https://completemarkets.com/company/44143/durable-medical-equipment-insurance/
Available nationwide through A-rated insurance carriers
Surplus lines tax filing capability in all 50 states
Package policy includes Property and General Liability
Standard GL and Professional Liability limits of $1 million / $3 million per occurrence
Exclusive program developed and managed since 2004
In-house underwriting, quoting, and binding authority
International Excess Program Managers offers a specialized Durable Medical Equipment Insurance program tailored for agents and brokers placing DME providers. With nearly two decades managing this exclusive program, we focus on the operational and professional exposures common to suppliers, renters, and retailers of durable medical equipment.
Ideal Accounts and Appetite
This program is designed for businesses that sell, rent, distribute, or service durable medical equipment and supplies. Target classes include, but are not limited to:
Home healthcare supply vendors
DMEPOS providers (Durable Medical Equipment, Prosthetics, Orthotics, and Supplies)
Medical mobility device retailers (wheelchairs, scooters)
Respiratory and oxygen equipment providers
You might have a client who operates a regional DME company delivering hospital beds and mobility equipment to patients' homes, or a small chain that supplies oxygen concentrators and related services. This program addresses both liability exposures and property risks tied to inventory, rentals, and client care activities.
Coverage Highlights and Advantages
Package policies that combine Property and General Liability for simpler placement
Professional Liability included with standard limits of $1M / $3M
Underwritten and supported by A-rated carriers
In-house underwriting and binding authority for faster turnaround
Program continuity and specialized expertise since 2004
Underwriting Notes and Minimum Premiums
Minimum premiums and terms vary by risk characteristics such as annual revenue, product mix (rental vs. sales), services provided, and geographic exposure. Our underwriting team has delegated authority to quote and bind, enabling responsive service and case-specific solutions. Provide detailed revenue, operations, and loss history for the quickest turn.
Territories and Availability
The program is available in most U.S. states, including DC. We can file surplus lines taxes in all 50 states and frequently place business on a non-admitted basis where appropriate. Contact our team to confirm market options and admitted/non-admitted availability for your client's state.
Why Work With International Excess Program Managers?
As a managing general agency focused on niche healthcare programs, International Excess Program Managers combines deep underwriting knowledge with operational efficiency. Our team offers direct access to underwriters, flexible binding authority, and established carrier relationships to help you place both new and complex DME accounts.
Interested in becoming an appointed agent for this program? Click here.
Frequently Asked Questions
What types of accounts are a good fit for this program?Accounts that sell, rent, distribute, or service durable medical equipment are a good fit—examples include DMEPOS providers, home healthcare supply vendors, mobility device retailers, and respiratory equipment suppliers.
Is this program available in all states?The program is available in most states, and we have surplus lines filing capability in all 50 states. Actual availability may vary by carrier and the specific risk profile.
What coverages are included in the program?We offer a package policy that includes Property and General Liability, with Professional Liability included at standard limits of $1M / $3M. Coverage options are tailored to each account.
Do you have in-house underwriting authority?Yes. We provide in-house underwriting, quoting, and binding authority to expedite placements and provide flexible solutions for brokers.
How long has this program been in operation?This exclusive Durable Medical Equipment Insurance program has been operating since 2004 and is backed by A-rated carriers.
Need help placing an account? Connect with a market specialist.