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...l program include: Medical Malpractice General Liability (Casualty) ...vailable coverages include Medical Malpractice, General Liability (Casualty), ...

... Indiana Only Medical Malpractice Program Contact: Chris Murray ...ts are a good fit for this medical malpractice program?Large physician groups,...

...consulting, engineering, legal, accounting, technology services, and nonprofit...fessionals employed by a firm with malpractice insurance still benefit from in...

...nts place hard-to-place CPA and accounting firms that need professional and ma...from a single industry and limited malpractice history — the program can evalu...

Mortgage Brokers / Bankers Preferred Concepts LLC places professional liability and Errors & Omissions (E&O) coverage for mortgage brokers and mortgage bankers through Mercator Risk Services. The program is designed for producers who need professional liability solutions for real-estate-related lending professionals — including accounts that are routine as well as those that are hard to place or have previous loss activity. Overview of the Program Mercator Risk Services provides underwriting and placement for a broad range of mortgage broker and mortgage banker exposures. The program addresses the practical errors and omissions risks that arise from the loan transaction lifecycle — from application and appraisal to closing and servicing. Preferred Concepts LLC can help you evaluate submissions and route accounts to Mercator for consideration. Common Claims & Exposures Errors by the mortgage broker or banker in loan origination or documentation Errors in closing or settlement services Mortgage servicing mistakes (payment posting, escrow handling, etc.) Failure to order, obtain, or properly document appraisals Failure to obtain or maintain required hazard insurance Ideal Accounts and Appetite This program fits: Independent mortgage brokers and broker-dealers arranging residential or small commercial loans Mortgage bankers that originate and service loans on behalf of lenders Accounts with complex placement needs — including distressed, financially impaired, or previously litigated accounts Typically acceptable: standard E&O risks as well as hard-to-place accounts with prior claims or financial impairment. Accounts that fall outside underwriting appetite will be identified during submission review. Coverage Highlights and Advantages Professional liability / Errors & Omissions coverage tailored to real-estate lending professionals Ability to consider accounts with prior claims or financial challenges Flexible underwriting — Mercator can often work from an application you already have or provide a tailored application for the account Access to multiple carrier relationships through Mercator’s wholesale platform Underwriting Notes Mercator can typically start with an existing application (except in the case of renewals) or supply a specialized application when needed. Disclose prior claims, regulatory actions, and financial impairment up front to accelerate placement. Hard-to-place accounts are handled case-by-case; clear, complete submissions with supporting documents improve chances for placement. Territories and Availability Available through Preferred Concepts LLC / Mercator Risk Services in the following jurisdictions: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Example Account Scenarios You have a small mortgage brokerage that sources residential loans for multiple lenders and needs E&O coverage after a borrower alleged appraisal-related errors — Mercator’s program may consider the account, including prior allegations. A mortgage banker with in-house servicing has a history of an escrow mishandling claim; you need a market that will review the facts and consider placement despite prior loss — this program handles such hard-to-place files. Why Place This Business With Preferred Concepts LLC Preferred Concepts LLC provides access to Mercator Risk Services’ specialty underwriting for mortgage brokers and bankers. That means you get a wholesale platform experienced with professional liability for lending professionals, flexibility to submit unusual or distressed accounts, and support through the underwriting process. Hard to Place: Mercator routinely handles hard-to-place, distressed, and unusual accounts — including those with prior claims or financial impairment. Tell us about your client’s needs and we’ll help determine the best submission approach and coverage options. For more information, please call (860) 527-9717 or send an e-mail to [email protected]. You can get additional information on their products, insurance applications, and Specialty Lines insurance information on their Web site www.mercatorpro.com. Frequently Asked Questions What types of accounts are a good fit for this program?Accounts that typically fit include independent mortgage brokers and mortgage bankers involved in origination, closing, or servicing. The program is also suited for hard-to-place accounts with prior claims or financial impairment, provided the submission includes full details. Can Mercator consider accounts with prior claims or regulatory actions?Yes. Mercator regularly reviews accounts with prior claims or regulatory issues. Provide complete loss histories, regulatory documentation, and remediation steps in your submission to give the underwriter the best context. What documentation should I include with a submission?Include a current application, loss runs, copies of any regulatory correspondence, sample engagement letters or contracts, and details on corporate structure and servicing practices. If you have a client application already prepared, Mercator can generally start from that form. Are there state restrictions or licensing requirements I should be aware of?Availability is broad across the listed states, but individual underwriting may consider state-specific licensing or regulatory histories. Submit the client’s licensing information and any relevant state actions to speed review. Need help placing an account? Connect with a market specialist.

Medical Malpractice Insurance Solutions from Bailey Sp... complex and hard-to-place medical malpractice accounts, including those with ...

Small Accounts Workers’ Compensation Program Caitlin Morgan Insurance Services offers a focused Small Accounts Workers’ Compensation Program to help agents and brokers place smaller premium accounts quickly and efficiently. The program combines underwriting flexibility with fast quote turnaround and access to a broad range of class codes—making it a strong option for Main Street businesses that need admitted workers’ comp coverage at manageable premium levels. Ideal Accounts and Class Eligibility This program is designed for smaller businesses with annual premiums up to $25,000 and is most competitive for accounts under $10,000. Approximately 185 class codes are eligible, with an emphasis on lower-risk industries. Target industries include: Retail shops Hospitality Office professionals Light manufacturing Restaurants Automobile service & repair If you have a client operating a small retail store with a handful of employees or a family-owned restaurant seeking affordable workers’ comp, this program provides a streamlined placement option. Coverage Advantages Caitlin Morgan’s Small Accounts Workers’ Compensation Program offers: Fast quote turnaround to accelerate placements Broad class-code eligibility across many Main Street business types Admitted markets in available states for smooth, admitted placements Underwriting and service geared toward smaller premium accounts The program reduces the common hurdles agents face when placing small comp accounts by offering responsive underwriting and an efficient submission process. Underwriting Notes and Minimum Premium The program starts with a minimum premium of $2,500 and is most effective for accounts with premiums under $10,000. Typical underwriting considerations include: Business operations and employee classifications Loss history and overall risk profile Number of employees and payroll size For a complete list of eligible class codes, visit our website at: caitlin-morgan.com/workerscomp/small accounts Territorial Availability The Small Accounts Workers’ Compensation Program is available in the following states: AR, CO, CT, FL, GA, ID, IL, IN, IA, KS, MD, MI, MN, MO, MT, NE, NV, NJ, NC, PA, SC, SD, TN, TX, and WI. Why Work With Caitlin Morgan Insurance Services As a wholesale broker with deep experience in workers’ compensation, Caitlin Morgan specializes in helping agents place challenging or underserved small accounts. Their focused approach to Main Street risks, flexible underwriting, and commitment to fast service make them a valuable partner for agents looking to grow or protect their comp book. You might bring this market a 6-employee neighborhood auto repair shop or a two-location retail business that needs admitted coverage but doesn’t meet larger-market minimums—both are the type of accounts that fit the program’s appetite. Contact: Gerry Dumke, (800) 723-7475 [email protected] Frequently Asked Questions What types of accounts are a good fit for this program?The program is ideal for Main Street businesses such as retail shops, restaurants, small offices, and auto repair shops with premiums under $10,000. What is the minimum premium required for submission?The minimum premium starts at $2,500, but the program is most effective for accounts below $10,000 in premium. How many class codes are eligible under this program?Approximately 185 class codes are eligible, focusing on lower-risk industries and occupations. In which states is this program currently available?The program is available in over 20 states, including IL, TX, FL, IN, PA, and GA. A full list is provided above. How quickly can I get a quote?Caitlin Morgan offers fast quote turnaround, helping agents place small accounts efficiently and without delay. Need help placing an account? Connect with a market specialist.

..., Inc. offers a dedicated Legal Malpractice program designed for independent a...ble and can be packaged with legal malpractice to create a more comprehensive ...

...AS Insurance Services — Medical Malpractice Insurance (Allied Healthcare) N...uilt for brokers who need tailored malpractice solutions for allied providers,...