehouse for temporary storage in company owned trucks. These items are brought to the loading dock and placed in containers, which are then documented and filed in for storage. At a specified date, the property is brought back to the original premises once the structure has been repaired by a third party. Any or all restoration is subcontracted. The employees are asbestos certified, and if asbestos is present (incidental less than 5% of work completed), they STRICTLY manipulate and inventory contents only, no DISPOSAL will be performed as it is considered hazardous material. The movers/packers are all certified and wear appropriate safety gear on this rare occasion, and weekly safety meetings are held to keep safe working practices in order. The Workers Compensation Insurance Rating Bureau has classified this account as 9008 (janitorial) for all movers, cleaners, and warehouse work. Also, the recent audit for their active General Liability policy has updated their classification to 99938 (Warehouses). Again, the client will be hired, arrive at job site, take inventory, remove all debris, take all salvageable/undamaged furniture to their warehouse for storage, then bring it back when the structure has been repaired. All restoration, if any, is subcontracted. They have a 50,000 sq ft warehouse where sales, and clerical employees are stationed who have no exposure to the inventory/moving operations. I would like to find coverage for all lines mentioned in the subject line. Please let me know if anyone can help. Thanks in advance. [email protected]