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After School Programs Insurance is a key co...this program? Ideal accounts include after school programs, tutoring centers, recreational programs, mentoring services, and Boys and...

...an Services division: the Special Schools Insurance Program. This program is d...oth for-profit and nonprofit special schools, depending on underwriting guidel...

...que insurance needs of Mentoring Programs. These programs foster positive, goal-oriented relat... overnight or residential mentoring programs eligible?No, this program is for ...

...ts & Non-Sports • Before & After Care Programs • Religious Groups • Fi...xposure — youth sports teams, camps, schools, day care programs, and special events — are all goo...

...road coverage options for schools, after-school programs, summer programs, and... Private Schools (K-12) Before/After School Programs Summer Programs Colleges Universities ...

... Respite Care Facilities and Day Programs Hospice Organizations Traumatic Brain Injury (TBI) Programs Organizations operating under ARCs...bility camps, hospice services, TBI programs, ARCs, and nonprofit organization...

...Facilities Domestic Violence Programs and Shelters Alcohol & Drug ...ines, and substance abuse treatment programs. Are volunteers and independent c...

Group Homes Insurance is part of AFC Insurance Inc.'s Human & Social Services Insurance Program. This specialized program is designed for small residential facilities that provide supervised living environments for individuals who require mental, emotional, behavioral, or physical support. Whether your client operates a home for youth at risk or a facility supporting adults recovering from traumatic brain injuries, this program provides tailored insurance solutions to help protect their operations, staff, and residents. Ideal Accounts and Eligible Classes: This program is designed for group homes that serve a wide range of populations with unique care needs. Target classes include: Developmentally Disabled Youth At Risk Mental Health Facilities Alcohol & Drug Rehabilitation Centers Homes for Boys and Girls Traumatic Brain Injury (TBI) Support Homes All Age Groups These accounts typically require specialized coverage to manage risks associated with caregiving, medical oversight, and community integration. You might have a client operating a licensed residential home for adolescents recovering from addiction, or a nonprofit group supporting adults with developmental disabilities—these are both strong fits for the program. Coverage Highlights and Advantages: This comprehensive insurance program offers a broad package of coverages tailored to the unique risks faced by group homes. Available coverages include: Package Policies General & Professional Liability Endorsements for Volunteers & Independent Contractors as Insureds Optional Key Employee Replacement Endorsement Optional Extended Coverage Endorsement with Blanket Additional Insured Umbrella Liability Property Coverage Commercial Auto (restrictions may apply) Abuse & Molestation Coverage These coverage enhancements are designed to address both day-to-day operational risks and more complex exposures, such as employee turnover or allegations of misconduct. Underwriting Notes and Minimum Premiums: Minimum premiums vary depending on the scope and size of the operation, services provided, and risk characteristics. AFC Insurance Inc. works closely with appointed agents to evaluate each submission based on its merits. Facilities must demonstrate proper licensing, staff training, and risk management practices to qualify for coverage. Territories and Availability: This program is available in most states, including but not limited to CA, TX, FL, NY, IL, and WA. AFC Insurance Inc. offers admitted solutions in many of these states, helping your clients meet regulatory requirements while gaining access to robust coverage. Be sure to reach out for specifics on state availability and any restrictions. Why Work With AFC Insurance Inc.? As a trusted Program Administrator, AFC Insurance Inc. brings a deep understanding of the human and social services sector. Their dedicated underwriting team supports agents and brokers with responsive service, flexible program design, and access to a variety of carriers tailored to niche markets. With a strong appetite for group homes and related social service organizations, AFC Insurance Inc. is a reliable partner for placing challenging or specialized risks. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for residential group homes serving developmentally disabled individuals, at-risk youth, those undergoing drug or alcohol rehabilitation, and clients with traumatic brain injuries. Is this program available in all states?The program is available in most states, including CA, TX, FL, NY, and many others. Check with AFC Insurance Inc. for specific state eligibility and any restrictions. What coverages are included in the program?Coverage options include General & Professional Liability, Property, Umbrella, Auto (with some restrictions), Abuse & Molestation, and several valuable endorsements such as Key Employee Replacement and coverage for volunteers. Do group homes need to be licensed to qualify?Yes, facilities should be properly licensed and demonstrate risk management practices to be eligible for coverage through this program. Who underwrites the policies offered in this program?AFC Insurance Inc. works with a variety of carriers to underwrite this program. Carrier selection may vary depending on the risk profile and location. Need help placing an account? Connect with a market specialist.

...this program to place day schools, after-school programs, tutoring centers, vo...onprofit-run day schools, preschools, after-school programs, tutoring centers, vocational tra...

... and continuing operating expenses after a covered physical loss. Extra Ex...atherings or walk-in clients—such as schools, healthcare facilities, venues, s...