Axiom Insurance Managers offers a tailored
Artisan Contractors Insurance Program designed for small, independent artisan contractors working in residential and commercial construction. Backed by more than 15 years of underwriting experience in the construction industry, Axiom delivers specialized solutions that meet the unique needs of your contractor clients.
This program is ideal for artisan contractors with up to $1,000,000 in annual payroll and 15 or fewer employees—though accounts with higher payrolls can be considered. Whether your client is a startup with at least one year of experience or a seasoned contractor, Axiom provides flexible underwriting and competitive options.
PRODUCT DETAILS
PRODUCT FEATURES
Residential
Experienced & professional underwriting team
Commercial
Competitive rates and deductible options
Condo/tract work up to 25 new construction units
Prompt policy issuance
New ventures with minimum 1 year experience
Direct bill and financing available
Up to 25% subcontracted work allowed
Coverage available in most states
Eligibility for up to 30 artisan classes
A- “Excellent” rated carrier by A.M. Best
Minimum premium starts at $750
Admitted paper available depending on risk
Coverage and Limits Available (Maximum Limits)
General Liability
· $1,000,000 Each Occurrence
· $2,000,000 General Aggregate (other than Products/Completed Ops)
· $2,000,000 Products Completed Operations
· $1,000,000 Personal and Advertising Injury
· $100,000 Damages to premises rented to you ($300,000 for commercial projects)
· $5,000 Medical Payments Expense
Please visit our website at www.axiom-ins.com for additional information and
program guidelines on all of Axiom’s Programs or contact either:
Jerry McCabe
Underwriting
847-228-5883 x233
https://completemarkets.com/company/axiom-ins/Amusement-Rental-Insurance-Program/
Axiom's underwriters and loss control specialists bring over a decade of experience insuring Amusement Rental operations.
Our expertise spans the full range of amusement devices—
from bounce houses and inflatable slides to mechanical bulls and interactive games.
We customize each policy to match your client’s unique operations, exposures, and state regulations—
delivering a tailored solution that fits their business.
Eligible Exposures
Program Highlights
Inflatables such as Bouncers
Competitive rates and deductible options
Slides (wet and dry)
Exceptional customer service
Mechanical Rides
A.M. Best “A” Rated Carriers
Interactive devices and games
All lines of coverage available
Tents, tables, chairs
Minimum premium – $1,000
Party Supplies
Nationwide availability
Entertainers and more…
Direct Bill & Financing Options
Coverage and Limits Available
General Liability
$1,000,000 Each Occurrence / $2,000,000 General Aggregate
$1,000,000 Products Completed Operations
$1,000,000 Personal & Advertising Injury
$100,000 Damage to Premises Rented
Liquor Liability (Package or Mono-Line)
$1,000,000 Each Common Cause / $2,000,000 Aggregate
Umbrella / Excess
Limits up to $10 Million
Optional Coverages
Property (subject to Coastal Wind Exclusions)
Business Income
Inland Marine for Amusement Devices
Food and Beverage, Spoilage, Crime
Hired & Non-Owned Auto Liability
Equipment Breakdown
Employment Practices Liability
Additional Insured Endorsement, Broad Form
Frequently Asked Questions
What types of accounts are a good fit for this program?This program is ideal for businesses that rent out amusement and party equipment, including inflatables, mechanical rides, tents, tables, interactive games, and more.
Is this program admitted or non-admitted?This program is written on non-admitted paper through A-rated carriers.
In which states is the Amusement Rental Insurance Program available?The program is available in most states, including the District of Columbia.
Is there a minimum premium requirement?Yes, the minimum premium starts at $1,000, although it may vary depending on the risk profile and coverages selected.
Can I access multiple coverage lines under one policy?Yes, Axiom offers packaged coverage options including General Liability, Liquor Liability, Umbrella, Property, and more.
Need help placing an account? Connect with a market specialist.