https://completemarkets.com/company/allstar/arc-airlines-reporting-corporation-bonds/
...sfy Airlines Reporting Corporation (ARC) bonding requirements. The ARC Surety Bond supports businesses that p...t—especially helpful for hard-to-place ARC bonds or accounts requiring collateral.
...
https://completemarkets.com/company/allstar/performance-bond/
...t owners and investors.
Allstar Surety Bonds, a division of Allstar Financia...unts that don’t qualify for standard surety markets?Yes, Allstar offers soluti...
https://completemarkets.com/company/allstar/us-custom-bonds/
...roup offers a focused U.S. Custom Surety Bonds program for agents and brokers ...vity, estimated duties, and any prior bond history to speed placement.
Is this...
https://completemarkets.com/company/allstar/Artisan-Contractors-Insurance/
Artisan Contractors Insurance
Allstar Financial Group’s Artisan Contractors Insurance program, offered through Allstar Underwriters, is designed for independent agents and brokers seeking comprehensive and flexible coverage options for small to mid-sized artisan contractor clients. With access to multiple carriers and tailored underwriting expertise, we make it seamless to quote, bind, and service policies across a broad range of trades and project types.
Ideal Accounts and Appetite
Our program is an excellent fit for general and specialty artisan contractors involved in residential, commercial, or mixed-use projects. We welcome accounts such as:
Electrical, plumbing, and HVAC contractors
Carpenters, drywall installers, and painters
Masonry, roofing, and flooring professionals
Remodelers and small general contractors
We also consider risks related to habitational, office, retail, institutional, wholesale, and vacant property exposures.
Uninsured subcontractors can be considered, and policies can be tailored for project-specific needs. This program is designed for agents with clients who need a responsive market for both straightforward and more nuanced construction risks.
Coverage Highlights and Advantages
Casualty Coverage:
Available as monoline or package policies
Minimum premiums starting at $500
Primary limits available up to $5M/$5M
Project-specific policies available
Optional coverage enhancements including:
Blanket Additional Insured
Waiver of Subrogation
Primary and Non-Contributory wording
Per Project/Per Location Aggregates
Hired & Non-Owned Auto (select classes)
Misc. Professional Liability (select classes)
Umbrella Coverage:
Limits up to $5 million
Minimum premiums starting at $750
Available on a supported or unsupported basis
Umbrella policies require underlying carriers with AM Best ratings of A-VI or better for Auto/GL and B++ or better for Employers Liability. GL limits of $1M/$2M/$2M are required.
Underwriting Highlights and Minimum Premiums
Our underwriting team focuses on responsiveness and flexibility. Minimum premiums vary by class and coverage, starting at $500 for casualty and $750 for umbrella. We work with agents to find the right structure for each account, whether it’s a standalone policy or a complete package.
Example: You might have a contractor client specializing in residential remodeling who uses a few uninsured subcontractors. Our program can accommodate this setup while offering the coverage enhancements needed to satisfy project owner requirements.
Territories and Market Availability
This program is available in most states, with a focus on AL, GA, LA, MS, NC, SC, TN, and VA. We operate on a non-admitted basis, giving us the flexibility to tailor solutions outside the standard market.
Why Work With Allstar Financial Group?
Allstar Financial Group is a trusted Managing General Underwriter and E&S Broker with deep experience in contractor risk placement. Our small business solutions division is built to support independent agents with fast quoting, knowledgeable underwriters, and access to multiple quality carriers. Whether you're working on a single artisan policy or a bundled package for a growing contractor, we streamline the process and help you deliver value to your clients.
Frequently Asked Questions
What types of accounts are a good fit for this program?This program is ideal for small to mid-sized artisan contractors, including electricians, plumbers, HVAC techs, painters, roofers, and general remodelers.
Can the program accommodate uninsured subcontractors?Yes, accounts with uninsured subcontractors can be considered based on underwriting review.
Is this coverage available on an admitted basis?No, most coverage is placed on a non-admitted basis to provide greater flexibility in terms and structure.
In which states is this program available?The program is available in most states, with a core focus on AL, GA, LA, MS, NC, SC, TN, and VA.
Are project-specific policies available?Yes, we offer project-specific policies and can tailor coverage to meet the needs of individual jobs or contracts.
Need help placing an account? Connect with a market specialist.
https://completemarkets.com/company/allstar/Real-Estate-Development/
Real Estate Development
Allstar Financial Group offers Real Estate Development insurance solutions, including casualty and umbrella placements tailored for developers, general contractors and owners of apartment and condominium projects. Our small-business solutions division provides a streamlined quoting and binding process for habitational and mixed-use development accounts—call to speak with one of our underwriters for program specifics and submission requirements.
Overview of the Program From Allstar Financial Group
This program is designed to help agents place construction and development risks with flexible casualty and excess/umbrella options. Policies can be written on a project-specific basis or as broader packages where appropriate. The program supports both primary liability needs and excess limits to protect insureds from construction and premises exposure during development, lease-up and early operations.
Casualty Coverage Highlights
Monoline or package options
Minimum premium starting at $500
Primary limits available up to $5,000,000 / $5,000,000
Project-specific policies available
Uninsured subcontractor coverage
Optional coverage enhancements, including:
Blanket additional insured
Waiver of subrogation
Primary, non-contributory wording
Per project / per location aggregate
Hired & non-owned auto (certain classes)
Miscellaneous professional liability (certain classes)
Umbrella Coverage Highlights
Limits available up to $5,000,000
Minimum premium starting at $750
Supported or unsupported placements
Underlying Requirements and Underwriting Standards
AM Best A-VI or better for auto or general liability
AM Best B++ or better for employers liability
Typical underlying GL limits: $1,000,000 / $2,000,000 / $2,000,000
Ideal Accounts and Appetite
The program fits a broad range of real estate development risks, including:
Contractors and general contractors
Habitational developments (apartments, condos during construction and lease-up)
Office, retail and mixed-use projects
Vacant or phased occupancy projects
Wholesale and institutional developers (subject to underwriting)
Agents should submit accounts with clear project details, GC/subcontractor relationships, and reasonable loss control measures. The program can accommodate many common construction classes, but higher hazard or heavily insured-loss accounts may require referral.
Coverage Advantages
Flexible placement: monoline or packaged casualty options with project-specific policies when needed
Enhanced endorsements available to satisfy owner/GC contract requirements (AI, waiver of subrogation, primary/non-contributory)
Excess/umbrella capacity up to $5M with supported and unsupported structures
Quick quoting and binding through a dedicated small-business solutions team
Underwriting Notes and Minimums
Minimum premiums noted in the program materials start at $500 for casualty and $750 for umbrella; actual minimums can vary by state, class and coverage structure. Project-specific placements are available—include scope, schedule, values and subcontractor controls with submissions to speed review.
Territories and Availability
This program is available in most of the southeastern U.S., including: AL, GA, LA, MS, NC, SC, TN and VA. Availability may vary by class and limit—please check with underwriting for territory-specific acceptances and any admitted vs. E&S placement requirements.
Why Work With Allstar Financial Group on Real Estate Development Business
Underwriter access: program administered by a managing general underwriter with excess & surplus lines brokerage capability, providing flexibility where admitted markets are limited.
Practical endorsements to meet contract needs and reduce coverage gaps during construction and early occupancy.
Responsive small-business solutions team that helps generate quick indications and bind policies for typical apartment and condo developments.
Project and location aggregate options that help manage complex multi-site exposures.
Example Accounts That Fit the Program
A regional developer building a 150-unit apartment complex seeking primary GL with project-specific wording and a $2M primary limit, plus supported umbrella capacity.
A general contractor on phased retail redevelopment needing blanket additional insured endorsements, Waiver of Subrogation and per project aggregate limits.
Frequently Asked Questions
What types of accounts are a good fit for this Real Estate Development program?Accounts that commonly fit include apartment and condominium developments, mixed-use retail/office projects, general contractors and owners with manageable loss histories and clear subcontractor controls. The program handles project-specific placements and multi-location risks within the stated territories.
What are the minimum premiums and available limits?Casualty minimums start around $500 and umbrella minimums start around $750, though actual minimums can vary by state and submission. Primary limits are available up to $5M/$5M and umbrella limits up to $5M.
Can the program provide contract language required by owners or lenders?Yes. The program offers a range of optional endorsements—blanket additional insured, waiver of subrogation, primary/non-contributory wording and per project/per location aggregate—to help satisfy contract requirements where available.
Which states are supported and will you place on an admitted basis?The program is available across most southeastern states, including AL, GA, LA, MS, NC, SC, TN and VA. Placement (admitted vs. surplus) depends on the class, limits and state regulations; underwriting will advise the appropriate market for each submission.
Need help placing an account? Connect with a market specialist.
https://completemarkets.com/company/allstar/Package-Liquor-Store-Insurance/
Package/Liquor Store Insurance
Allstar Financial Group, a Managing General Underwriter and Excess & Surplus Lines broker, offers a focused insurance program for package and liquor store operations. Through our Small Business Solutions division, we provide a streamlined quoting and binding process so agents and brokers can move quickly on behalf of their clients. Whether the account is a single neighborhood liquor shop or a multi-location retail operator, this program addresses the primary exposures across property, casualty, liquor liability, and umbrella coverages.
Ideal Accounts and Appetite
This program is designed for a range of retailers in the packaged goods and beverage space. It is especially well-suited for:
Independent liquor and package stores
Package stores with refrigeration or cold-storage units
Retail locations selling beer, wine, and spirits
Multi-location operators (TIV up to $5M per location)
We also consider related retail and wholesale risks and select classes in contractors, habitational, offices, institutional, and vacant properties depending on the coverage line.
Coverage Highlights and Advantages
Property Coverage
Total Insured Value (TIV) up to $5 million per location
Available as monoline or packaged policy
No-coinsurance options where applicable
Optional enhancements, including equipment breakdown coverage
Casualty Coverage
Available as monoline or as part of a package
Minimum premiums starting at $500 (varies by risk)
Primary general liability limits up to $5M / $5M
Project-specific or location-specific forms available
Options for coverage addressing uninsured subcontractors
Available enhancements include:
Blanket Additional Insured
Waiver of Subrogation
Primary & Non-Contributory wording
Per Project / Location Aggregate
Hired & Non-Owned Auto (class-specific)
Miscellaneous Professional Liability (class-specific)
Liquor Liability
Limits from $100K/$100K up to $1M/$2M
Assault & Battery coverage follows General Liability terms
Liquor liability available in NC, SC, GA, TN, and VA
Umbrella Coverage
Limits up to $5 million
Minimum premiums start at $750 (varies by risk)
Available on a supported or unsupported basis
Underlying carrier requirements: AM Best A-VI or better for GL/Auto; B++ or better for Employers Liability
Underwriting Notes and Minimum Premiums
Minimum premiums vary by coverage line; General Liability and Umbrella minimums begin at the levels noted above but are evaluated per risk. Allstar reviews each submission individually and can offer monoline or package solutions with optional enhancements to tailor coverage to a client’s operations and exposures.
Territories and Availability
This program is available in most states, with strong placement capabilities in AL, GA, LA, MS, NC, SC, TN, and VA. Liquor liability is currently offered in NC, SC, GA, TN, and VA. Most coverages are placed non-admitted through a panel of markets.
Why Work With Allstar Financial Group?
Allstar brings deep expertise in small business and specialty retail risks. Our underwriters understand the unique exposures liquor and package stores face—managing liquor liability, protecting high-value inventory, and ensuring appropriate umbrella limits. Agents benefit from competitive pricing, flexible forms, and quick turnaround through our Small Business Solutions workflow.
You might have a client who just opened a liquor store in Georgia and needs bundled property, general liability, and liquor liability coverage—or a long-standing multi-location retailer seeking improved limits and broader umbrella protection. Allstar is set up to help you place those accounts efficiently.
Frequently Asked Questions
What types of accounts are a good fit for this program?This program is ideal for package and liquor stores, including single-location retailers and multi-location operators. Related retail and wholesale risks may also qualify depending on the coverage line.
Is liquor liability available in all states?No. Liquor liability coverage is currently offered in NC, SC, GA, TN, and VA.
Can I write monoline coverage, or does it have to be a package?You can place monoline or package policies. Allstar offers flexibility across property, casualty, and liquor liability lines to meet client needs.
What is the minimum premium for this program?Minimum premiums vary by coverage type. General Liability minimums start around $500 and Umbrella minimums start around $750; however, final minimums depend on the specific risk and coverages selected.
How quickly can I get a quote and bind coverage?Allstar Financial Group’s Small Business Solutions division is designed for fast turnarounds. Most submissions can be quoted and bound quickly once complete underwriting information is submitted.
Need help placing an account? Connect with a market specialist.
https://completemarkets.com/company/allstar/allstar-transportation-insurance---owner-operator-program/
As an independent owner-operator, it’s critical that both the driver and equipment are protected—on the job and off-duty. Allstar Financial Group’s Owner Operator Program provides a focused transportation insurance solution for owner-operators and small fleets, combining flexible liability options, physical damage coverages, and responsive claims service.
Program Overview
This program is designed to support independent contractors and small fleets from 1 to 1,000 units. Available in all 50 states plus D.C., the offering is scalable and can be placed mono-line or as a package to fill gaps that standard trucking policies may leave — for example, non-trucking liability for drivers leased onto a carrier or additional physical damage protection for owner-operators who need stated amount coverage.
Ideal Accounts
This program is a fit for:
Independent owner-operators on permanent lease agreements
Small to midsize fleets (1–1,000 units)
Operators who need flexible options such as non-trucking liability and physical damage on a stated amount basis
Example scenarios you might place: an owner-operator leased to a national carrier who needs non-trucking liability for personal/off-duty use, or a three-truck local fleet that wants to consolidate physical damage and liability coverages with monthly reporting.
Coverage Features
NON-TRUCKING LIABILITY
- Limits up to $1,000,000 CSL
- Standard ISO Business Auto form with CA23099 endorsement
- Monthly reporting available for flexible exposure handling
- Can be written mono-line or packaged with other lines
- Underwriting focused on customer service and fast placement
PHYSICAL DAMAGE
- Limits up to $250,000 per unit (stated amount)
- Deductibles up to $25,000
- Optional enhancements available, including:
• Downtime coverage
• Tarps, chains and binders
• Personal effects
• Single deductible option
• Lease/finance gap coverage
CLAIMS HANDLING
- Managed by Allstar’s in-house TPA, National Claim Services
- Nationwide adjustor network and 24/7 claims hotline
- Fast-track handling for drivable physical damage claims
- Nationwide glass repair program to reduce downtime
Underwriting and Premiums
Minimum premiums vary by coverage, number of units and state. Monthly reporting options let you scale exposure and premiums as your client grows. The program will consider mono-line placements or bundled programs that include Occupational Accident and Physical Damage where appropriate.
Territories and Markets
Allstar’s Owner Operator Program is available in all 50 states and the District of Columbia. The program accesses multiple carriers across admitted and non-admitted platforms to give you flexible placement options.
Why Work With Allstar Financial Group
Allstar Financial Group is a Managing General Agency and Excess & Surplus Lines broker with deep transportation expertise. You’ll benefit from responsive underwriting, program flexibility, and efficient claims handling through an in-house TPA. These capabilities help you retain clients and place hard-to-write owner-operator and small fleet risks more competitively.
Frequently Asked Questions
What types of accounts are a good fit for this program?The program targets independent owner-operators and small fleets (1–1,000 units). It’s particularly useful for drivers leased to carriers who require non-trucking liability or owners who want stated amount physical damage coverage.
Can this program be written on a mono-line basis?Yes. Coverages can be written mono-line or bundled with other lines such as Occupational Accident and Physical Damage, depending on the client’s needs.
Is this program available in all states?Yes. The Owner Operator Program is available in all 50 states and the District of Columbia.
Who handles the claims for this program?Claims are managed by Allstar’s in-house TPA, National Claim Services, which provides 24/7 support and access to a nationwide adjustor network.
What coverage limits are available for Non-Trucking Liability?Non-Trucking Liability limits are available up to $1,000,000 Combined Single Limit (CSL).
Need help placing an account? Connect with a market specialist.
https://completemarkets.com/company/allstar/Mercantile-Insurance/
Mercantile Insurance
Allstar Financial Group, through its Allstar Underwriters division, offers a comprehensive Mercantile Insurance program tailored for small to mid-sized businesses. Designed for independent agents and brokers seeking fast, flexible, and competitive solutions, this program includes Property, Casualty, and Umbrella coverages. With access to multiple carriers and underwriting expertise, Allstar makes it easy to quote and bind coverage quickly through its Small Business Solutions division.
Ideal Accounts and Appetite
The Mercantile Insurance program is built to accommodate a broad range of commercial risks, including:
Retail and Wholesale Operations
Contractors and Construction-related Businesses
Habitational and Institutional Properties
Office Buildings and Professional Services
Vacant Properties
Whether your client is a general contractor, a retail shop owner, or manages a vacant commercial property, this program offers solutions that meet a wide range of needs and exposures.
Coverage Highlights and Advantages
Property Coverage
Total Insured Value (TIV) up to $5 million per location
Available as monoline or packaged policies
No coinsurance options (subject to risk type)
Optional enhancements, including equipment breakdown
Casualty Coverage
Monoline or packaged options
Minimum premium starting at $500
Primary limits up to $5 million / $5 million
Project-specific policies available
Coverage for uninsured subcontractors
Optional endorsements such as:
Blanket Additional Insured
Waiver of Subrogation
Primary Non-Contributory
Per Project / Per Location Aggregate
Hired & Non-Owned Auto (select classes)
Miscellaneous Professional Liability (select classes)
Umbrella Coverage
Limits available up to $5 million
Minimum premium from $750
Supported and unsupported options
Underlying requirements include carriers rated A-VI or better (Auto/GL) and B++ or better (Employers Liability)
GL limits must meet $1 million / $2 million / $2 million minimums
Underwriting Notes and Minimum Premiums
Minimum premiums vary by line of coverage and risk type, starting at $500 for Casualty and $750 for Umbrella coverage. Allstar Underwriters is experienced in handling a wide range of mercantile risks and offers flexible underwriting and optional enhancements to tailor coverage. Monoline or package policies are available depending on your client's needs.
Territories and Availability
This program is available in most states, with a strong focus on the Southeastern U.S., including Alabama, Georgia, Louisiana, Mississippi, North Carolina, South Carolina, Tennessee, and Virginia. Admitted and non-admitted options are available depending on the state and class of business.
Why Work With Allstar Financial Group?
Allstar Financial Group is a Managing General Underwriter and E&S Broker with a reputation for responsive service and underwriting expertise. Their Mercantile Insurance program is backed by multiple carriers and designed to streamline the placement process for agents and brokers. With quick turnaround times and flexible options, Allstar makes it easier to serve your small business clients across a wide range of industries.
You might have a retail client needing a quick package quote including property and liability, or a contractor requiring project-specific liability with optional umbrella limits — Allstar has the tools and market access to help you place that business efficiently.
Frequently Asked Questions
What types of accounts are a good fit for this program?This program is ideal for contractors, retail and wholesale businesses, habitational properties, office buildings, institutional risks, and vacant properties.
Can I write monoline coverage or must it be packaged?You can write either monoline or package policies depending on the client's needs and the line of business.
What is the minimum premium for Casualty and Umbrella coverage?Casualty coverage starts at $500 minimum premium, while Umbrella coverage starts at $750. Actual premiums may vary based on the specific risk.
Which states is this program available in?This program is available in most states, with a primary focus on AL, GA, LA, MS, NC, SC, TN, and VA.
Are enhancements like Additional Insured and Waiver of Subrogation available?Yes, optional enhancements such as Blanket Additional Insured, Waiver of Subrogation, and others are available for qualifying classes.
Need help placing an account? Connect with a market specialist.
https://completemarkets.com/company/allstar/General-Contractor-Insurance/
General Contractor Insurance
Allstar Financial Group, through its Allstar Underwriters division, provides a flexible and competitive General Contractor Insurance program tailored for independent agents and brokers. Built to address the complex liability exposures of general contractors, the program gives agents access to casualty and umbrella solutions with customizable endorsements and project-specific wording when needed.
Overview of the Program
Allstar’s General Contractor Insurance program is designed for agents placing small- to mid-sized construction risks. Whether the insured manages residential single-family projects, multi-unit habitational work, or light commercial renovation, Allstar offers market access, flexible underwriting, and the policy forms often required by project owners and GC clients.
Operating as a Managing General Underwriter (MGU) and an Excess & Surplus Lines broker, Allstar works with multiple carriers to provide broader coverage options than typical admitted markets. The program is available in most states, with a strong footprint in AL, GA, LA, MS, NC, SC, and VA, and offers both admitted and non-admitted placements depending on the risk and location.
Target Classes and Risk Appetite
This program fits a wide range of contractor-related operations, including:
General contractors (residential and commercial)
Habitational risks (apartments, condos, multi-family)
Retail and wholesale tenant fit-outs
Office and light institutional projects
Limited vacant building exposures (select classes)
You might have a client who manages a portfolio of small commercial renovations or oversees mixed-use residential projects — Allstar can provide project-specific liability coverage and endorsements to match those exposures.
Casualty Coverage Highlights
Available as monoline or within a package
Minimum premium levels start around $500 (varies by class)
Primary liability limits available up to $5 million per occurrence/aggregate
Project-specific and per-project policies available
Options to address uninsured subcontractor exposures (subject to underwriting)
Common enhanced endorsements offered:
Blanket Additional Insured
Waiver of Subrogation
Primary and Non-Contributory wording
Per Project / Per Location Aggregate
Hired & Non-Owned Auto (select classes)
Miscellaneous Professional Liability (select classes)
Umbrella Coverage Highlights
Limits available up to $5 million
Minimum umbrella premiums start around $750 (varies by account)
Supported and unsupported umbrella structures available
Underlying Requirements:
AM Best A-VI or better for Auto or General Liability
AM Best B++ or better for Employer’s Liability
Typical GL limits required: $1M / $2M / $2M
Underwriting and Submission Notes
Allstar’s underwriting team, including its Small Business Solutions division, focuses on quick reviews and practical binding options for construction risks. Expect responsive turnaround, flexible minimum premiums by class, and the ability to structure project-specific or location-specific aggregates. Include ACORD applications, loss runs, and project details for the fastest review.
States and Availability
The program is available in most states, with strong market activity in AL, GA, LA, MS, NC, SC, and VA. Allstar places both admitted and non-admitted coverage depending on the risk profile, limits needed, and state filing requirements.
Why Work With Allstar Financial Group?
Allstar brings decades of underwriting experience and a reputation for responsive service. As an MGU and E&S broker with access to multiple carriers, the firm helps agents place complex or non-standard general contractor accounts that may be difficult to place in standard markets. Their focus on construction-related risks, project-specific wording, and enhanced certificate operations makes them a useful partner when clients need tailored liability and umbrella solutions.
Frequently Asked Questions
What types of accounts are a good fit for this General Contractor Insurance program?This program is ideal for residential and commercial general contractors, including those working on habitational, retail, institutional, and mixed-use projects.
Are project-specific policies available?Yes. Allstar offers project-specific policies and per-project aggregates to match the needs of individual construction jobs.
What is the minimum premium for coverage?Casualty minimums generally start near $500 and umbrella minimums near $750, though actual minimums vary by class and account characteristics.
Is coverage available for uninsured subcontractors?Options to address uninsured subcontractor exposures are available, subject to underwriting review and approval.
In which states is this program available?The program is available in most states, with a focus on AL, GA, LA, MS, NC, SC, and VA. Admitted or non-admitted placement depends on the specific risk and state.
Need help placing an account? Connect with a market specialist.
https://completemarkets.com/company/allstar/habitational-property-risks/
Thank you for contacting Allstar Financial Group regarding Habitational Property Insurance Risks. As a Managing General Agency and Excess & Surplus lines broker representing multiple national carriers, Allstar provides agents with admitted-package options when available and broad E&S capacity for challenging habitational risks.
Overview — Habitational Property Insurance Risks from Allstar Financial Group
Allstar places habitational property programs that combine property, general liability, automobile liability and workers' compensation — either as admitted packages (where available) or as custom E&S placements. We also offer stand-alone General Liability, Property, and Professional Liability policies. Our underwriting team focuses on timely, creative market options for accounts that need capacity outside the standard admitted marketplace.
Ideal Accounts and Target Classes
TARGET CLASSES:
Apartments, Condominiums (including owner-occupied with rental), Hotels & Motels, Dwelling Fire
We will also consider habitational risks with:
- Low occupancy
- Multiple occupants
- Vacant property (multiple years vacant acceptable)
- Extended-stay and similar exposures
Coverage Highlights and Advantages
- Broad placement options: admitted packages where available and robust E&S appetite for higher-risk or non-standard habitational properties.
- Stand-alone and package flexibility: separate General Liability quotes are available when needed.
- Coastal capacity available for eligible accounts.
Underwriting Notes and Minimum Premiums
Forms: ACORD and program supplementals are required on submission. Underwriting is driven by property condition, occupancy, protection measures, and loss history. Minimum premium levels vary by carrier and state—please contact an Allstar underwriter for specific minimums and program eligibility.
Territories and Availability
Available through Allstar Financial Group in: AL, GA, NC, SC, TN, and VA. Many placements are written non-admitted / E&S depending on carrier appetite and state regulations; admitted options may be available in select circumstances.
Why Work With Allstar Financial Group on Habitational Risks
Allstar combines wholesale distribution experience with direct carrier relationships to place habitational accounts that are difficult to place in standard markets. Our underwriters provide quick turnaround on submissions, flexible structuring, and access to multiple carriers so you can compare options and secure capacity for your clients.
Example accounts that fit this program
- A mid-size apartment complex with a recent roofing update but a marginal loss history where standard admitted markets declined — E&S placement with tailored liability limits and property coverage.
- A small extended-stay hotel with mixed occupancy and historical vacancy for some units — separate GL and property options can be quoted to match exposure.
Contact one of our experienced underwriters at Allstar Financial Group about your habitational property insurance needs today.
Forms: ACORD/Supplementals
Separate quotes for General Liability coverage available
Coastal Capacity Available
Frequently Asked Questions
What types of habitational accounts does Allstar want?Allstar targets apartments, condominiums (including rental exposures), hotels & motels, and dwelling fire risks. We also consider accounts with low occupancy, multiple occupants, extended-stay exposures, and properties that have been vacant for multiple years.
Are vacant properties eligible?Yes. Vacant properties can be considered and, in many cases, multiple years vacant is acceptable. Eligibility and terms depend on property condition, loss history, and the carrier’s appetite.
What submission materials do you require?Provide ACORD applications and any program supplementals, current loss runs, occupancy details, protection class, and photos or inspection reports where available. Additional carrier-specific items may be requested during underwriting.
Which states and placement types are supported?Allstar places habitational business in AL, GA, NC, SC, TN, and VA. Many placements are handled on a non-admitted / E&S basis, with admitted options possible depending on carrier and state.
Need help placing an account? Connect with a market specialist.