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I'm currently working with an interesting risk and need some help finding a market. My prospect conducts polygraph examinations as a civilian employee for police departments. He is on his own and travels to different departments but he is contracted and needs E&O and WC. Suggestions would be a big help!!!

Looking for all lines coverage for security guard firm that provides services fo...A. 70% of business is basic grounds security services for commercial propertie...

...can bring their own. There are 3 security guards on the property, I need a mar...ty and workers compensation for the security guards.

Cyber Liability is a coverage that a growing number of businesses are demanding, but it's also one that still seems to be in the developmental stage. The trade press is loaded with reports about the cyber loss pandemic, cyber symposiums are taking place all over the world, business and insurance executives are commenting on the growing demand for cyber coverage. Yet I've seen very little in the way of specifics as to who the 'players' are in this arena, what the pricing is like, what terms and conditions are desirable or to be avoided. Among the carriers we represent who write cyber coverage, there's a lot of hand wringing about the eligible classes of business. The complexity of the application forms is another challenge - it took our IT vendor's computer tech nearly two hours to complete one carrier's app, with the comment that the average business owner would be unable to complete it correctly. If you've got a market that offers a comprehensive policy, with an application that can be completed by a layman, and pricing that isn't jaw dropping, I'm sure there are many readers who'd love to hear from you.